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Original filing (PDF)20251014215538NAL0001855363001
PROCESS DISTRIBUTION GROUP
Form 5500
FILING_RECEIVED
PDG 401(K) PLAN
401(k) retirement plan
Signals · 2
100% in single holding~468 bps in Sched C fees
Active participants
152
Accounts w/ balance
1
Plan assets (EOY)
$1.5M
Net assets (EOY)
$1.4M
How this plan invests
This plan
23 pooled trusts
Schedule D
1 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
81
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- Top holding "EI Fixed Account - Series Class I GIC, no maturity date, 1.45% interest" is 100% of plan.
- 468 bps in Schedule C fees — 800% above peer band of 52 bps.
- Only 1% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PROCESS DISTRIBUTION GROUP.
Plan sponsor
Name
PROCESS DISTRIBUTION GROUP
EIN
71-1043927
Address
5225 HELLYER AVE · SUITE 250 · SAN JOSE, CA · 95138
Phone
(408) 328-2740
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
006
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2F · ERISA section 404(c)
2J · 401(k) feature
2S · Automatic enrollment
2E · Profit-sharing
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
2K · 401(m) arrangement
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INS CO OF AMERICA | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $14K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NFP RETIREMENT INC. | — | ALISO VIEJO, CA | INVESTMENT ADVISOR | $55K | — |
Investments
1 direct security · 23 pooled funds· $1.4M(94% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$1.4M
1 holding
Common Collective Trust
$0
23 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| EI Fixed Account - Series Class I GIC, no maturity date, 1.45% interest | — | — | — | $1.4M | 93.8% | |
| INDEXSELECT MODERATE 2035 FUND CLI GREAT GRAY · EIN 81-4457845 / PN 307 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT MODERATE 2045 FUND CLI1 GREAT GRAY · EIN 81-4470950 / PN 308 | Common Collective Trust | — | — | $0 | <0.1% | |
| BLACKROCK MSCI ACWI EX-U.S. INDEX R GREAT GRAY · EIN 81-1950980 / PN 013 | Common Collective Trust | — | — | $0 | <0.1% | |
| BLACKROCK RUSSELL 1000 INDEX 1 GREAT GRAY · EIN 20-3802223 / PN 002 | Common Collective Trust | — | — | $0 | <0.1% | |
| LARGE CAP VALUE I1 GREAT GRAY · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $0 | <0.1% | |
| INTERNATIONAL STOCK I1 GREAT GRAY · EIN 82-2436292 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| BLACKROCK EQUITY INDEX 1 GREAT GRAY · EIN 20-3802168 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| BLACKROCK U.S. DEBT INDEX 1 GREAT GRAY · EIN 20-3802445 / PN 010 | Common Collective Trust | — | — | $0 | <0.1% | |
| BLACKROCK RUSSELL 2000 INDEX FUND R GREAT GRAY · EIN 20-3802587 / PN 004 | Common Collective Trust | — | — | $0 | <0.1% | |
| CORE BOND I1 GREAT GRAY · EIN 82-1986152 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% | |
| FIXED INCOME ALLOCATION I1 GREAT GRAY · EIN 38-4126269 / PN 573 | Common Collective Trust | — | — | $0 | <0.1% | |
| BLACKROCK DEVELOPED REAL ESTATE 1 BLACKROCK FUNDS- COLLECTIVE TRUSTS · EIN 38-4065314 / PN 411 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT MODERATE 2025 FUND CLI GREAT GRAY · EIN 81-4447624 / PN 306 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT AGGRESSIVE 2045 FUND CL GREAT GRAY · EIN 81-4403657 / PN 303 | Common Collective Trust | — | — | $0 | <0.1% | |
| BLACKROCK EAFE EQUITY INDEX I GREAT GRAY · EIN 20-3802495 / PN 007 | Common Collective Trust | — | — | $0 | <0.1% | |
| LARGE CAP GROWTH FUND III FEE CLASS GREAT GRAY · EIN 38-7275327 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT MODERATE RETIRE FUND CL GREAT GRAY · EIN 81-4430771 / PN 305 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT MODERATE 2055 FUND CLI1 GREAT GRAY · EIN 81-4484368 / PN 309 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT AGGRESSIVE 2055 FUND CL GREAT GRAY · EIN 81-4418048 / PN 304 | Common Collective Trust | — | — | $0 | <0.1% | |
| BLACKROCK U.S. TIPS INDEX 1 BLACKROCK FUNDS-COLLECTIVE TRUSTS · EIN 38-4116835 / PN 510 | Common Collective Trust | — | — | $0 | <0.1% | |
| SMALL CAP GROWTH FUND II FEE CLASSI GREAT GRAY · EIN 38-4126288 / PN 592 | Common Collective Trust | — | — | $0 | <0.1% | |
| INDEXSELECT AGGRESSIVE 2035 FUND CL GREAT GRAY · EIN 81-4393238 / PN 302 | Common Collective Trust | — | — | $0 | <0.1% | |
| SMALL CAP VALUE I1 GREAT GRAY · EIN 38-4097325 / PN 000 | Common Collective Trust | — | — | $0 | <0.1% |