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Original filing (PDF)20251015051622NAL0005249136001
EARLY DEVELOPMENT SERVICES INC.
Form 5500
FILING_RECEIVED
EARLY DEVELOPMENT SERVICES INC. 401K RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
48% in single holding
Active participants
123
Accounts w/ balance
138
Plan assets (EOY)
$2.2M
Net assets (EOY)
$2.2M
How this plan invests
This plan
3 pooled trusts
Schedule D
13 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
76
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "JPMORGAN SMARTRETIRE 2055 - R2" is 48% of plan.
Helping the score
- Below-peer total fees (23 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for EARLY DEVELOPMENT SERVICES INC..
Plan sponsor
Name
EARLY DEVELOPMENT SERVICES INC.
EIN
73-1656591
Address
PO BOX 1747 · SEASIDE, CA · 93955
Phone
(831) 393-2246
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
SMITH AND HOWARD, P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $5K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MORGAN STANLEY | — | SANTA CRUZ, CA | ADVISOR | $0 | — |
Investments
12 direct securities · 3 pooled funds· $2.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$2.2M
12 holdings
Common Collective Trust
$21K
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JPMORGAN SMARTRETIRE 2055 - R2 | Registered Investment Companies | — | — | $1.1M | 48.4% | |
| JPMORGAN SMARTRET 2045 - R2 | Registered Investment Companies | — | — | $282K | 12.7% | |
| JPMORGAN SMARTRET 2050 - R2 | Registered Investment Companies | — | — | $265K | 12.0% | |
| JPMORGAN SMARTRET 2035 - R2 | Registered Investment Companies | — | — | $226K | 10.2% | |
| JPM SMARTRET 2030 - R2 | Registered Investment Companies | — | — | $119K | 5.4% | |
| JPMORGAN SMARTRET 2040 - R2 | Registered Investment Companies | — | — | $77K | 3.5% | |
| MACQUARIE SMALL CAP VALUE - R | Registered Investment Companies | — | — | $48K | 2.2% | |
| JPM SMARTRET INCOME - R2 | Registered Investment Companies | — | — | $42K | 1.9% | |
| JPM SMARTRET 2020 - R2 | Registered Investment Companies | — | — | $33K | 1.5% | |
| STATE ST S&P 500 IDX IX STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 344 | Common Collective Trust | — | — | $20K | 0.9% | |
| JPMORGAN CORE BOND - R2 | Registered Investment Companies | — | — | $13K | 0.6% | |
| JPMORGAN US EQUITY - R2 | Registered Investment Companies | — | — | $11K | 0.5% | |
| JPMORGAN US SMALL COMPANY R2 | Registered Investment Companies | — | — | $3K | 0.1% | |
| STATE ST INTL IDX SECLEND VIII STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 336 | Common Collective Trust | — | — | $743 | <0.1% | |
| INVESCO STABLE ASSET INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001 | Common Collective Trust | — | — | $10 | <0.1% |