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Original filing (PDF)20251104145505NAL0004805427001
BANCFIRST
Form 5500
FILING_RECEIVED
BANCFIRST CORPORATION EMPLOYEES' BENEFIT TRUST
Health & welfare plan
Signals · 3
100% in single holding~741 bps in Sched C feesNo recordkeeper disclosed
Active participants
1,764
Accounts w/ balance
—
Plan assets (EOY)
$5.4M
Net assets (EOY)
$3.9M
How this plan invests
This plan
1 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Federated Government Obligations Tax Managed Fund Money market fund" is 100% of plan.
- 741 bps in Schedule C fees — 1324% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BANCFIRST.
Plan sponsor
Name
BANCFIRST
EIN
73-1221379
Address
PO BOX 26788 · OKLAHOMA CITY, OK · 73126
Phone
(405) 270-1000
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
501
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-11-04
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4D · Dental
4E · Vision
4F · Temporary Disability (accident and sickness)
4H · Long-Term Disability
4Q · Other
Audit & trust (Schedule H)
Auditor
FINLEY & COOK, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| KEMPTON GROUP ADMINISTRATORS INC | — | OKLAHOMA CITY, OK | NONE | $321K | — |
| MARSH & MCLENNAN | — | DALLAS, TX | NONE | $48K | — |
| ISOLVED BENEFIT SERVICES | — | COLDWATER, MI | NONE | $16K | — |
| FINLEY & COOK, PLLC | — | SHAWNEE, OK | NONE | $13K | — |
| LEWIS ELLIS ACTUARIES | — | DALLAS, TX | NONE | $5K | — |
Investments
1 direct security· $5.4M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Federated Government Obligations Tax Managed Fund Money market fund | — | — | $5.4M | $5.4M | 99.7% |
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