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Original filing (PDF)20250902141815NAL0008814899001
PEPPER SOURCE, LTD.
Form 5500
FILING_RECEIVED
PEPPER SOURCE, LTD. & SUBSIDIARIES 401(K) PLAN
401(k) retirement plan
Signals · 2
33% in single holding~79 bps in Sched C fees
Active participants
295
Accounts w/ balance
426
Plan assets (EOY)
$15.1M
Net assets (EOY)
$15.0M
How this plan invests
This plan
1 pooled trust
Schedule D
37 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
84
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Party-in- Borrower, Lessor, Interest or Similar Party Description of Investment Cost Current Value Investments, at Fair Value Mutual Funds * American Funds 2030 TARGET DATE FUND R6" is 33% of plan.
- 79 bps in Schedule C fees — 171% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PEPPER SOURCE, LTD..
Plan sponsor
Name
PEPPER SOURCE, LTD.
EIN
72-1181338
Address
2720 ATHANIA PKWY. · METAIRIE, LA · 700025904
Phone
(504) 885-3223
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-02
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
LAPORTE, APAC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPITAL GROUP RETIREMENT PLAN SERVI | — | IRVINE, CA | RECORDKEEPER | $42K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL, LLC | — | SAN DIEGO, CA | INVESTMENT ADVISOR | $60K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE HASLAUER GROUP, INC | — | KENNER, LA | TPA | $17K | — |
Investments
34 direct securities · 1 pooled fund· $15.0M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$14.8M
34 holdings
Common Collective Trust
$248K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Party-in- Borrower, Lessor, Interest or Similar Party Description of Investment Cost Current Value Investments, at Fair Value Mutual Funds * American Funds 2030 TARGET DATE FUND R6 | — | — | — | $5.0M | 33.0% | |
| American Funds 2025 TARGET DATE FUND R6 | — | — | — | $2.2M | 14.3% | |
| American Funds 2035 TARGET DATE FUND R6 | — | — | — | $2.0M | 13.4% | |
| American Funds 2055 TARGET DATE FUND R6 | — | — | — | $1.1M | 7.5% | |
| American Funds 2040 TARGET DATE FUND R6 | — | — | — | $859K | 5.7% | |
| American Funds 2045 TARGET DATE FUND R6 | — | — | — | $814K | 5.4% | |
| American Funds 2060 TARGET DATE FUND R6 | — | — | — | $558K | 3.7% | |
| American Funds 2050 TARGET DATE FUND R6 | — | — | — | $522K | 3.5% | |
| Participants Loans (interest rates of 5.25%-10.50%, maturity of 1-5 years) | — | — | — | $426K | 2.8% | |
| American Funds Participant Loans | — | — | — | $389K | 2.6% | |
| FEDERATED HERMES CAPITL PRESERVATIO FEDERATED INVESTORS · EIN 22-2712853 / PN 001 | Common Collective Trust | — | — | $248K | 1.6% | |
| American Funds Federated Hermes Capitl Preservation R6 | — | — | — | $233K | 1.5% | |
| American Funds iShares Russell 1000 Large-Cap Index K | — | — | — | $173K | 1.1% | |
| Harbor Capital Appreciation Retirement | — | — | — | $171K | 1.1% | |
| American Funds 2065 TARGET DATE FUND R6 | — | — | — | $159K | 1.1% | |
| MFS Value R6 | — | — | — | $38K | 0.3% | |
| iShares Russell 2000 Small-Cap Index K | — | — | — | $34K | 0.2% | |
| Baron Asset Instl | — | — | — | $31K | 0.2% | |
| American Funds 2010 TARGET DATE FUND R6 | — | — | — | $16K | 0.1% | |
| Invesco Openheimer Int'l Growth R6 | — | — | — | $16K | 0.1% | |
| Invesco Developing Markets R6 | — | — | — | $12K | <0.1% | |
| Columbia Contratian Core Instl 3 | — | — | — | $10K | <0.1% | |
| J Hancock Disciplined Value Mid Cap R6 | — | — | — | $9K | <0.1% | |
| iShares Russell Mid-Cap Index K | — | — | — | $9K | <0.1% | |
| Blackrock High Yielf Bond Portfolio K | — | — | — | $7K | <0.1% | |
| American Funds 2020 TARGET DATE FUND R6 | — | — | — | $6K | <0.1% | |
| Neuberger Berman Intrinsic Value R6 | — | — | — | $4K | <0.1% | |
| Virtus Seix Floating Rate High Inc R6 | — | — | — | $4K | <0.1% | |
| Columbia Small Cap Value I Instl 3 | — | — | — | $3K | <0.1% | |
| Pimco Int Bond (USD-Hedged) Inst | — | — | — | $3K | <0.1% | |
| BNY Mellon Bond Market Index I | — | — | — | $3K | <0.1% | |
| American Funds PIMCO Commodity Real Ret Strat Instl | — | — | — | $3K | <0.1% | |
| Principal Global Real Estate SEC R6 | — | — | — | $2K | <0.1% | |
| Principal Real Estate Securities R-6 ** 874 Baird Core Plus Bond Inst | — | — | — | $2K | <0.1% | |
| Touchstone Mid Cap R6 | — | — | — | $1K | <0.1% |