Original filing (PDF)20251015143231NAL0002458291001

M3 USA Corporation

Name: M3 USA Corporation — M3 USA Corp. 401(k) Profit, Form 5500 (2024)
Creator: M3 USA Corporation
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

M3 USA Corp. 401(k) Profit Sharing Plan and Trust

401(k) retirement plan · M3 USA Corporation's M3 USA Corp. 401(k) Profit Sharing Plan and Trust held $58.1M in plan assets for 642 participants in 2024, with Transamerica as recordkeeper.

Active participants

642

Accounts w/ balance

664

Plan assets (EOY)

$58.1M

Net assets (EOY)

$58.1M

How this plan invests

This plan

39 pooled trusts

Schedule D

1 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

100

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (20th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for M3 USA CORPORATION.

Plan sponsor

Name

M3 USA CORPORATION

EIN

all filings

Address

501 OFFICE CENTER DRIVE · FORT WASHINGTON, PA · 19034

Phone

(202) 293-2288

Industry

Professional & Technical Services

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2E · Profit-sharing

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2F · ERISA section 404(c)

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

3F · Sponsor used leased employees

Service providers (Schedule C)

4 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
TRANSAMERICA RETIREMENT SOLUTIONS,	13-3689044	—	RECORDKEEPER	$48K	—
ATLANTIC PENSION SERVICES, INC	23-2942715	KENNETT SQUARE, PA	RECORDKEEPER	$12K	—
TRANSAMERICA TRUST COMPANY	42-0947998	—	TRUSTEE	$208	—

Advisor / Consultant

Investments

1 direct security · 39 pooled funds· $58.5M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Pooled Separate Account

$58.1M

39 holdings

Bonds / Notes

$408K

1 holding

					% of plan
VANGUARD 500 INDEX ADM TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$8.4M	14.5%
AMERICAN FUNDS 2025 TRGT DATE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$5.0M	8.6%
AMERICAN FUNDS 2035 TRGT DATE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$4.3M	7.4%
AMERICAN FUNDS 2055 TARGET DATE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$4.3M	7.3%
AMERICAN FUNDS 2050 TRGT DATE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$3.9M	6.7%
VANGUARD GROWTH INDEX ADM TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$3.4M	5.9%
AMERICAN FUNDS 2045 TRGT DATE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$3.0M	5.1%
AMERICAN FUNDS 2040 TRGT DATE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$2.9M	5.0%
VANGUARD INFORMATION TECHNOLOGY IND TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$2.3M	4.0%
AMERICAN FUNDS 2060 TRGT DATE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$2.1M	3.6%
AMERICAN FUNDS 2030 TRGT DATE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$1.9M	3.3%
DFA INFLATION-PROTECED SECURITIES TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$1.7M	3.0%
VANGUARD VALUE INDEX ADM TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$1.6M	2.7%
VANGUARD MID CAP INDEX ADM TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$1.4M	2.5%
VANGUARD MID-CAP GROWTH INDEX ADM TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$1.2M	2.1%
VANGUARD DEVELOPED MARKETS INDX ADM TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$1.1M	1.9%
TRANSAMERICA STABLE VALUE CORE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$1.1M	1.8%
AMERICAN FUNDS NEW PERSPECTIVE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$1.0M	1.8%
VANGUARD WELLINGTON INCOME ADM TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$889K	1.5%
VANGAURD SMALL CAP VALUE INDEX FD TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$736K	1.3%
VANGUARD HEALTH CARE INDEX ADM TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$676K	1.2%
AMERICAN FUNDS 2020 TRGT DATE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$662K	1.1%
FEDERATED HERMES INSTITUTIONAL HIGH TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$628K	1.1%
VANGUARD EXPLORER INV TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$594K	1.0%
FIDELITY SMALL CAP TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$496K	0.9%
MFS MID CAP VALUE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$493K	0.8%
AMERICAN FUNDS NEW WORLD R6 TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$426K	0.7%
(*) Participant loans Interest rates ranging from 4.25% - 9.5% (1)	Bonds / Notes	—	—	$408K	0.7%
LOAN FUND TRANSAMERICA FINANCIAL LIFE · EIN 46-6625485 / PN 001	Pooled Separate Account	—	—	$408K	0.7%
VANGUARD TOTAL BOND MARKET INDX ADM TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$337K	0.6%
FIDELITY ADVISOR TOTAL BOND TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$323K	0.6%
AMERICAN FUNDS 2065 TRGT DATE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$209K	0.4%
BLACKROCK INCOME FUND TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$178K	0.3%
MID CAP VALUE INDEX ADM TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$170K	0.3%
AMERICAN FUNDS 2015 TRGT DATE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$58K	0.1%
AMERICAN FUNDS 2010 TRGT DATE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$29K	<0.1%
AMERICAN FUNDS INC FUND OF AMERICA TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$0	<0.1%
VANGUARD WELLESLEY INCOME ADM TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$0	<0.1%
AMERICAN FUNDS NEW WORLD TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$0	<0.1%
DFA US LARGE CAP VALUE TRANSAMERICA FINANCIAL LIFE · EIN 13-3689044 / PN 001	Pooled Separate Account	—	—	$0	<0.1%