Original filing (PDF)20251015140923NAL0009643090002

VANGUARD EMS, INC.

Name: VANGUARD EMS, INC. — VANGUARD EMS RETIREMENT SAVINGS PLAN, Form 5500 (2024)
Creator: VANGUARD EMS, INC.

Form 5500

FILING_RECEIVED

VANGUARD EMS RETIREMENT SAVINGS PLAN

401(k) retirement plan

Active participants

199

Accounts w/ balance

189

Plan assets (EOY)

$10.3M

Net assets (EOY)

$10.3M

How this plan invests

This plan

45 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

63 bps in Schedule C fees — 116% above peer band of 29 bps.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VANGUARD EMS, INC..

Plan sponsor

Name

VANGUARD EMS, INC.

EIN

72-1546821

Address

3725 SW HOCKEN AVENUE · BEAVERTON, OR · 97005

Phone

(503) 644-4808

Industry

Manufacturingsee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

3D · Pre-approved plan (master / prototype / VS)

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

VAN BEEK & CO, LLC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TRANSAMERICA RETIREMENT SOLUTIONS	13-3689044	—	RECORDKEEPER	$64K	—

Broker

Name	EIN	Location	Relation	Direct comp	Indirect comp
ROBERT W. BAIRD & CO., INC.	39-1236032	—	BROKER	$0	—

Investments

39 direct securities· $11.2M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
Blackrock iShares S&P 500 Index K	—	—	—	$1.3M	12.2%
American Funds 2035 Trgt Date Retire R5 Mutual Fund	—	—	—	$1.2M	11.8%
JPMorgan Equity Income R6 Mutual Fund	—	—	—	$875K	8.5%
MFS Mid Cap Value R6 Mutual Fund	—	—	—	$762K	7.4%
Transamerica Stable Value Option Fully benefit-responsive investment contract; approximately 2.22% interest during 2024	—	—	—	$656K	6.4%
American Funds 2040 Trgt Date Retire R5 Mutual Fund	—	—	—	$571K	5.5%
American Funds 2025 Trgt Date Retire R5 Mutual Fund	—	—	—	$522K	5.1%
American Funds American Fds Gr Fd of America R6	—	—	—	$423K	4.1%
American Funds Growth Fund of Amer R6 Mutual Fund	—	—	—	$423K	4.1%
American Funds 2045 Trgt Date Retire R5 Mutual Fund	—	—	—	$345K	3.4%
American Funds 2025 Trgt Date Retire R5 Mutual Fund	—	—	—	$336K	3.3%
Western Asset Core Plus Bond IS Mutual Fund	—	—	—	$329K	3.2%
Allspring Precious Metals Mutual Fund	—	—	—	$287K	2.8%
American 2060 TD Retire R5 Mutual Fund	—	—	—	$261K	2.5%
Franklin Utilities Adv Mutual Fund	—	—	—	$243K	2.4%
Vanguard Small Cap Growth Index Admiral Mutual Fund	—	—	—	$235K	2.3%
repayments included? not corrected outside VFCP Yes - 0 - 0 - 0 -	—	—	—	$232K	2.3%
through August 2052	—	—	—	$231K	2.2%
iShare Russell Mid Index K Mutual Fund	—	—	—	$231K	2.2%
Participants Notes Receivable with interest rates of 3.25% to 8.50%	—	—	—	$231K	2.2%
BlackRock 80/20 Target Allocation Instl Mutual Fund	—	—	—	$221K	2.2%
American Funds 2030 Trgt Date Retire R5 Mutual Fund	—	—	—	$197K	1.9%
American Funds 2050 Trgt Date Retire R5 Mutual Fund	—	—	—	$158K	1.5%
BlackRock 60/40 Target Allocation Instl Mutual Fund	—	—	—	$152K	1.5%
PGIM High Yield R6 Mutual Fund	—	—	—	$142K	1.4%
American Funds EuroPacific Gr R6 Mutual Fund	—	—	—	$119K	1.2%
American Funds American Balanced R6 Mutual Fund	—	—	—	$96K	0.9%
American funds 2020 Trgt Date Retire R5 Mutual Fund	—	—	—	$86K	0.8%
Transamerica Short Term Bond I Mutual Fund	—	—	—	$82K	0.8%
Western Asset Total Return Uncons I Mutual Fund	—	—	—	$81K	0.8%
BlackRock 20/80 Target Allocation Instl Mutual Fund	—	—	—	$62K	0.6%
BlackRock 40/60 Target Allocation Instl Mutual Fund	—	—	—	$25K	0.2%
Transamerica High Yield Bond R6 Mutual Fund	—	—	—	$23K	0.2%
JPMorgan Emerging markets Equity L Mutual Fund	—	—	—	$22K	0.2%
iShares Russell 2000 Small Cap Index K Mutual Fund	—	—	—	$20K	0.2%
Pioneer Select Mid-Cap Growth K Mutual Fund	—	—	—	$9K	<0.1%
American Funds SMALLCAP World R6 Mutual Fund	—	—	—	$7K	<0.1%
DFA US Targeted Value I Mutual Fund	—	—	—	$5K	<0.1%
Western Asset Core Bond IS Mutual Fund	—	—	—	$3K	<0.1%