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Original filing (PDF)20250728174251NAL0004083842001
HABITAT FOR HUMANITY CENTRAL ARIZONA
Form 5500
FILING_RECEIVED
EMPLOYEE BENEFIT PLAN HABITAT FOR HUMANITY CENTRAL ARIZONA
401(k) retirement plan
Signals · 3
30% in single holding~115 bps in Sched C feesNo recordkeeper disclosed
Active participants
119
Accounts w/ balance
208
Plan assets (EOY)
$6.1M
Net assets (EOY)
$6.1M
How this plan invests
This plan
1 pooled trust
Schedule D
34 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Stadion Domestic Equity" is 30% of plan.
- 115 bps in Schedule C fees — 121% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HABITAT FOR HUMANITY CENTRAL ARIZONA.
Plan sponsor
Name
HABITAT FOR HUMANITY CENTRAL ARIZONA
EIN
74-2401708
Address
2830 WEST GLENDALE AVE. SUITE 33 · PHOENIX, AZ · 85051
Phone
(602) 583-2417
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-07-28
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CLIFTONLARSENALLEN
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SUNWEST PENSIONS | 86-0922116 | — | TPA | $4K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LINCOLN NATIONAL CORPORATION | 35-1140070 | — | SERVICE PROVICER | $44K | — |
| STADION MONEY MANAGEMENT | 58-2099805 | — | SERVICE PROVIDER | $22K | — |
Investments
34 direct securities · 1 pooled fund· $11.6M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$6.0M
34 holdings
Pooled Separate Account
$5.6M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| LINCOLN LIFE SEPARATE ACCOUNT 4K LINCOLN NATIONAL LIFE INSURANCE CO · EIN 35-0472300 / PN 402 | Pooled Separate Account | — | — | $5.6M | 91.6% | |
| Stadion Domestic Equity | — | — | — | $1.8M | 29.5% | |
| Stadion International Equity | — | — | — | $927K | 15.2% | |
| Stadion Long Duration Fixed 30 Vanguard 500 Index Fund Admiral Class | — | — | — | $538K | 8.8% | |
| Stadion Cyclical Trend | — | — | — | $387K | 6.3% | |
| Stadion Core Income ETF | — | — | — | $375K | 6.2% | |
| Stadion Dynamic Trend | — | — | — | $370K | 6.1% | |
| Lincoln National Life Insurance Company Managed Principal Protection Portfolio | — | — | — | $361K | 5.9% | |
| Baird Aggregate Bond Instl Class | — | — | — | $171K | 2.8% | |
| MFS Growth Fund Class R6 | — | — | — | $138K | 2.3% | |
| Participants Participant Loans Rates from 4.25 to 9.5% | — | — | — | $134K | 2.2% | |
| Vanguard Real Estate Index Fund Admiral Shares | — | — | — | $118K | 1.9% | |
| Vanguard Target Retirement 2040 Fund Investor Shares | — | — | — | $105K | 1.7% | |
| Vanguard Inflation-Protected Securities Fund Admiral Shares | — | — | — | $73K | 1.2% | |
| Vanguard Selected Value Fund Investor Shares | — | — | — | $62K | 1.0% | |
| MFS Mid Cap Growth Fund Clas R6 | — | — | — | $52K | 0.8% | |
| DFA US Small Cap Value Portfolio Instl Class | — | — | — | $40K | 0.7% | |
| Eaton Vance Income Fund of Boston | — | — | — | $30K | 0.5% | |
| American Funds New World Fund | — | — | — | $30K | 0.5% | |
| Vanguard Target Retirement 2050 Fund Investor Shares | — | — | — | $29K | 0.5% | |
| PIMCO Commodity Real Return Strategy Fund Instl Class 215 PIMCO International Bond Fund Institutional Class | — | — | — | $28K | 0.5% | |
| American Funds Capital World Growth and Income Fund | — | — | — | $27K | 0.4% | |
| Invesco International Growth Fund | — | — | — | $25K | 0.4% | |
| Federated Government Ultrashort Duration Fund | — | — | — | $25K | 0.4% | |
| Vanguard Target Retirement 2055 Fund Investor Shares | — | — | — | $24K | 0.4% | |
| American Funds American Balanced Fund Class R6 | — | — | — | $20K | 0.3% | |
| Lincoln National Life Insurance Company Guaranteed Stable Value | — | — | — | $19K | 0.3% | |
| Vanguard Target Retirement 2030 Fund Investor Shares | — | — | — | $17K | 0.3% | |
| Vanguard Target Retirement 2020 Fund Investor Shares | — | — | — | $14K | 0.2% | |
| Vanguard Target Retirement 2060 Fund Investor Shares | — | — | — | $14K | 0.2% | |
| Vanguard Target Retirement Income Fund Investor Shares | — | — | — | $7K | 0.1% | |
| Vanguard Target Retirement 2065 Fund Investor Shares | — | — | — | $7K | 0.1% | |
| Vanguard Target Retirement 2025 Fund Investor Shares | — | — | — | $4K | <0.1% | |
| PGIM Jennison Small Company Fund Class R6 | — | — | — | $4K | <0.1% | |
| Vanguard Target Retirement 2035 Fund Investor Shares | — | — | — | $1K | <0.1% |
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