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Original filing (PDF)20251001151533NAL0013396913001
GUADALUPE VALLEY TELEPHONE COOPERATIVE, INC.
Form 5500
FILING_RECEIVED
GUADALUPE VALLEY TELEPHONE COOPERATIVE, INC. MEDICAL BENEFIT PLAN
Health & welfare plan
Signals · 3
~191 bps in Sched C feesNo recordkeeper disclosed14 service providers
Active participants
219
Accounts w/ balance
—
Plan assets (EOY)
$12.6M
Net assets (EOY)
$11.8M
How this plan invests
This plan
318 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 191 bps in Schedule C fees — 558% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GUADALUPE VALLEY TELEPHONE COOPERATIVE, INC..
Plan sponsor
Name
GUADALUPE VALLEY TELEPHONE COOPERATIVE, INC.
EIN
74-1194662
Address
36101 FM 3159 · NEW BRAUNFELS, TX · 781325903
Phone
(830) 885-4411
Industry
Information / Tech / Mediasee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
505
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-01
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4H · Long-Term Disability
4Q · Other
Audit & trust (Schedule H)
Auditor
HEARD, MCELROY & VESTAL LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
14 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STRATEBEN | 38-2242132 | — | PLAN CONSULTANT | $76K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INTEGRA EMPLOYER HEALTH DBA MAESTRO | 56-1392505 | — | CONTRACT ADMINISTRATOR | $77K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HEARD MCELROY & VESTAL LLC | 72-0398470 | — | AUDITOR | $18K | — |
Other
11| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY SMITH BARNEY LLC | 20-8764829 | — | NONE | $33K | — |
| PHCS | 04-3138814 | — | PPO PROVIDER | $16K | — |
| SAGE ADVISORY SERVICES LTD | 74-2798841 | — | NONE | $15K | — |
| HEALTHCARE BLUEBOOK | 83-2795772 | — | PPO PROVIDER | $5K | — |
| TOUCHSTONE FUNDS | 31-0487145 | — | NONE | $0 | — |
| THORNBURG FUNDS | 31-0487145 | — | NONE | $0 | — |
| PIMCO INSTITUTIONAL FUNDS | 95-2632339 | — | NONE | $0 | — |
| CATALYST/MILLBURN HEDGE STRATEGY I | — | — | NONE | $0 | — |
| GQG PARTNERS EM EQ INST | 83-1672243 | — | NONE | $0 | — |
| OAKMARK FUNDS | 52-2257882 | — | NONE | $0 | — |
| LAZARD ASSET MANAGEMENT | 05-0530199 | — | NONE | $0 | — |
Investments
314 direct securities· $9.2M(73% of reported assets)
Uncategorized
$9.2M
312 holdings
Common Stocks
$29K
1 holding
Preferred Stocks
$4K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| CATALYST/MILLBURN HS I Total | — | — | $949K | $989K | 7.9% | |
| OAKMARK INTERNATL INST Total | — | — | $528K | $572K | 4.5% | |
| THORNBURG INTL GRO I Total | — | — | $593K | $564K | 4.5% | |
| TOUCHSTONE:SEL GRO Y Total | — | — | $329K | $555K | 4.4% | |
| LAZARD:GL LSTD INFR INST Total | — | — | $510K | $512K | 4.1% | |
| PIMCO:STK+ INTL(DH) I‐2 Total | — | — | $310K | $333K | 2.6% | |
| Interest‐Bearing Cash and Cash Equivalents * MM Fund | — | — | $192K | $192K | 1.5% | |
| UNITED STATES TREASURY, 4.625%, 06/15/2027 | — | — | $133K | $133K | 1.1% | |
| UNITED STATES TREASURY, 4.625%, 04/30/2029 | — | — | $107K | $107K | 0.9% | |
| UNITED STATES TREASURY, 4.125%, 11/15/2027 | — | — | $107K | $107K | 0.8% | |
| UNITED STATES TREASURY, 4.625%, 11/15/2026 | — | — | $103K | $103K | 0.8% | |
| UNITED STATES TREASURY, 4.125%, 03/31/2029 | — | — | $95K | $95K | 0.8% | |
| UNITED STATES TREASURY, 4.500%, 05/15/2027 | — | — | $76K | $76K | 0.6% | |
| UNITED STATES TREASURY, 4.125%, 02/15/2027 | — | — | $69K | $70K | 0.6% | |
| AMAZON COM ORD | — | — | $31K | $66K | 0.5% | |
| MICROSOFT ORD | — | — | $44K | $60K | 0.5% | |
| UNITED STATES TREASURY, 3.875%, 08/15/2033 | — | — | $57K | $57K | 0.5% | |
| UNITED STATES TREASURY, 3.750%, 05/31/2030 | — | — | $53K | $52K | 0.4% | |
| UNITED STATES TREASURY, 4.250%, 06/30/2029 | — | — | $50K | $50K | 0.4% | |
| UNITED STATES TREASURY, 4.375%, 05/15/2034 | — | — | $50K | $48K | 0.4% | |
| UNITED STATES TREASURY, 4.000%, 02/15/2034 | — | — | $46K | $45K | 0.4% | |
| UNITEDHEALTH GRP ORD | — | — | $41K | $41K | 0.3% | |
| WHITE MOUNTAINS INSURANCE ORD | — | — | $19K | $40K | 0.3% | |
| WELLS FARGO ORD | — | — | $23K | $38K | 0.3% | |
| CASELLA WASTE CL A ORD | — | — | $32K | $38K | 0.3% | |
| FN MA4600, 3.500%, 05/01/2052 | — | — | $39K | $36K | 0.3% | |
| ACI WORLDWIDE ORD | — | — | $20K | $36K | 0.3% | |
| VZMT 2024‐3 A1A, 5.340%, 04/22/2030 | — | — | $35K | $36K | 0.3% | |
| UNITED STATES TREASURY, 3.500%, 02/15/2033 | — | — | $36K | $34K | 0.3% | |
| FH SD8215, 4.000%, 05/01/2052 | — | — | $37K | $34K | 0.3% | |
| ABBOTT LABORATORIES ORD | — | — | $32K | $34K | 0.3% | |
| CONSTRUCTION PARTNERS CL A ORD | — | — | $10K | $34K | 0.3% | |
| MOELIS CL A ORD | — | — | $18K | $33K | 0.3% | |
| ARMSTRONG WORLD INDUSTRIES ORD | — | — | $15K | $33K | 0.3% | |
| FN MA5189, 5.000%, 11/01/2053 | — | — | $33K | $32K | 0.3% | |
| BANK OF AMERICA ORD | — | — | $22K | $32K | 0.3% | |
| VISA CL A ORD | — | — | $24K | $32K | 0.3% | |
| FN CB6475, 5.000%, 06/01/2053 | — | — | $32K | $32K | 0.3% | |
| LANDSTAR SYSTEM ORD | — | — | $18K | $31K | 0.2% | |
| APPLE ORD | — | — | $26K | $30K | 0.2% | |
| FH SD8214, 3.500%, 05/01/2052 | — | — | $33K | $30K | 0.2% | |
| TEMPUR SEALY INTERNATIONAL ORD | — | — | $15K | $30K | 0.2% | |
| EXLSERVICE HOLDINGS ORD | — | — | $21K | $30K | 0.2% | |
| BANK OF AMERICA CORP, 3.824%, 01/20/2028 | — | — | $31K | $29K | 0.2% | |
| ORACLE ORD | — | — | $27K | $29K | 0.2% | |
| FH SD8207, 3.500%, 04/01/2052 | — | — | $33K | $29K | 0.2% | |
| REVOLVE GROUP CL A ORD | — | — | $13K | $29K | 0.2% | |
| ALPHABET CL C ORD | — | — | $16K | $29K | 0.2% | |
| s & Options AAON ORD | Common Stocks | — | $15K | $29K | 0.2% | |
| EPLUS ORD | — | — | $23K | $28K | 0.2% | |
| FN MA4761, 5.000%, 09/01/2052 | — | — | $28K | $28K | 0.2% | |
| MASTERCARD CL A ORD | — | — | $19K | $28K | 0.2% | |
| KINSALE CAPITAL GROUP ORD | — | — | $18K | $28K | 0.2% | |
| SERVICENOW ORD | — | — | $12K | $27K | 0.2% | |
| MATSON ORD | — | — | $8K | $27K | 0.2% | |
| SHOPIFY CL A SUB VTG ORD | — | — | $17K | $27K | 0.2% | |
| FH SD3977, 5.000%, 04/01/2053 | — | — | $27K | $27K | 0.2% | |
| ATLANTIC UNION BANKSHARES ORD | — | — | $22K | $26K | 0.2% | |
| ESSENTIAL PROPERTIES REALTY TRUS ORD | — | — | $21K | $26K | 0.2% | |
| MORGAN STANLEY ORD | — | — | $18K | $26K | 0.2% | |
| NETFLIX ORD | — | — | $10K | $26K | 0.2% | |
| TEXAS ROADHOUSE ORD | — | — | $15K | $25K | 0.2% | |
| RBC BEARINGS ORD | — | — | $18K | $25K | 0.2% | |
| ONTO INNOVATION ORD | — | — | $14K | $25K | 0.2% | |
| CONOCOPHILLIPS ORD | — | — | $27K | $25K | 0.2% | |
| FN MA4580, 3.500%, 04/01/2052 | — | — | $28K | $25K | 0.2% | |
| COMET 2024‐1 A, 3.920%, 09/17/2029 | — | — | $25K | $25K | 0.2% | |
| ACUSHNET HOLDINGS ORD | — | — | $17K | $25K | 0.2% | |
| MURPHY USA ORD | — | — | $7K | $24K | 0.2% | |
| DESCARTES SYSTEM ORD | — | — | $17K | $24K | 0.2% | |
| CTS ORD | — | — | $17K | $24K | 0.2% | |
| GATES INDUSTRIAL ORD | — | — | $20K | $24K | 0.2% | |
| CHARLES SCHWAB ORD | — | — | $20K | $24K | 0.2% | |
| FN MA4656, 4.500%, 07/01/2052 | — | — | $24K | $24K | 0.2% | |
| ACCENTURE CL A ORD | — | — | $19K | $24K | 0.2% | |
| AMERICAN EXPRESS ORD | — | — | $13K | $24K | 0.2% | |
| FN FS6866, 5.000%, 10/01/2053 | — | — | $24K | $23K | 0.2% | |
| FN MA5352, 5.000%, 05/01/2054 | — | — | $24K | $23K | 0.2% | |
| ELI LILLY ORD | — | — | $18K | $23K | 0.2% | |
| GLOBUS MEDICAL CL A ORD | — | — | $17K | $23K | 0.2% | |
| CHEVRON ORD | — | — | $25K | $23K | 0.2% | |
| CERTARA ORD | — | — | $37K | $23K | 0.2% | |
| FN MA5215, 5.500%, 12/01/2053 | — | — | $23K | $23K | 0.2% | |
| CITIGROUP INC, 6.174%, 05/25/2034 | — | — | $22K | $22K | 0.2% | |
| PHILIP MORRIS INTERNATIONAL ORD | — | — | $18K | $22K | 0.2% | |
| FH SD8342, 5.500%, 07/01/2053 | — | — | $22K | $22K | 0.2% | |
| DOUBLEVERIFY HOLDINGS ORD | — | — | $26K | $22K | 0.2% | |
| AIR PRODUCTS AND CHEMICALS ORD | — | — | $21K | $21K | 0.2% | |
| LANCASTER COLONY ORD | — | — | $21K | $21K | 0.2% | |
| NORFOLK SOUTHERN ORD | — | — | $19K | $21K | 0.2% | |
| ENERGY TRANSFER LP, 6.400%, 12/01/2030 | — | — | $21K | $21K | 0.2% | |
| NEWMARKET ORD | — | — | $16K | $21K | 0.2% | |
| THERMO FISHER SCIENTIFIC ORD | — | — | $23K | $21K | 0.2% | |
| BRISTOL MYERS SQUIBB ORD | — | — | $26K | $21K | 0.2% | |
| EXPONENT ORD | — | — | $22K | $21K | 0.2% | |
| MSCI ORD | — | — | $18K | $21K | 0.2% | |
| ABBVIE ORD | — | — | $19K | $21K | 0.2% | |
| LOWE'S COMPANIES ORD | — | — | $19K | $20K | 0.2% | |
| ADOBE ORD | — | — | $20K | $20K | 0.2% | |
| STATE STREET CORP, 3.152%, 03/30/2031 | — | — | $20K | $20K | 0.2% | |
| ANALOG DEVICES ORD | — | — | $18K | $20K | 0.2% | |
| DEERE ORD | — | — | $18K | $20K | 0.2% | |
| Asset Backed Securities COMET 2023‐1 A, 4.420%, 05/15/2028 | — | — | $20K | $20K | 0.2% | |
| VZMT 2024‐8 A1A, 4.620%, 11/20/2030 | — | — | $20K | $20K | 0.2% | |
| WFCM 2015‐C29 A4, 3.637%, 06/17/2048 | — | — | $20K | $20K | 0.2% | |
| MARTEN TRANSPORT ORD | — | — | $25K | $20K | 0.2% | |
| BALCHEM ORD | — | — | $16K | $20K | 0.2% | |
| ZOETIS CL A ORD | — | — | $21K | $20K | 0.2% | |
| NOVANTA ORD | — | — | $19K | $19K | 0.2% | |
| GOLDMAN SACHS GROUP INC, 3.814%, 04/23/2029 | — | — | $19K | $19K | 0.2% | |
| PNC FINANCIAL SERVICES GROUP ORD | — | — | $12K | $19K | 0.2% | |
| BANK OF AMERICA CORP, 1.734%, 07/22/2027 | — | — | $19K | $19K | 0.2% | |
| HANOVER INSURANCE GROUP ORD | — | — | $17K | $19K | 0.2% | |
| GOLDMAN SACHS GROUP INC, 3.102%, 02/24/2033 | — | — | $20K | $19K | 0.2% | |
| COMCAST CL A ORD | — | — | $19K | $19K | 0.2% | |
| TJX ORD | — | — | $12K | $19K | 0.1% | |
| FH SD8394, 5.000%, 01/01/2054 | — | — | $19K | $18K | 0.1% | |
| QUALYS ORD | — | — | $13K | $18K | 0.1% | |
| GENERAL DYNAMICS ORD | — | — | $16K | $18K | 0.1% | |
| DOVER ORD | — | — | $14K | $18K | 0.1% | |
| HAEMONETICS ORD | — | — | $20K | $18K | 0.1% | |
| HOME DEPOT ORD | — | — | $14K | $18K | 0.1% | |
| GRAHAM HOLDINGS CL B ORD | — | — | $12K | $18K | 0.1% | |
| MCDONALD'S ORD | — | — | $17K | $18K | 0.1% | |
| JOHNSON & JOHNSON ORD | — | — | $20K | $17K | 0.1% | |
| CITIGROUP INC, 1.122%, 01/28/2027 | — | — | $17K | $17K | 0.1% | |
| SPS COMMERCE ORD | — | — | $15K | $17K | 0.1% | |
| AIRBNB CL A ORD | — | — | $15K | $17K | 0.1% | |
| ESCO TECHNOLOGIES ORD | — | — | $12K | $17K | 0.1% | |
| Government and Municipal Bonds UNITED STATES TREASURY, 3.250%, 06/30/2029 | — | — | $17K | $17K | 0.1% | |
| EOG RESOURCES ORD | — | — | $17K | $17K | 0.1% | |
| OLLIES BARGAIN OUTLET HLDG ORD | — | — | $9K | $17K | 0.1% | |
| GOLDMAN SACHS GROUP INC, 1.948%, 10/21/2027 | — | — | $17K | $17K | 0.1% | |
| ENOVIS ORD | — | — | $22K | $17K | 0.1% | |
| BLACKSTONE ORD | — | — | $14K | $17K | 0.1% | |
| EATON ORD | — | — | $8K | $16K | 0.1% | |
| TREX ORD | — | — | $13K | $16K | 0.1% | |
| GENERAL MOTORS FINANCIAL COMPANY INC, 5.800%, 06/2 | — | — | $16K | $16K | 0.1% | |
| PROCTER & GAMBLE ORD | — | — | $15K | $16K | 0.1% | |
| UNITED PARCEL SERVICE CL B ORD | — | — | $23K | $16K | 0.1% | |
| TEXAS INSTRUMENTS ORD | — | — | $15K | $16K | 0.1% | |
| WORKDAY CL A ORD | — | — | $14K | $16K | 0.1% | |
| CAPITAL ONE FINANCIAL CORP, 6.312%, 06/08/2029 | — | — | $15K | $15K | 0.1% | |
| CITIGROUP INC, 3.070%, 02/24/2028 | — | — | $15K | $15K | 0.1% | |
| CITIGROUP INC, 3.980%, 03/20/2030 | — | — | $15K | $15K | 0.1% | |
| WELLS FARGO & CO, 5.574%, 07/25/2029 | — | — | $15K | $15K | 0.1% | |
| SITEONE LANDSCAPE SUPPLY ORD | — | — | $15K | $15K | 0.1% | |
| GMCAR 2024‐1 A3, 4.850%, 12/18/2028 | — | — | $15K | $15K | 0.1% | |
| CAPITAL ONE FINANCIAL ORD | — | — | $12K | $15K | 0.1% | |
| TRUIST FINANCIAL ORD | — | — | $13K | $15K | 0.1% | |
| CNA FINANCIAL CORP, 4.500%, 03/01/2026 | — | — | $15K | $15K | 0.1% | |
| HOME DEPOT INC, 3.350%, 09/15/2025 | — | — | $15K | $15K | 0.1% | |
| PRICESMART ORD | — | — | $12K | $15K | 0.1% | |
| SCHLUMBERGER FINANCE CANADA LTD, 1.400%, 09/17/202 | — | — | $15K | $15K | 0.1% | |
| BLACKROCK ORD | — | — | $9K | $15K | 0.1% | |
| HEALTHEQUITY ORD | — | — | $9K | $14K | 0.1% | |
| WALMART ORD | — | — | $8K | $14K | 0.1% | |
| FN FS6668, 5.500%, 12/01/2053 | — | — | $14K | $14K | 0.1% | |
| CNO FINANCIAL GROUP INC, 5.250%, 05/30/2029 | — | — | $15K | $14K | 0.1% | |
| BLACKBAUD ORD | — | — | $13K | $14K | 0.1% | |
| FH SD8382, 5.000%, 12/01/2053 | — | — | $14K | $14K | 0.1% | |
| AGILYSYS ORD | — | — | $7K | $14K | 0.1% | |
| RTX ORD | — | — | $12K | $14K | 0.1% | |
| UNION PACIFIC ORD | — | — | $14K | $13K | 0.1% | |
| BANK5 2024‐5YR8, 5.884%, 08/17/2057 | — | — | $13K | $13K | 0.1% | |
| US BANCORP, 5.836%, 06/12/2034 | — | — | $13K | $13K | 0.1% | |
| HONEYWELL INTERNATIONAL ORD | — | — | $12K | $13K | 0.1% | |
| CANNAE HOLDINGS ORD | — | — | $22K | $13K | 0.1% | |
| ARES MANAGEMENT CL A ORD | — | — | $10K | $13K | 0.1% | |
| CAPITAL ONE FINANCIAL CORP, 5.817%, 02/01/2034 | — | — | $13K | $13K | 0.1% | |
| NEXTERA ENERGY ORD | — | — | $14K | $13K | 0.1% | |
| PARKER HANNIFIN ORD | — | — | $7K | $13K | 0.1% | |
| ALEXANDER AND BALDWIN ORD | — | — | $18K | $13K | 0.1% | |
| BANK OF AMERICA CORP, 5.425%, 08/15/2035 | — | — | $13K | $13K | 0.1% | |
| BROADCOM INC, 4.350%, 02/15/2030 | — | — | $13K | $13K | 0.1% | |
| SIMON PROPERTY GROUP LP, 3.375%, 06/15/2027 | — | — | $13K | $13K | 0.1% | |
| BOEING CO, 2.196%, 02/04/2026 | — | — | $13K | $13K | 0.1% | |
| J AND J SNACK FOODS ORD | — | — | $12K | $12K | <0.1% | |
| TYLER TECHNOLOGIES ORD | — | — | $7K | $12K | <0.1% | |
| UNIFIRST ORD | — | — | $12K | $12K | <0.1% | |
| LEMAITRE VASCULAR ORD | — | — | $7K | $12K | <0.1% | |
| DUKE ENERGY CORP, 3.400%, 06/15/2029 | — | — | $13K | $12K | <0.1% | |
| VIATRIS INC, 2.700%, 06/22/2030 | — | — | $12K | $12K | <0.1% | |
| DOMINION ENERGY ORD | — | — | $12K | $12K | <0.1% | |
| INGEVITY ORD | — | — | $17K | $12K | <0.1% | |
| WELLS FARGO & CO, 4.808%, 07/25/2028 | — | — | $12K | $12K | <0.1% | |
| TRUIST FINANCIAL CORP, 7.161%, 10/30/2029 | — | — | $12K | $12K | <0.1% | |
| CHARLES SCHWAB CORP, 4.000%, 12/29/2049 | — | — | $11K | $12K | <0.1% | |
| ALARMCOM HOLDINGS ORD | — | — | $9K | $11K | <0.1% | |
| BIO TECHNE ORD | — | — | $12K | $11K | <0.1% | |
| FIRST‐CITIZENS BANK & TRUST CO, 6.125%, 03/09/2028 | — | — | $12K | $11K | <0.1% | |
| CIGNA ORD | — | — | $11K | $11K | <0.1% | |
| COPT DEFENSE PROPERTIES LP, 2.750%, 04/15/2031 | — | — | $13K | $11K | <0.1% | |
| BAKER HUGHES HOLDINGS LLC, 3.138%, 11/07/2029 | — | — | $13K | $11K | <0.1% | |
| COCA‐COLA ORD | — | — | $11K | $11K | <0.1% | |
| WELLS FARGO & CO, 5.499%, 01/23/2035 | — | — | $11K | $11K | <0.1% | |
| FIRST INDUSTRIAL REALTY TRUST ORD | — | — | $7K | $11K | <0.1% | |
| VERTEX CL A ORD | — | — | $6K | $11K | <0.1% | |
| XCEL ENERGY ORD | — | — | $11K | $11K | <0.1% | |
| CABLE ONE ORD | — | — | $19K | $11K | <0.1% |
Showing top 200 of 314 investments by value.