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Original filing (PDF)20251015120749NAL0004799249001
899210-01 NEXTEP, INC.
Form 5500
FILING_RECEIVED
NEXTEP 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Active participants
16,913
Accounts w/ balance
9,824
Plan assets (EOY)
$566.4M
Net assets (EOY)
$566.1M
How this plan invests
This plan
16 pooled trusts
Schedule D
41 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 50 bps in Schedule C fees — 728% above peer band of 6 bps.
- 58% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for 899210-01 NEXTEP, INC..
Plan sponsor
Name
899210-01 NEXTEP, INC.
EIN
73-1543198
Address
1800 N INTERSTATE DRIVE · NORMAN, OK · 73072
Phone
(888) 811-5150
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
UHY LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS. COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $2.2M | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MANAGEMENT | $64K | — |
| MMLIS | — | SPRINGFIELD, MA | BROKER/ADVISOR | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEXTEP INC | — | NORMAN, OK | PLAN ADMINISTRATOR | $506K | — |
Investments
41 direct securities · 16 pooled funds· $871.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$564.0M
41 holdings
Common Collective Trust
$307.2M
16 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard 500 Index Fund | — | — | — | $82.8M | 14.6% | |
| INDEX SELECT MOD 2035 FD CL R6 AST WILMINGTON TRUST · EIN 81-4457845 / PN 307 | Common Collective Trust | — | — | $81.7M | 14.4% | |
| Reliance Trust Company Moderate 2035 Fund | — | — | — | $81.7M | 14.4% | |
| Reliance Trust Company Moderate 2045 Fund | — | — | — | $59.4M | 10.5% | |
| INDEX SELECT MOD 2045 FUND CL R6 AST WILMINGTON TRUST · EIN 81-4470950 / PN 308 | Common Collective Trust | — | — | $59.4M | 10.5% | |
| Reliance Trust Company Moderate 2055 Fund | — | — | — | $53.3M | 9.4% | |
| INDEX SELECT MOD 2055 FUND CL R6 AST WILMINGTON TRUST · EIN 81-4484368 / PN 309 | Common Collective Trust | — | — | $53.3M | 9.4% | |
| INDEX SELECTMOD RETIRE FD CL R6 AST WILMINGTON TRUST · EIN 81-4430771 / PN 305 | Common Collective Trust | — | — | $51.2M | 9.0% | |
| Reliance Trust Company Moderate Retirement Fund | — | — | — | $51.2M | 9.0% | |
| JPMorgan Investment Management Large Cap Growth Fund | — | — | — | $24.4M | 4.3% | |
| Mass Mutual SAGIC Diversified Bond I | — | — | — | $16.8M | 3.0% | |
| Reliance Trust Company Conservative 2035 Fund | — | — | — | $16.2M | 2.9% | |
| INDEX SELECT CONSER 2035 FD CL R6 AST WILMINGTON TRUST · EIN 81-4515825 / PN 312 | Common Collective Trust | — | — | $16.2M | 2.9% | |
| American Funds Washington Mutual Fund | — | — | — | $13.4M | 2.4% | |
| Vanguard Total Bond Market Index Fund | — | — | — | $11.5M | 2.0% | |
| Vanguard Mid Cap Index Fund | — | — | — | $10.8M | 1.9% | |
| Vanguard Small Cap Index Fund | — | — | — | $10.3M | 1.8% | |
| Reliance Trust Company Conservative 2045 Fund | — | — | — | $10.0M | 1.8% | |
| INDEX SELECT CONSERV 2045 FD CL R6 AST WILMINGTON TRUST · EIN 81-4532033 / PN 313 | Common Collective Trust | — | — | $10.0M | 1.8% | |
| Vanguard Developed Markets Index Fund | — | — | — | $9.8M | 1.7% | |
| American Funds New Perspective Fund | — | — | — | $9.2M | 1.6% | |
| Vanguard Small Cap Value Index Fund | — | — | — | $8.5M | 1.5% | |
| Reliance Trust Company Aggressive 2035 Fund | — | — | — | $8.0M | 1.4% | |
| INDEX SELECT AGG 2035 FUND CL R6 AST WILMINGTON TRUST · EIN 81-4393238 / PN 302 | Common Collective Trust | — | — | $8.0M | 1.4% | |
| Reliance Trust Company Conservative 2055 Fund | — | — | — | $7.8M | 1.4% | |
| INDEX SELECT CONSER 2055 FD CL R6 AST WILMINGTON TRUST · EIN 81-4543855 / PN 314 | Common Collective Trust | — | — | $7.8M | 1.4% | |
| Reliance Trust Company Aggressive 2055 Fund | — | — | — | $7.7M | 1.4% | |
| INDEX SELECT AGG 2055 FD CL R6 AST WILMINGTON TRUST · EIN 81-4418048 / PN 304 | Common Collective Trust | — | — | $7.7M | 1.4% | |
| Mass Mutual US Government Money Market Fund | — | — | — | $7.1M | 1.2% | |
| due at various dates through June 2052 | — | — | — | $6.7M | 1.2% | |
| PIMCO Income Fund Institutional Class | — | — | — | $6.6M | 1.2% | |
| Reliance Trust Company Aggressive 2045 Fund | — | — | — | $6.0M | 1.1% | |
| INDEX SELECT AGG 2045 FUND CL R6 AST WILMINGTON TRUST · EIN 81-4403657 / PN 303 | Common Collective Trust | — | — | $6.0M | 1.1% | |
| American Funds New World Fund | — | — | — | $5.8M | 1.0% | |
| Mass Mutual Inflation-Protected and Income Fund | — | — | — | $5.2M | 0.9% | |
| Vanguard Explorer Fund | — | — | — | $5.0M | 0.9% | |
| JPMorgan Mid Cap Growth Fund | — | — | — | $4.3M | 0.8% | |
| Party Identity of issuer, Description of investment including in borrower, lessor maturity date, rate of interest, Current Interest or similar party collateral, par, or maturity value Dimensional Fund Advisors Real Estate Securities Fund | — | — | — | $3.9M | 0.7% | |
| Capital Group EuroPacific Growth Fund | — | — | — | $3.7M | 0.7% | |
| Reliance Trust Company Conservative Retirement Fund | — | — | — | $3.4M | 0.6% | |
| INDEX SELECT AGGR RET FUND CL R6 AST WILMINGTON TRUST · EIN 81-4374798 / PN 300 | Common Collective Trust | — | — | $3.4M | 0.6% | |
| Allspring Special Mid Cap Value Fund | — | — | — | $3.3M | 0.6% | |
| BlackRock Natural Resources Fund | — | — | — | $2.9M | 0.5% | |
| Putnam Global Health Care Fund | — | — | — | $2.6M | 0.5% | |
| Reliance Trust Company Aggressive Retirement Fund | — | — | — | $2.5M | 0.4% | |
| INDEX SELECT AGG RETIRE FUND CL R6 GREAT GRAY · EIN 81-4374798 / PN 300 | Common Collective Trust | — | — | $2.5M | 0.4% | |
| Charles Schwab SDB | — | — | — | $1.7M | 0.3% | |
| JPMorgan Large Cap Growth Fund | — | — | — | $352K | <0.1% | |
| American Funds EuroPacific Fund | — | — | — | $93K | <0.1% | |
| Mass Mutual Mid Cap Growth Fund | — | — | — | $45K | <0.1% | |
| Charles Schwab SDB Roth | — | — | — | $31K | <0.1% | |
| Hartford Healthcare Fund | — | — | — | $14K | <0.1% | |
| Dreyfus Government Cash Mgmt Institutional Class | — | — | — | $3K | <0.1% | |
| INDEX SELECT CONS RET FUND CL R6 AST WILMINGTON TRUST · EIN 81-4499160 / PN 310 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEX SELECT AGG 2025 FUND CL R6 AST WILMINGTON TRUST · EIN 81-4386547 / PN 301 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEX SELECT CONSER 2025 FD CL R6 AST WILMINGTON TRUST · EIN 81-4509619 / PN 311 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEX SELECT MOD 2025 FD CL R6 AST WILMINGTON TRUST · EIN 81-4447624 / PN 306 | Common Collective Trust | — | — | $0 | <0.1% |
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