Back to filter
Original filing (PDF)20251008175607NAL0003476835001
VISION BANK
Form 5500
FILING_RECEIVED
VISION BANK SAVINGS INCENTIVE PLAN
401(k) retirement plan
Signals · 1
91% in single holding
Active participants
239
Accounts w/ balance
394
Plan assets (EOY)
$20.7M
Net assets (EOY)
$20.7M
How this plan invests
This plan
3 pooled trusts
Schedule D
2 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "[DFE: LARGE CAP GROWTH FUND III (extraction pending)]" is 91% of plan.
- 55 bps in Schedule C fees — 88% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VISION BANK.
Plan sponsor
Name
VISION BANK
EIN
73-0120518
Address
101 E. MAIN STREET · ADA, OK · 74820
Phone
(580) 436-8340
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS CO OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $41K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES | — | NEW YORK, NY | INVESTMENT ADVISOR | $44K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPLOYEE BENEFITS GROUP, LLC | 73-1554797 | — | CONTRACT ADMIN | $13K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $16K | — |
Investments
3 pooled funds· $357K(2% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| LARGE CAP GROWTH FUND III CLASSE R1 GREAT GRAY · EIN 38-7275327 / PN 001 | Common Collective Trust | — | — | $325K | 1.6% | |
| SMALL CAP VALUE FUND II CLASS R1 GREAT GRAY · EIN 38-4126250 / PN 000 | Common Collective Trust | — | — | $32K | 0.2% | |
| MID CAP GROWTH FUND CLASS R1 GREAT GRAY · EIN 38-4126247 / PN 549 | Common Collective Trust | — | — | $0 | <0.1% |
Related plans
Other plans using ALLIANT INSURANCE SERVICES
TRUSTEES OF CENTRAL STATES, SE AND SW AREAS PENSION FUND
CENTRAL STATES, SOUTHEAST & SOUTHWEST AREAS PENSION PLAN
$48.2B · 38,102 participants
TRUSTEES OF CENTRAL STATES, SE & SW AREAS HEALTH & WELFARE FUND
CENTRAL STATES, SOUTHEAST & SOUTHWEST AREAS HEALTH AND WELFARE PLAN ACTIVE PLAN
$16.6B · 226,080 participants
BOARD OF TRUSTEES OF THE DEFERRED SALARY PLAN OF THE ELECTRICAL IND
DEFERRED SALARY PLAN OF THE ELECTRICAL INDUSTRY
$8.0B · 23,406 participants
BD OF TR OF THE PENSION, HOSP & BENEFIT PL OF THE ELEC IND-PENSION
PENSION, HOSPITALIZATION & BENEFIT PLAN OF THE ELECTRICAL INDUSTRY - PENSION TRUST ACCT
$5.0B · 15,968 participants
BOARD OF TRUSTEES OF THE ANNUITY PLAN OF THE ELECTRICAL INDUSTRY
ANNUITY PLAN OF THE ELECTRICAL INDUSTRY
$2.2B · 18,200 participants
BD OF TRUSTEES-LEGACY PLAN OF THE NATIONAL RETIREMENT FUND
LEGACY PLAN OF THE NATIONAL RETIREMENT FUND
$1.9B · 8,379 participants
Similar-size Commercial Banking plans
IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION
IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION 401(K) PLAN
$20.8M · 104 participants
CNB ST. LOUIS BANK
CNBSTL AND UBU 401(K) PLAN
$20.8M · 171 participants
DIME COMMUNITY BANK
THE RETIREMENT PLAN OF DIME COMMUNITY BANK
$20.8M · 14 participants
QUAIL CREEK BANK
QUAIL CREEK BANK 401(K) PROFIT SHARING PLAN
$20.6M · 92 participants
FIRST FED BANK
FIRST FED BANK 401(K) PLAN
$20.6M · 244 participants
BANK OF SOUTHSIDE VIRGINIA
SBA MASTER DEFINED BENEFIT PLAN FOR BANK OF SOUTHSIDE VIRGINIA
$20.9M · 50 participants
Large plans in Oklahoma
QUIKTRIP CORPORATION
QUIKTRIP CORPORATION RETIREMENT PLAN
$4.8B · 13,644 participants
THE WILLIAMS COMPANIES, INC.
THE WILLIAMS INVESTMENT PLUS PLAN
$2.0B · 5,692 participants
PIPELINE INDUSTRY PENSION FUND
PIPELINE INDUSTRY PENSION FUND
$1.7B · 2,034 participants
ONEOK, INC.
ONEOK, INC. 401(K) PLAN
$1.4B · 5,150 participants
THE WILLIAMS COMPANIES, INC.
WILLIAMS PENSION PLAN
$1.4B · 3,178 participants
THE WILLIAMS COMPANIES MASTER PENSION TRUST
THE WILLIAMS COMPANIES MASTER PENSION TRUST
$1.3B