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Original filing (PDF)20250618113000NAL0002222465001
USHIP, INC
Form 5500
FILING_RECEIVED
USHIP, INC. 401(K) PLAN
401(k) retirement plan
Signals · 1
26% in single holding
Active participants
114
Accounts w/ balance
230
Plan assets (EOY)
$16.0M
Net assets (EOY)
$16.0M
How this plan invests
This plan
3 pooled trusts
Schedule D
30 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
87
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "American Funds 2050 Target Date Ret Fund Mutual fund" is 26% of plan.
- 75 bps in Schedule C fees — 157% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for USHIP, INC.
Plan sponsor
Name
USHIP, INC
EIN
72-1551725
Address
708 CONGRESS AVENUE · AUSTIN, TX · 78701
Phone
(512) 842-6501
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-06-18
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PEGGY S. EDGE, CPA, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $79K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WORLD INVESTMENT ADVISORS LLC | — | SANTA BARBARA, CA | INVESTMENT ADVISOR | $41K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NOVA 401(K) ASSOCIATES | — | HOUSTON, TX | CONTRACT ADMIN | $0 | — |
Investments
28 direct securities · 3 pooled funds· $16.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$15.2M
28 holdings
Pooled Separate Account
$768K
2 holdings
Common Collective Trust
$250K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2050 Target Date Ret Fund Mutual fund | — | — | — | $4.2M | 26.0% | |
| American Funds 2055 Target Date Ret Fund Mutual fund | — | — | — | $2.2M | 13.8% | |
| Fidelity 500 Index Fund Mutual fund | — | — | — | $1.9M | 12.1% | |
| American Funds 2040 Target Date Ret Fund Mutual fund | — | — | — | $1.9M | 11.7% | |
| American Funds 2045 Target Date Ret Fund Mutual fund | — | — | — | $1.3M | 8.4% | |
| MFS INTNL GROWTH EQUITY IS PLATFORM EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 839 | Pooled Separate Account | — | — | $385K | 2.4% | |
| LARGE CAP GROWTH/JP MORGAN INVST MG EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 141 | Pooled Separate Account | — | — | $383K | 2.4% | |
| American Funds 2060 Target Date Ret Fund Mutual fund | — | — | — | $354K | 2.2% | |
| Core Plus Bond/PGIM Fund Variable annuities | — | — | — | $350K | 2.2% | |
| American Funds 2030 Target Date Ret Fund Mutual fund | — | — | — | $335K | 2.1% | |
| Fidelity MidCap Index Fund Mutual fund | — | — | — | $314K | 2.0% | |
| Allspring Special Mid Cap Value Mutual fund | — | — | — | $274K | 1.7% | |
| CORE PLUS BOND/PGIM FUND EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 299 | Common Collective Trust | — | — | $250K | 1.6% | |
| General Account Fixed annuities | — | — | — | $248K | 1.5% | |
| Fidelity International Index Fund Mutual fund | — | — | — | $236K | 1.5% | |
| American Funds New World Fund Mutual fund | — | — | — | $181K | 1.1% | |
| Calvert US Large Cap Cr Rsp Ind Fund Mutual fund | — | — | — | $169K | 1.1% | |
| DFA US Small Cap Growth Instl Mutual fund | — | — | — | $167K | 1.0% | |
| American Funds 2035 Target Date Ret Fund Mutual fund | — | — | — | $155K | 1.0% | |
| JPMorgan Equity Income Fund Mutual fund | — | — | — | $152K | 0.9% | |
| Allspring Special Small Cap Value Mutual fund | — | — | — | $137K | 0.9% | |
| Fidelity SmallCap Index Fund Mutual fund | — | — | — | $125K | 0.8% | |
| Participant Loans Interest rates: 5.25%-10.50% | — | — | — | $122K | 0.8% | |
| American Funds 2010 Target Date Ret Fund Mutual fund | — | — | — | $79K | 0.5% | |
| American Funds 2025 Target Date Ret Fund Mutual fund | — | — | — | $73K | 0.5% | |
| Nuveen Real Estate Securities Select Mutual fund | — | — | — | $71K | 0.4% | |
| MFS MidCap Growth Fund Mutual fund | — | — | — | $67K | 0.4% | |
| PIMCO Income Instl Mutual fund | — | — | — | $58K | 0.4% | |
| American Funds 2065 Target Date Ret Fund Mutual fund | — | — | — | $26K | 0.2% | |
| Mass Mutual Blue Chip Growth Fund Mutual fund | — | — | — | $8K | <0.1% | |
| American Funds 2020 Target Date Ret Fund Mutual fund | — | — | — | $6K | <0.1% |
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