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Original filing (PDF)20251021091048NAL0001047121001
SUMMIT MANAGEMENT CONSULTING, L.
Form 5500
FILING_RECEIVED
SUMMIT MANAGEMENT CONSULTING, L.L.C. EMPLOYEES SAVINGS PLAN
401(k) retirement plan
Active participants
199
Accounts w/ balance
248
Plan assets (EOY)
$5.4M
Net assets (EOY)
$5.4M
How this plan invests
This plan
4 pooled trusts
Schedule D
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Helping the score
- Below-peer total fees (19 bps vs 52 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SUMMIT MANAGEMENT CONSULTING, L..
Plan sponsor
Name
SUMMIT MANAGEMENT CONSULTING, L.
EIN
71-0878314
Address
4864 LAPEER RD · KIMBALL, MI · 48074
Phone
(810) 982-7210
Industry
Educational Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-21
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CBIZ CPAS P.C.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ADP, INC. | 13-3036745 | — | RECORD KEEPER | $10K | — |
| ADP BROKER-DEALER | 22-3319984 | — | RECORD KEEPER | $0 | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAMBRIDGE INVESTMENT RESEARCH | — | BOWIE, MD | ADVISOR | $0 | — |
Investments
34 direct securities · 4 pooled funds· $5.3M(98% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Registered Investment Companies
$4.8M
34 holdings
Common Collective Trust
$547K
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AM FND THE GROWTH FND OF AM-R2 | Registered Investment Companies | — | — | $656K | 12.1% | |
| AMERFDS 2050 TARG DATE RET-R2 | Registered Investment Companies | — | — | $467K | 8.6% | |
| AMERFDS 2055 TARG DATE RET-R2 | Registered Investment Companies | — | — | $401K | 7.4% | |
| STATE ST S&P 500 IDX IX STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 344 | Common Collective Trust | — | — | $322K | 5.9% | |
| AMERICAN FUNDS NEW PERSPECT R2 | Registered Investment Companies | — | — | $258K | 4.8% | |
| AM FNDS EUROPACIFIC GROWTH -R2 | Registered Investment Companies | — | — | $228K | 4.2% | |
| AMERFDS 2045 TARG DATE RET-R2 | Registered Investment Companies | — | — | $222K | 4.1% | |
| AMERFDS 2040 TARG DATE RET-R2 | Registered Investment Companies | — | — | $220K | 4.1% | |
| AMERFDS 2035 TARG DATE RET-R2 | Registered Investment Companies | — | — | $206K | 3.8% | |
| AMERFUNDS FUNDAMENTAL INV - R2 | Registered Investment Companies | — | — | $204K | 3.8% | |
| AMERICAN FUNDS NEW WORLD-R2 | Registered Investment Companies | — | — | $200K | 3.7% | |
| AMERICAN MUTUAL FUND CL R2 | Registered Investment Companies | — | — | $193K | 3.6% | |
| AM FNDS WASH MUTUAL INV - R2 | Registered Investment Companies | — | — | $190K | 3.5% | |
| AMERFDS 2030 TARG DATE RET-R2 | Registered Investment Companies | — | — | $185K | 3.4% | |
| HARTFORD CORE EQUITY R3 | Registered Investment Companies | — | — | $182K | 3.4% | |
| AMERICAN FUNDS SMCAP WORLD R2 | Registered Investment Companies | — | — | $159K | 2.9% | |
| AM FND THE INCOME FND OF AM-R2 | Registered Investment Companies | — | — | $147K | 2.7% | |
| AM FND CAP WORLD GR AND INC-R2 | Registered Investment Companies | — | — | $134K | 2.5% | |
| STATE ST S&P MD CP IDX NL J STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 347 | Common Collective Trust | — | — | $130K | 2.4% | |
| AM FNDS CAPITAL INC BUILDER-R2 | Registered Investment Companies | — | — | $86K | 1.6% | |
| JPMORGAN SM CP EQ - R2 | Registered Investment Companies | — | — | $80K | 1.5% | |
| AMERICAN FUNDS AMCAP FUND - R2 | Registered Investment Companies | — | — | $71K | 1.3% | |
| C&S REAL EST SECURITIES R 253 REGISTERED INVESTMENT COMPANY AMERFDS 2025 TARG DATE RET-R2 | Registered Investment Companies | — | — | $68K | 1.3% | |
| AMERICAN FUNDS AMERICAN BAL R2 | Registered Investment Companies | — | — | $59K | 1.1% | |
| STATE ST RUSS SC IDX VII STATE STREET BANK & TRUST CO · EIN 90-0337987 / PN 339 | Common Collective Trust | — | — | $57K | 1.1% | |
| CLEARBRIDGE MID CAP R | Registered Investment Companies | — | — | $44K | 0.8% | |
| MET GG SV 25554 - M WILMINGTON TRUST RISC CIT · EIN 26-0142858 / PN 094 | Common Collective Trust | — | — | $39K | 0.7% | |
| AMERICAN FUNDS THE NEW ECON-R2 | Registered Investment Companies | — | — | $23K | 0.4% | |
| JANUS HEND TRITON R | Registered Investment Companies | — | — | $21K | 0.4% | |
| PIONEERBONDFUND-R | Registered Investment Companies | — | — | $15K | 0.3% | |
| AMERFDS 2020 TARG DATE RET-R2 | Registered Investment Companies | — | — | $13K | 0.2% | |
| JPMORGAN GOVT BD FD - R2 | Registered Investment Companies | — | — | $9K | 0.2% | |
| BLACKROCK HIGH YIELD R | Registered Investment Companies | — | — | $5K | 0.1% | |
| ALLSPRING SPECIAL SC VAL A | Registered Investment Companies | — | — | $5K | <0.1% | |
| AMERFDS 2015 TARG DATE RET-R2 | Registered Investment Companies | — | — | $4K | <0.1% | |
| AMERICAN FUNDS INTL GR AND INC | Registered Investment Companies | — | — | $3K | <0.1% | |
| PIMCO INCOME R | Registered Investment Companies | — | — | $3K | <0.1% | |
| AMERICAN GLOBAL BALANCED R2 | Registered Investment Companies | — | — | $2K | <0.1% |
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