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Original filing (PDF)20251015162157NAL0010611202004
CLEVELAND-CLIFFS STEEL LLC
Form 5500
FILING_RECEIVED
RETIREE PENSION PLAN
Defined-benefit pension plan
Signals · 1
100% in single holding
Active participants
—
Accounts w/ balance
—
Plan assets (EOY)
$97.1M
Net assets (EOY)
$97.1M
How this plan invests
This plan
1 pooled trust
Schedule D
1 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
82
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
75
Participation health
90
Knocking points off
- Top holding "The Bank of New York Cleveland-Cliffs Steel LLC Pension * Mellon Trust" is 100% of plan.
- 33 bps in Schedule C fees — 108% above peer band of 16 bps.
- Plan is frozen (1I) — no new benefit accrual.
- No active participants reported but plan still holds assets.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CLEVELAND-CLIFFS STEEL LLC.
Plan sponsor
Name
CLEVELAND-CLIFFS STEEL LLC
EIN
71-0871875
Address
200 PUBLIC SQUARE, SUITE 3300 · CLEVELAND, OH · 441142315
Phone
(312) 899-3400
Industry
Manufacturingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
010
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
1B · Flat-dollar DB formula
1I · Frozen plan — no new benefit accrual
3F · Sponsor used leased employees
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
MEADEN & MOORE LTD.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsAccountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| GRANT THORNTON | 36-6055558 | — | AUDITOR | $16K | — |
Other
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| BNY MELLON | 13-5160382 | — | NONE | $133K | — |
| WILLIS TOWERS WATSON | 53-0181291 | — | NONE | $99K | — |
| AON | 22-2232264 | — | NONE | $75K | — |
Investments
1 pooled fund· $97.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| CLEVELAND-CLIFFS STEEL PENS TRUST CLEVELAND-CLIFFS STEEL LLC · EIN 71-0871875 / PN 201 | Master Trust | — | $93.2M | $97.1M | 100.0% |
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