Original filing (PDF)20251015085205NAL0008404226001

GULF COAST BANK & TRUST COMPANY

Name: GULF COAST BANK & TRUST COMPANY — GULF COAST BANK AND TRUST COMPANY SAVINGS INCENTIVE PLAN, Form 5500 (2024)
Creator: GULF COAST BANK & TRUST COMPANY

Form 5500

FILING_RECEIVED

GULF COAST BANK AND TRUST COMPANY SAVINGS INCENTIVE PLAN

401(k) retirement plan

Signals · 1

No recordkeeper disclosed

Active participants

934

Accounts w/ balance

1,054

Plan assets (EOY)

$71.0M

Net assets (EOY)

$71.0M

How this plan invests

This plan

174 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

100

Total plan cost

100

Vendor stack

Participation health

100

Knocking points off

No recordkeeper disclosed on Schedule C.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GULF COAST BANK & TRUST COMPANY.

Plan sponsor

Name

GULF COAST BANK & TRUST COMPANY

EIN

72-1167423

Address

200 ST. CHARLES AVE · NEW ORLEANS, LA · 70130

Phone

(504) 412-2013

Industry

Commercial Banking· Finance & Insurancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

002

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2S · Automatic enrollment

3D · Pre-approved plan (master / prototype / VS)

2R · Participant-directed brokerage (SDBA)

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

HANNIS T. BOURGEOIS, LLP

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
NATIONWIDE	31-4156830	—	NONE	$86K	—
NATIONWIDE	31-4156830	—	NONE	$3K	—

Investments

174 direct securities· $71.0M(100% of reported assets)

Investment	Type	Shares / units	Cost	Current value	% of plan
INVSCO EQ INC R5 MUTUAL FUND	—	—	—	$7.4M	10.5%
NW FIXED SELECT OPTION UNALLOCATED INSURANCE CONTRACTS	—	—	—	$5.1M	7.2%
NW INV DEST MOD AGGR R6 MUTUAL FUND	—	—	—	$4.9M	6.9%
BARON GR INST MUTUAL FUND	—	—	—	$4.7M	6.6%
NW INV DEST MOD R6 MUTUAL FUND	—	—	—	$4.5M	6.3%
JNSHNDRSN FRTY N MUTUAL FUND	—	—	—	$3.2M	4.6%
NW INV DEST AGGR R6 MUTUAL FUND	—	—	—	$2.7M	3.8%
INVSCO COMSTK R5 MUTUAL FUND	—	—	—	$2.6M	3.7%
AMFDS CAP WLD GR INC R6 MUTUAL FUND	—	—	—	$2.4M	3.4%
ALGER SPECTRA Z MUTUAL FUND	—	—	—	$2.1M	3.0%
PIMCO TTL RTN INST MUTUAL FUND	—	—	—	$1.8M	2.5%
NW INV DEST MOD CNSRV R6 MUTUAL FUND	—	—	—	$1.6M	2.2%
SELF DIRECTED BROKERAGE ACCOUNT MUTUAL FUND	—	—	—	$1.4M	2.0%
JNHNCK DSCPID VAL I MUTUAL FUND	—	—	—	$1.3M	1.8%
VNGRD SMCAP VAL INDX ADML MUTUAL FUND	—	—	—	$1.3M	1.8%
NW DEST 2040 R6 MUTUAL FUND	—	—	—	$1.1M	1.6%
NW DEST 2045 R6 MUTUAL FUND	—	—	—	$938K	1.3%
NW DEST 2050 R6 MUTUAL FUND	—	—	—	$930K	1.3%
FIDADV GR OPPR INST MUTUAL FUND	—	—	—	$861K	1.2%
NW DEST 2055 R6 MUTUAL FUND	—	—	—	$810K	1.1%
NW DEST 2030 R6 MUTUAL FUND	—	—	—	$806K	1.1%
NW DEST 2035 R6 MUTUAL FUND	—	—	—	$797K	1.1%
INVSCOSTLPMLPALPHPLS Y MUTUAL FUND	—	—	—	$729K	1.0%
VNGRD INTMDTRM BD INDXADML MUTUAL FUND	—	—	—	$705K	1.0%
JPM LGCAP VAL R5 MUTUAL FUND	—	—	—	$693K	1.0%
FID EMRG MKT INDX MUTUAL FUND	—	—	—	$685K	1.0%
VIRTUS CRDEX LGCPVALEQ R6 MUTUAL FUND	—	—	—	$681K	1.0%
MACQUARIE MID CAP GROWTH FUND - CLASS R6 MUTUAL FUND	—	—	—	$645K	0.9%
INVSCO DISC MDCAPGR Y MUTUAL FUND	—	—	—	$640K	0.9%
GDMNSCS MDCAP VAL INST MUTUAL FUND	—	—	—	$620K	0.9%
NW DEST 2025 R6 MUTUAL FUND	—	—	—	$613K	0.9%
GDMNSCS GOVT INC INST MUTUAL FUND	—	—	—	$576K	0.8%
JNHNCK INTL GR I MUTUAL FUND	—	—	—	$447K	0.6%
JNSHNDRSN TRITON N MUTUAL FUND	—	—	—	$435K	0.6%
FID 500 INDX MUTUAL FUND	—	—	—	$417K	0.6%
BLKRK MDCAP GR EQ INST MUTUAL FUND	—	—	—	$400K	0.6%
NW DEST 2065 R6 MUTUAL FUND	—	—	—	$344K	0.5%
DBLINE TTL RTN BD N MUTUAL FUND	—	—	—	$327K	0.5%
AB BD INFL STRAT I MUTUAL FUND	—	—	—	$324K	0.5%
FID SEL TECH MUTUAL FUND	—	—	—	$304K	0.4%
NW DEST RTRMT R6 MUTUAL FUND	—	—	—	$300K	0.4%
NW DEST 2060 R6 MUTUAL FUND	—	—	—	$300K	0.4%
JPM EQ INC R5 MUTUAL FUND	—	—	—	$259K	0.4%
VNGRD BAL INDX ADML MUTUAL FUND	—	—	—	$248K	0.3%
VNGRD DIVD GR INV MUTUAL FUND	—	—	—	$245K	0.3%
BARON DISC INST MUTUAL FUND	—	—	—	$241K	0.3%
PTNM SMCAP GR Y MUTUAL FUND	—	—	—	$234K	0.3%
GOLDMAN SACHS DYNAMIC BOND FND - INST CL MUTUAL FUND	—	—	—	$229K	0.3%
VNGRD 500 INDEX FD AS MUTUAL FUND	—	—	—	$222K	0.3%
VIRTUS KAR MDCAP COR R6 MUTUAL FUND	—	—	—	$211K	0.3%
EMERALD BK FIN INST MUTUAL FUND	—	—	—	$186K	0.3%
VIRTUS NFJ MDCAPVAL INST MUTUAL FUND	—	—	—	$185K	0.3%
NW INV DEST CNSRV R6 MUTUAL FUND	—	—	—	$178K	0.3%
AMCENT SMCAP VAL R6 MUTUAL FUND	—	—	—	$176K	0.2%
INVSCO EURO GR Y MUTUAL FUND	—	—	—	$169K	0.2%
PIMCO INC INST MUTUAL FUND	—	—	—	$167K	0.2%
INVSCO INTL BD Y MUTUAL FUND	—	—	—	$153K	0.2%
VICTORY NASDAQ-100 INDEX FUND R6 SHARES MUTUAL FUND	—	—	—	$134K	0.2%
EV LGCAP VAL L MUTUAL FUND	—	—	—	$132K	0.2%
DFA US VECTR EQ INST MUTUAL FUND	—	—	—	$127K	0.2%
VNGRD GR INDX ADML MUTUAL FUND	—	—	—	$124K	0.2%
BLKRK HLTH SCNC OPPR INST MUTUAL FUND	—	—	—	$122K	0.2%
ARTISAN INTL VAL INV MUTUAL FUND	—	—	—	$122K	0.2%
AMCENT GLBL REALEST R6 MUTUAL FUND	—	—	—	$121K	0.2%
AMCENT ULTRA R6 MUTUAL FUND	—	—	—	$118K	0.2%
TROWEPR INTL DISC MUTUAL FUND	—	—	—	$117K	0.2%
JPM HDG EQ R6 MUTUAL FUND	—	—	—	$104K	0.1%
VIC RS SCNCTECH Y MUTUAL FUND	—	—	—	$101K	0.1%
JPM UM BEHVAL FD R6 MUTUAL FUND	—	—	—	$99K	0.1%
VNGRD US GR ADML MUTUAL FUND	—	—	—	$92K	0.1%
AS PREC MTLS INST MUTUAL FUND	—	—	—	$91K	0.1%
FIDADV ENRGY I MUTUAL FUND	—	—	—	$85K	0.1%
INVSCO STLPTHMLP INC Y MUTUAL FUND	—	—	—	$83K	0.1%
VNGRD ENRGY INDX ADML MUTUAL FUND	—	—	—	$82K	0.1%
MACQUARIE REAL ESTATE SECURITIES - INST MUTUAL FUND	—	—	—	$81K	0.1%
BLKRK IS S P 500 INDX K MUTUAL FUND	—	—	—	$80K	0.1%
ALGER CAP APP I2 MUTUAL FUND	—	—	—	$80K	0.1%
BLKRK COMDTY STRAT INST MUTUAL FUND	—	—	—	$75K	0.1%
NUVN PRFRD SEC INC I MUTUAL FUND	—	—	—	$75K	0.1%
JNHNCK DSCPLD VAL MDCAP R6 MUTUAL FUND	—	—	—	$71K	0.1%
BLKRK EMRG MKT INST MUTUAL FUND	—	—	—	$70K	<0.1%
FNKLN DYNATECH ADV MUTUAL FUND	—	—	—	$67K	<0.1%
GDMNSCS COMDTY STRAT INST MUTUAL FUND	—	—	—	$67K	<0.1%
VNGRD WLNGTN ADML MUTUAL FUND	—	—	—	$65K	<0.1%
JNSHNDRSN ENTRP N MUTUAL FUND	—	—	—	$64K	<0.1%
MACQUARIE CLIMATE SOLUTIONS FUND - CL R6 MUTUAL FUND	—	—	—	$62K	<0.1%
PRUDNTL JNISN NATRL RSRC A MUTUAL FUND	—	—	—	$62K	<0.1%
FIDADV STRAT INC I MUTUAL FUND	—	—	—	$56K	<0.1%
T. ROWE PRICE RETIREMENT 2030 - I CLASS MUTUAL FUND	—	—	—	$52K	<0.1%
NUVN GLBL INFR R6 MUTUAL FUND	—	—	—	$51K	<0.1%
COLUMBIA GLOBAL TECHNOLOGY FUND - INST MUTUAL FUND	—	—	—	$45K	<0.1%
INVSCO SNR FLOTNG RT Y MUTUAL FUND	—	—	—	$45K	<0.1%
INVSCO DIVRS DIVD R5 MUTUAL FUND	—	—	—	$45K	<0.1%
MACQUARIE CORPORATE BOND FUND - INST MUTUAL FUND	—	—	—	$43K	<0.1%
INVSCO OPP INTL GR Y MUTUAL FUND	—	—	—	$43K	<0.1%
FIDADV FREE 2040 INST MUTUAL FUND	—	—	—	$43K	<0.1%
INVSCO INTL SMMD CO A MUTUAL FUND	—	—	—	$43K	<0.1%
OKMRK INTL I MUTUAL FUND	—	—	—	$42K	<0.1%
VNGRD TTL STMKT INDX FD AS MUTUAL FUND	—	—	—	$39K	<0.1%
FED HRMS GOV OBLGTNS PRMR MUTUAL FUND	—	—	—	$38K	<0.1%
AMCENT HERTG R6 MUTUAL FUND	—	—	—	$38K	<0.1%
LRDABT DEVL GR R5 MUTUAL FUND	—	—	—	$34K	<0.1%
BARON PTNRS INST MUTUAL FUND	—	—	—	$34K	<0.1%
VNGRD GR INC ADML MUTUAL FUND	—	—	—	$33K	<0.1%
FIDADV LEVERAGED CO STOCK FUND - CLASS I MUTUAL FUND	—	—	—	$32K	<0.1%
COHENSTRS INTL REAL INST MUTUAL FUND	—	—	—	$32K	<0.1%
TROWEPR HLTH SCNC MUTUAL FUND	—	—	—	$31K	<0.1%
COHENSTRS PRFRD SEC INC I MUTUAL FUND	—	—	—	$31K	<0.1%
BLKRK UNCNSTRND EQ INST MUTUAL FUND	—	—	—	$30K	<0.1%
VNGRD CNSMR STPLS ADML MUTUAL FUND	—	—	—	$29K	<0.1%
AMFDS CAP INC BLDR R6 MUTUAL FUND	—	—	—	$29K	<0.1%
VNGRD SMCAP GR INDX ADML MUTUAL FUND	—	—	—	$29K	<0.1%
VNGRD INFO TECH INDX ADML MUTUAL FUND	—	—	—	$27K	<0.1%
NUVN REALEST SEC R6 MUTUAL FUND	—	—	—	$26K	<0.1%
DODGE & COX INCOME FUND MUTUAL FUND	—	—	—	$26K	<0.1%
T. ROWE PRICE RETIREMENT 2040 - I CLASS MUTUAL FUND	—	—	—	$24K	<0.1%
INVSCO GOLDSPECMNRLS Y MUTUAL FUND	—	—	—	$24K	<0.1%
VNGRD LGCAP INDX ADML MUTUAL FUND	—	—	—	$23K	<0.1%
AQR LNG SHRT EQ I MUTUAL FUND	—	—	—	$23K	<0.1%
VNGRD EQ INC ADML MUTUAL FUND	—	—	—	$22K	<0.1%
AMGGW&K SMCAP COR I MUTUAL FUND	—	—	—	$21K	<0.1%
FIDELITY SELECT SEMICONDUCTORS PORTFOLIO MUTUAL FUND	—	—	—	$20K	<0.1%
VNGRD DIVRS EQ INV MUTUAL FUND	—	—	—	$20K	<0.1%
BARON PTNRS R6 MUTUAL FUND	—	—	—	$20K	<0.1%
FIDADV FREE 2035 INST MUTUAL FUND	—	—	—	$18K	<0.1%
AQR MGD FTR STRAT I MUTUAL FUND	—	—	—	$17K	<0.1%
MSIF INCPTN I MUTUAL FUND	—	—	—	$15K	<0.1%
MACQUARIE SMALL CP GROWTH FND - CLASS R6 MUTUAL FUND	—	—	—	$13K	<0.1%
BARON REALEST INST MUTUAL FUND	—	—	—	$13K	<0.1%
JNSHNDRSN GLBLTECH INNOV N MUTUAL FUND	—	—	—	$13K	<0.1%
FED HRMS KAUFMAN SMCAP R6 MUTUAL FUND	—	—	—	$12K	<0.1%
JPM US EQ R5 MUTUAL FUND	—	—	—	$12K	<0.1%
FIDADV SMCAP VAL I MUTUAL FUND	—	—	—	$12K	<0.1%
JPM SMCAP EQ R5 MUTUAL FUND	—	—	—	$11K	<0.1%
LOOMIS GR Y MUTUAL FUND	—	—	—	$10K	<0.1%
AS SPEC SMCAP VAL INST MUTUAL FUND	—	—	—	$10K	<0.1%
AMANA GR INV MUTUAL FUND	—	—	—	$9K	<0.1%
INVSCO DEVL MKT A MUTUAL FUND	—	—	—	$8K	<0.1%
MACQUARIE SCIENCE TECHNOLOGY FUND - R6 MUTUAL FUND	—	—	—	$8K	<0.1%
AMGMGRS YCKTMN FOCS I MUTUAL FUND	—	—	—	$8K	<0.1%
JPMORGAN USRSRCHENHCDEQ R6 MUTUAL FUND	—	—	—	$8K	<0.1%
TROWEPR BLUE CHIP GR MUTUAL FUND	—	—	—	$7K	<0.1%
FNKLN BIO DISC A MUTUAL FUND	—	—	—	$7K	<0.1%
JPM LGCAP GR R6 MUTUAL FUND	—	—	—	$7K	<0.1%
AMCENT INTL OPPR INST MUTUAL FUND	—	—	—	$7K	<0.1%
INVSCO GLBL OPPR Y MUTUAL FUND	—	—	—	$7K	<0.1%
FIDADV CHINA REG INST MUTUAL FUND	—	—	—	$6K	<0.1%
COL SELIGMAN GLBL TECH A MUTUAL FUND	—	—	—	$6K	<0.1%
PGIM GLBL REALEST R6 MUTUAL FUND	—	—	—	$6K	<0.1%
FED HRMS PRUDNT BEAR INST MUTUAL FUND	—	—	—	$6K	<0.1%
PRUDNTL FIN SVC A MUTUAL FUND	—	—	—	$5K	<0.1%
FID GOVT MNYMKT K6 MUTUAL FUND	—	—	—	$5K	<0.1%
INVSCO SMCAP VAL Y MUTUAL FUND	—	—	—	$4K	<0.1%
FID MDCAP GR INDX MUTUAL FUND	—	—	—	$3K	<0.1%
VIRTUS ALLNZGI TECH INST MUTUAL FUND	—	—	—	$3K	<0.1%
FID NSDQ CMPST INDX MUTUAL FUND	—	—	—	$3K	<0.1%
T. ROWE PRICE RETIREMENT 2060 - I CLASS MUTUAL FUND	—	—	—	$3K	<0.1%
AMFDS CAP WLD BD R6 MUTUAL FUND	—	—	—	$3K	<0.1%
AB SMCAP GR ADV MUTUAL FUND	—	—	—	$2K	<0.1%
MS INSIGHT I MUTUAL FUND	—	—	—	$2K	<0.1%
AMCENT MDCAP VAL R6 MUTUAL FUND	—	—	—	$2K	<0.1%
AB GLBREALESTINVMT I MUTUAL FUND	—	—	—	$2K	<0.1%
BLKRK IS RSL2000SMCPIND K MUTUAL FUND	—	—	—	$2K	<0.1%
TRP INTEGRATED US SMALLCAP GR EQ CLASS I MUTUAL FUND	—	—	—	$1K	<0.1%
MFS INTL NEW DISC R6 MUTUAL FUND	—	—	—	$1K	<0.1%
CNSTGA SM CAP INST MUTUAL FUND	—	—	—	$1K	<0.1%
PARNASSUS VALUE EQUITY FUND INST SHARES MUTUAL FUND	—	—	—	$1K	<0.1%
MACQUARIE GLOBAL GROWTH FUND - CLASS R6 MUTUAL FUND	—	—	—	$1K	<0.1%
NEUBER LGCP VAL INST MUTUAL FUND	—	—	—	$1K	<0.1%
DVNPRT SMCAP FOCS MUTUAL FUND	—	—	—	$1K	<0.1%
JPM SMCAP GR R6 MUTUAL FUND	—	—	—	$1K	<0.1%
BRWNADV SUSTNBL GR INST MUTUAL FUND	—	—	—	$1K	<0.1%
T. ROWE PRICE RETIREMENT 2065 - I CLASS MUTUAL FUND	—	—	—	$1K	<0.1%
FID MDCAP INDX MUTUAL FUND	—	—	—	$1K	<0.1%