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Original filing (PDF)20251013165033NAL0003630402001
RIVER OAKS COUNTRY CLUB
Form 5500
FILING_RECEIVED
RIVER OAKS COUNTRY CLUB 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 1
1 failed disclosure
Active participants
418
Accounts w/ balance
398
Plan assets (EOY)
$27.0M
Net assets (EOY)
$27.0M
How this plan invests
This plan
32 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
96
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RIVER OAKS COUNTRY CLUB.
Plan sponsor
Name
RIVER OAKS COUNTRY CLUB
EIN
74-0865200
Address
1600 RIVER OAKS BLVD. · HOUSTON, TX · 77019
Phone
(713) 874-6338
Industry
Arts, Entertainment, Recreationsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-13
Pension benefit codes
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2F · ERISA section 404(c)
2E · Profit-sharing
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
WITHUMSMITH BROWN PC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $35K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAMBRIDGE INVESTMENT RESEARCH | 42-1445429 | — | ADVISOR | $37K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
32 direct securities· $27.0M(100% of reported assets)
Uncategorized
$26.9M
31 holdings
Mutual Funds
$89K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Fidelity Management Trust Company Fidelity Freedom Index 2030 Fund - IPR | — | — | — | $4.2M | 15.4% | |
| Fidelity Management Trust Company Fidelity 500 Index Fund | — | — | — | $3.1M | 11.6% | |
| Fidelity Management Trust Company Fidelity Freedom Index 2035 Fund - IPR | — | — | — | $2.6M | 9.8% | |
| Fidelity Management Trust Company Fidelity Freedom Index 2025 Fund - IPR | — | — | — | $2.6M | 9.5% | |
| Fidelity Management Trust Company Fidelity Freedom Index 2050 Fund - IPR | — | — | — | $1.8M | 6.6% | |
| Fidelity Management Trust Company Fidelity Freedom Index 2040 Fund - IPR | — | — | — | $1.7M | 6.4% | |
| Principal Life Insurance Company Principal MidCap Fund R5 Class | — | — | — | $1.4M | 5.1% | |
| Fidelity Management Trust Company Fidelity Freedom Index 2045 Fund - IPR | — | — | — | $1.3M | 4.7% | |
| Fidelity Management Trust Company Fidelity Freedom Index 2055 Fund - IPR | — | — | — | $1.0M | 3.8% | |
| J.P. Morgan JP Morgan Core Plus Bond Fund Class R6 | — | — | — | $1.0M | 3.7% | |
| Fidelity Management Trust Company Fidelity Blue Chip Growth K6 Fund | — | — | — | $938K | 3.5% | |
| Money Market Fund * Fidelity Management Trust Company Fidelity Money Market Trust Retirement Government Money Market Portfolio | — | — | — | $809K | 3.0% | |
| John Hancock Investments John Hancock Disciplined Value Mid Cap Fund R6 | — | — | — | $677K | 2.5% | |
| Fidelity Management Trust Company Fidelity Small Cap Value Index Fund | — | — | — | $510K | 1.9% | |
| Janus Capital Group Janus Henderson Balanced Fund Class I | — | — | — | $498K | 1.8% | |
| Fidelity Management Trust Company Fidelity Freedom Index 2020 Fund - IPR | — | — | — | $484K | 1.8% | |
| Fidelity Management Trust Company Fidelity International Capital Appreciation K6 Fund | — | — | — | $466K | 1.7% | |
| Fidelity Management Trust Company Fidelity Freedom Index 2060 Fund - IPR | — | — | — | $396K | 1.5% | |
| Fidelity Management Trust Company Fidelity Freedom Index Income - IPR | — | — | — | $283K | 1.0% | |
| American Century Investments American Century Global Real Estate Fund Class R6 | — | — | — | $221K | 0.8% | |
| BlackRock Emerging Markets Fund - K Shares | — | — | — | $186K | 0.7% | |
| BlackRock 40/60 Target Allocation Fund - Class K | — | — | — | $169K | 0.6% | |
| Participant loans Principal balances ranging up to $18,637 at interest rates of 5.25% to - | — | — | — | $139K | 0.5% | |
| Fidelity Management Trust Company Fidelity Freedom Index 2065 Fund - IPR | — | — | — | $135K | 0.5% | |
| American Century Investments American Century Strategic Allocation: Aggressive Fund R6 Class | Mutual Funds | — | — | $89K | 0.3% | |
| Fidelity Management Trust Company Fidelity Small Cap Index Fund | — | — | — | $89K | 0.3% | |
| Fidelity Management Trust Company Fidelity Freedom Index 2070 Fund - IPR ** 73 * Fidelity Management Trust Company Fidelity Global ex U.S. Index Fund | — | — | — | $87K | 0.3% | |
| Fidelity Management Trust Company Fidelity U.S. Bond Index Fund | — | — | — | $59K | 0.2% | |
| Fidelity Management Trust Company Fidelity Freedom Index 2015 Fund - IPR | — | — | — | $31K | 0.1% | |
| PIMCO Investments LLC PIMCO GNMA Fund Institutional Class | — | — | — | $29K | 0.1% | |
| Fidelity Management Trust Company Fidelity Mid Cap Index Fund | — | — | — | $25K | <0.1% | |
| Fidelity Management Trust Company Fidelity Large Cap Value Index Fund | — | — | — | $2K | <0.1% |