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Original filing (PDF)20251015130512NAL0004624257001
BAR CONSTRUCTORS, INC.
Form 5500
FILING_RECEIVED
BAR CONSTRUCTORS, INC. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
37% in single holding
Active participants
118
Accounts w/ balance
153
Plan assets (EOY)
$13.5M
Net assets (EOY)
$13.5M
How this plan invests
This plan
23 pooled trusts
Schedule D
24 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
82
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "MassMutual SF Guaranteed" is 37% of plan.
Helping the score
- Below-peer total fees (2 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BAR CONSTRUCTORS, INC..
Plan sponsor
Name
BAR CONSTRUCTORS, INC.
EIN
74-2060682
Address
P.O. BOX 10 · LANCASTER, TX · 75146
Phone
(972) 227-3287
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
TURNER, STONE & COMPANY, L.L.P.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS CO OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $1K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ARMANINO, LLP | 94-6214841 | — | TPA | $1K | — |
Investments
3 direct securities · 23 pooled funds· $12.9M(95% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Pooled Separate Account
$8.1M
23 holdings
Guaranteed Income / GIC
$4.8M
1 holding
Uncategorized
$66K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| * MassMutual SF Guaranteed | Guaranteed Income / GIC | — | — | $4.8M | 35.2% | |
| JPMORGAN US EQUITY R2 JPMORGAN · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $1.9M | 14.4% | |
| MFS VALUE R3 MFS · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $826K | 6.1% | |
| MM SELECT TRP RETIREMENT 2030 M4 EMPOWER ANNUITY INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $663K | 4.9% | |
| BLACKROCK TOTAL RETURN INV A BLACKROCK · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $603K | 4.5% | |
| MM S&P 500 INDEX I MASS MUTUAL · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $544K | 4.0% | |
| MM GLOBAL ADM MASS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $485K | 3.6% | |
| MM INFL-PROT AND INC A MASS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $384K | 2.8% | |
| ALLSPRING SPECIAL SMALL CAP VAL A ALLSPRING GLOBAL INVESTMENTS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $332K | 2.5% | |
| MM MID CAP GROWTH SVC MASS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $327K | 2.4% | |
| BARON GROWTH RETAIL BARON CAPITAL GROUP INC · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $305K | 2.3% | |
| MFS MID CAP VALUE R2 MFS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $268K | 2.0% | |
| ALGER CAPITAL APPRECIATION A ALGER · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $258K | 1.9% | |
| MM SELECT TRP RETIREMENT 2040 M4 EMPOWER ANNUITY INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $242K | 1.8% | |
| MFS INTERNATIONAL NEW DISCOVERY A MFS · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $196K | 1.5% | |
| INVESCO REAL ESTATE A INVESCO · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $181K | 1.3% | |
| MM HIGH YIELD A MASS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $165K | 1.2% | |
| MM SELECT TRP RETIREMENT 2020 M4 EMPOWER ANNUITY INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $127K | 0.9% | |
| ISHARES RUSSELL 2000 SM CAP IDX K BLACKROCK · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $100K | 0.7% | |
| FIDELITY MID CAP INDEX FIDELITY INVESTMENTS · EIN 90-0779283 / PN 000 | Pooled Separate Account | — | — | $66K | 0.5% | |
| MassMutual SIA - T.Rowe Price Retirement Balanced Fund | — | — | — | $43K | 0.3% | |
| MM SELECT TRP RETIREMENT BAL M4 EMPOWER ANNUITY INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $43K | 0.3% | |
| MassMutual SF Guaranteed (U) | — | — | — | $23K | 0.2% | |
| MM SELECT TRP RETIREMENT 2050 M4 EMPOWER ANNUITY ISURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $22K | 0.2% | |
| MM SELECT TRP RETIREMENT 2010 M4 EMPOWER ANNUITY INSURANCE COMPANY · EIN 90-0342299 / PN 000 | Pooled Separate Account | — | — | $4K | <0.1% | |
| AMERICAN CENTURY EQUITY GROWTH INV AMERICAN CENTURY INVESTMENTS · EIN 04-1590850 / PN 000 | Pooled Separate Account | — | — | $0 | <0.1% |