Original filing (PDF)20251013170735NAL0003783170001

ROCKY MOUNTAIN INSTITUTE

Name: ROCKY MOUNTAIN INSTITUTE — ROCKY MOUNTAIN INSTITUTE TAX SHELTERED ANNUITY PLAN, Form 5500 (2024)
Creator: ROCKY MOUNTAIN INSTITUTE

Form 5500

FILING_RECEIVED

ROCKY MOUNTAIN INSTITUTE TAX SHELTERED ANNUITY PLAN

403(b) retirement plan

Signals · 2

Corrective distributions issuedNo recordkeeper disclosed

Active participants

606

Accounts w/ balance

764

Plan assets (EOY)

$55.4M

Net assets (EOY)

$55.4M

How this plan invests

This plan

48 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

/ 100

Grade C

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ROCKY MOUNTAIN INSTITUTE.

Plan sponsor

Name

ROCKY MOUNTAIN INSTITUTE

EIN

74-2244146

Address

2490 JUNCTION PLACE STE 200 · BOULDER, CO · 803012167

Phone

(303) 245-1003

Industry

Professional & Technical Servicessee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-13

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2L · 403(b)(1) annuity

2M · 403(b)(7) custodial accounts

2S · Automatic enrollment

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3H · Sponsor in controlled / affiliated group

Service providers (Schedule C)

2 rows

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
CREATIVE PLANNING, INC.	43-1270780	—	INVESTMENT ADVISORY	$0	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PRINCIPAL LIFE INSURANCE COMPANY	42-0127290	—	CONTRACT ADMINISTRATOR	$194K	—

Investments

48 direct securities· $55.5M(100% of reported assets)

Other securities

$54.9M

45 holdings

Common Stock

$336K

1 holding

Bonds / Notes

$209K

1 holding

Cash / Money Market

$12K

1 holding

					% of plan
Prin LifeTime Hybrid 2050 R6 Mutual Fund	Other securities	—	—	$8.2M	14.8%
Vanguard 500 Index Admiral Fd Mutual Fund	Other securities	—	—	$8.1M	14.7%
Prin LifeTime Hybrid 2055 R6 Mutual Fund	Other securities	—	—	$6.1M	11.1%
Prin LifeTime Hybrid 2060 R6 Mutual Fund	Other securities	—	—	$4.8M	8.6%
Prin LifeTime Hybrid 2045 R6 Mutual Fund	Other securities	—	—	$4.4M	8.0%
Prin LifeTime Hybrid 2040 R6 Mutual Fund	Other securities	—	—	$2.5M	4.6%
Vanguard FTSE Soc Idx Adm Fd Mutual Fund	Other securities	—	—	$1.9M	3.5%
Prin LifeTime Hybrid 2035 R6 Mutual Fund	Other securities	—	—	$1.8M	3.2%
LargeCap Growth I Inst Fund Mutual Fund	Other securities	—	—	$1.4M	2.6%
Principal High Yield Inst Fund Mutual Fund	Other securities	—	—	$1.4M	2.5%
Vanguard Sm Cap Index Adm Fund Mutual Fund	Other securities	—	—	$1.1M	2.0%
Vanguard Dev Mkts Index Adm Fd Mutual Fund	Other securities	—	—	$1.1M	1.9%
Vanguard Mid Cap Index Adm Fd Mutual Fund	Other securities	—	—	$1.1M	1.9%
Prin LifeTime Hybrid 2025 R6 Mutual Fund	Other securities	—	—	$866K	1.6%
Prin LifeTime Hybrid 2065 R6 Mutual Fund	Other securities	—	—	$856K	1.5%
Natixis Target Retire 2045 N Mutual Fund	Other securities	—	—	$714K	1.3%
Natixis Target Retire 2060 N Mutual Fund	Other securities	—	—	$696K	1.3%
Prin LifeTime Hybrid 2030 R6 Mutual Fund	Other securities	—	—	$688K	1.2%
Natixis Target Retire 2040 N Mutual Fund	Other securities	—	—	$659K	1.2%
Vanguard Int-Tm Bd Idx Adm Fd Mutual Fund	Other securities	—	—	$646K	1.2%
MFS Value R6 Fund Mutual Fund	Other securities	—	—	$555K	1.0%
Natixis Target Retire 2050 N Mutual Fund	Other securities	—	—	$527K	1.0%
Calvert Equity I Fund Mutual Fund	Other securities	—	—	$387K	0.7%
1919 Socially Resp Bal I Fund Mutual Fund	Other securities	—	—	$386K	0.7%
Natixis Target Retire 2055 N Mutual Fund	Other securities	—	—	$358K	0.6%
PIMCO Total Return Instl Fund Mutual Fund	Other securities	—	—	$347K	0.6%
Prin Fixed Inc Guar Option Fixed Income	Common Stock	—	—	$336K	0.6%
Calvert Global Energy Sol A Fd Mutual Fund	Other securities	—	—	$321K	0.6%
Am Cent Hertiage R6 Fund Mutual Fund	Other securities	—	—	$319K	0.6%
Natixis Target Retire 2030 N Mutual Fund	Other securities	—	—	$295K	0.5%
Inv Dev Mark R6 Fd Mutual Fund	Other securities	—	—	$259K	0.5%
Prin LifeTime Hybrid 2015 R6 Mutual Fund	Other securities	—	—	$251K	0.5%
JanusHenderson Triton N Mutual Fund	Other securities	—	—	$249K	0.4%
Calvert Int’ l Respon Idx R6 Fd Mutual Fund	Other securities	—	—	$236K	0.4%
Fidelity Adv Sm Cap Val Z Fund Mutual Fund	Other securities	—	—	$235K	0.4%
Am Fds EuroPacific Grth R6 Fd Mutual Fund	Other securities	—	—	$210K	0.4%
Various maturity dates through 2029; interest rates ** * Notes receivable from participants from 4.25% - 9.5%	Bonds / Notes	—	—	$209K	0.4%
MidCap Value I Inst Fund Mutual Fund	Other securities	—	—	$172K	0.3%
PIMCO Real Return Instl Fund Mutual Fund	Other securities	—	—	$166K	0.3%
Prin LifeTime Hybrid 2020 R6 Mutual Fund	Other securities	—	—	$153K	0.3%
Principal Real Estate Secs Inst Fund Mutual Fund	Other securities	—	—	$119K	0.2%
(E)	Other securities	—	—	$69K	0.1%
Prin LifeTime Hybrid 2070 R6 Mutual Fund	Other securities	—	—	$69K	0.1%
GS Intl SC Insights R6 Fd Mutual Fund	Other securities	—	—	$68K	0.1%
Natixis Target Retire 2035 N Mutual Fund	Other securities	—	—	$34K	<0.1%
Fidelity Govt Money Mkt K6 Fd Mutual Fund	Cash / Money Market	—	—	$12K	<0.1%
Natixis Target Retire 2025 N Mutual Fund	Other securities	—	—	$1K	<0.1%
Natixis Target Retire 2020 N Mutual Fund	Other securities	—	—	$1K	<0.1%