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Original filing (PDF)20251014144429NAL0006393010001
SIMMONS FIRST NATIONAL CORPORATION
Form 5500
FILING_RECEIVED
SIMMONS FIRST NATIONAL CORPORATION 401(K) PLAN
401(k) retirement plan
Active participants
2,918
Accounts w/ balance
3,948
Plan assets (EOY)
$285.3M
Net assets (EOY)
$285.3M
How this plan invests
This plan
1 pooled trust
Schedule D
43 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 14 bps in Schedule C fees — modestly above peer band of 10 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for SIMMONS FIRST NATIONAL CORPORATION.
Plan sponsor
Name
SIMMONS FIRST NATIONAL CORPORATION
EIN
71-0407808
Address
501 MAIN STREET · PINE BLUFF, AR · 71601
Phone
(870) 541-1061
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Name
SIMMONS FIRST NATIONAL BANK
EIN
71-0494186
City
PINE BLUFF, AR
Phone
(870) 541-1137
Plan characteristics
Plan number
003
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA RETIREMENT SOLUTIONS | 13-3689044 | — | RECORD KEEPER | $283K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEWPORT TRUST COMPANY | 27-4411131 | — | INVESTMENT ADVISOR | $38K | — |
Broker
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONAL FINANCIAL SERVICES | 04-3523567 | — | SECURITIES BROKER | $0 | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FORVIS LLP | 44-0160260 | — | AUDITOR | $46K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FRIDAY ELDREDGE & CLARK | 71-0253637 | — | LEGAL | $23K | — |
Investments
38 direct securities · 1 pooled fund· $338.1M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$327.2M
38 holdings
Common Collective Trust
$10.8M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Columbia Dividend Income Institutional | — | — | $1.0M | $34.2M | 12.0% | |
| T. Rowe Price T. Rowe Price Blue Chip Growth Fund | — | — | $181K | $33.8M | 11.8% | |
| Federated Investors, Inc. Federated Total Return Bond Institutional | — | — | $2.7M | $25.4M | 8.9% | |
| Federated Hermes Ttl Rtrn Bd IS | — | — | — | $25.4M | 8.9% | |
| Goldman Sachs Goldman Sachs U.S. Equity Insights Institutional | — | — | $383K | $25.3M | 8.9% | |
| American Funds American Funds EuroPacific Growth Fund | — | — | $421K | $22.6M | 7.9% | |
| Federated Hermes Govt Oblg Premier | — | — | — | $18.9M | 6.6% | |
| Federated Investors, Inc. Federated Government Obligations Fund Institutional | — | — | $18.9M | $18.9M | 6.6% | |
| Vanguard Total Stock Mkt Idx Instl | — | — | $125K | $17.7M | 6.2% | |
| T. Rowe Price T. Rowe Price Mid-Cap Value Fund | — | — | $459K | $14.7M | 5.1% | |
| Simmons First National Corporation Common Stock | — | — | $626K | $13.9M | 4.9% | |
| Vanguard Short-term Investment Grade Fund Adm | — | — | $1.2M | $12.8M | 4.5% | |
| T. ROWE PRICE US MID CAP GROWTH EQ T. ROWE PRICE · EIN 52-1309931 / PN 001 | Common Collective Trust | — | $237K | $10.8M | 3.8% | |
| Vanguard Total Intl Stock Idx Instl | — | — | $60K | $7.6M | 2.7% | |
| between January 2025 and December 2039 | — | — | — | $7.5M | 2.6% | |
| Participants Notes Receivable with interest rates of 4.25% to 9.50% | — | — | — | $6.8M | 2.4% | |
| MassMutual Small Cap Growth Equity Fund | — | — | $418K | $6.5M | 2.3% | |
| Columbia Small Cap Value Institutional | — | — | $380K | $5.5M | 1.9% | |
| Federated Investors, Inc. Federated UltraShort Bond Institutional | — | — | $386K | $3.6M | 1.3% | |
| Federated Hermes UltraSh Bd A | — | — | — | $3.6M | 1.3% | |
| PIMCO Intl Bd (USD-Hdg) A | — | — | — | $3.3M | 1.2% | |
| PIMCO International Bond Fund A | — | — | $337K | $3.3M | 1.2% | |
| Federated Investors, Inc. Federated Institutional High Yield Bond Fund | — | — | $279K | $2.5M | 0.9% | |
| Cohen & Steers Cohen & Steers Real Estate Securities A | — | — | $145K | $2.3M | 0.8% | |
| American Funds American Funds New World | — | — | $30K | $2.3M | 0.8% | |
| American Funds American Funds 2045 Target Date Retire | — | — | $82K | $1.7M | 0.6% | |
| American Funds American Funds 2035 Target Date Retire | — | — | $69K | $1.3M | 0.5% | |
| American Funds American Funds 2040 Target Date Retire | — | — | $59K | $1.2M | 0.4% | |
| American Funds American Funds 2050 Target Date Retire | — | — | $53K | $1.1M | 0.4% | |
| American Funds American Funds 2055 Target Date Retire | — | — | $31K | $809K | 0.3% | |
| American Funds American Funds 2030 Target Date Retire | — | — | $46K | $796K | 0.3% | |
| TCW Emerging Markets Income Fund | — | — | $91K | $760K | 0.3% | |
| American Funds American Funds 2060 Target Date Retire | — | — | $20K | $366K | 0.1% | |
| American Funds American Funds 2025 Target Date Retire | — | — | $14K | $215K | <0.1% | |
| State Street Bank & Trust Interest Bearing Cash N/A | — | — | — | $180K | <0.1% | |
| American Funds American Funds 2065 Trgt Dt Ret R6 | — | — | $9K | $153K | <0.1% | |
| American Funds American Funds 2010 Target Date Retire | — | — | $10K | $122K | <0.1% | |
| American Funds American Funds 2020 Target Date Retire | — | — | $5K | $72K | <0.1% | |
| American Funds American Funds 2015 Target Date Retire 194 | — | — | — | $2K | <0.1% |