John M. McCormack signed Visible Changes, Inc.'s 2024 Form 5500 as plan administrator.
Signer names are public record from the Form 5500 e-signature.
Visible Changes, Inc.'s EIN is 74-1940259.
Download the official 2024 Form 5500 (PDF) for Visible Changes, Inc. from the U.S. Department of Labor's EFAST2 system.
Download the official 2024 Form 5500 (PDF)Visible Changes, Inc.'s plan includes profit-sharing, a 401(k) feature, a self-directed brokerage window, automatic enrollment, a default investment (QDIA).
Holdings are itemized directly on this plan's Schedule of Assets, below.
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES,INC | 34-1479833 | — | NONE | $19K | — |
| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CHARLES SCHWAB & CO., INC. | 94-1737782 | — | NONE | $122 | — |
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | % of plan | |||||
|---|---|---|---|---|---|---|
| FIDELITY 500 INDEX Registered Investment Company | Common Collective Trusts | — | — | $8.9M | 11.7% | |
| VANGUARD TRSY MONEY MKT INVSTR Money Market / Cash Equivalent | Mutual Funds | — | — | $6.8M | 8.9% | |
| SCHWAB INDEXED RET TR FUND 2030 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 015 | Common Collective Trust | — | — | $6.4M | 8.4% | |
| PCRA Self-Directed Brokerage Account | Self-Directed Brokerage | — | — | $6.2M | 8.0% | |
| SCHWAB INDEXED RET TR FUND 2035 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 016 | Common Collective Trust | — | — | $5.9M | 7.7% | |
| SCHWAB INDEXED RET TR FUND 2045 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 018 | Common Collective Trust | — | — | $4.7M | 6.1% | |
| VANGUARD GROWTH INDEX ADMIRAL Registered Investment Company | Mutual Funds | — | — | $4.1M | 5.3% | |
| SCHWAB INDEXED RET TR FUND 2055 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 021 | Common Collective Trust | — | — | $4.0M | 5.3% | |
| SCHWAB INDEXED RET TR FUND 2050 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 019 | Common Collective Trust | — | — | $3.9M | 5.1% | |
| SCHWAB INDEXED RET TR FUND 2040 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 017 | Common Collective Trust | — | — | $3.9M | 5.1% | |
| VANGUARD EQUITY INCOME ADMIRAL Registered Investment Company | Mutual Funds | — | — | $2.9M | 3.7% | |
| FIDELITY US BOND INDEX Registered Investment Company | Mutual Funds | — | — | $2.6M | 3.4% | |
| FIDELITY EXTENDED MARKET INDEX Registered Investment Company | Mutual Funds | — | — | $2.4M | 3.1% | |
| FIDELITY TOTAL INTERN INDEX Registered Investment Company | Mutual Funds | — | — | $2.1M | 2.8% | |
| SCHWAB INDEXED RET TR FUND 2025 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 014 | Common Collective Trust | — | — | $1.6M | 2.2% | |
| FIDELITY SMALL CAP INDEX Registered Investment Company | Mutual Funds | — | — | $1.6M | 2.1% | |
| FEDERATED INSTL HI YLD BOND Registered Investment Company | Common Stocks | — | — | $1.5M | 2.0% | |
| PARTICIPANT LOANS (4.25% - 9.50%) | Bonds / Notes | — | — | $1.1M | 1.4% | |
| SCHWAB INDEXED RET TR FUND 2020 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 013 | Common Collective Trust | — | — | $1.1M | 1.4% | |
| FIDELITY EMERG MARKETS IDX Registered Investment Company | Common Collective Trusts | — | — | $1.0M | 1.4% | |
| VANGUARD BALANCED INDEX ADM Registered Investment Company | Mutual Funds | — | — | $953K | 1.2% | |
| SCHWAB INDEXED RET TR FUND 2015 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 012 | Common Collective Trust | — | — | $849K | 1.1% | |
| VANGUARD INFLATION PROTECT ADM Registered Investment Company | Mutual Funds | — | — | $683K | 0.9% | |
| FIDELITY REAL ESTATE INDEX Registered Investment Company | Mutual Funds | — | — | $354K | 0.5% | |
| FIDELITY SHORT TERM BD INDEX Registered Investment Company | Mutual Funds | — | — | $318K | 0.4% | |
| SCHWAB INDEXED RET TR FUND 2065 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 025 | Common Collective Trust | — | — | $308K | 0.4% | |
| SCHWAB INDEXED RET TR FUND 2060 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 023 | Common Collective Trust | — | — | $202K | 0.3% | |
| SCHWAB INDEXED RET TR FUND 2010 CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 011 | Common Collective Trust | — | — | $529 | <0.1% |
Detected from the parsed Schedule of Assets. Click a family to see every plan that holds it — ranked by position size.
