Back to filter
Original filing (PDF)20251008133408NAL0005623697001
BANK OZK
Form 5500
FILING_RECEIVED
BANK OZK 401(K) RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 2
41% in single holding41% employer stock
Active participants
2,922
Accounts w/ balance
3,670
Plan assets (EOY)
$293.8M
Net assets (EOY)
$293.8M
How this plan invests
This plan
2 pooled trusts
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
55
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Bank OZK 2,671,435 Shares" is 41% of plan.
- 41% of plan in employer / sponsor stock.
Helping the score
- Below-peer total fees (7 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BANK OZK.
Plan sponsor
Name
BANK OZK
EIN
71-0130170
Address
18000 CANTRELL ROAD · LITTLE ROCK, AR · 72223
Phone
(501) 978-2231
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-08
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3H · Sponsor in controlled / affiliated group
2O · ESOP (non-leveraged)
Audit & trust (Schedule H)
Auditor
HOGANTAYLOR LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $177K | — |
Legal counsel
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FRIDAY, ELDREDGE & CLARK LLP | — | LITTLE ROCK, AR | ATTORNEY | $13K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEWPORT TRUST COMPANY | — | WALNUT CREEK, CA | OTHER | $13K | — |
| QDRO CONSULTANTS CO LLC | — | MEDINA, OH | CONSULTING | $300 | — |
Investments
25 direct securities · 2 pooled funds· $293.7M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$166.1M
23 holdings
Common Stocks
$119.0M
1 holding
Pooled Separate Account
$7.2M
2 holdings
Mutual Funds
$1.5M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| * Bank OZK 2,671,435 Shares | Common Stocks | — | $2.7M | $119.0M | 40.5% | |
| Vanguard S&P 500 Index Fund | — | — | — | $24.6M | 8.4% | |
| Empower Funds, Inc. Lifetime 2035 Fund | — | — | — | $15.9M | 5.4% | |
| Fidelity Contrafund | — | — | — | $15.3M | 5.2% | |
| Empower Funds, Inc. Lifetime 2045 Fund | — | — | — | $10.8M | 3.7% | |
| Empower Funds, Inc. Lifetime 2030 Fund | — | — | — | $10.7M | 3.6% | |
| Empower Funds, Inc. Lifetime 2050 Fund | — | — | — | $10.5M | 3.6% | |
| Empower Funds, Inc. Lifetime 2055 Fund | — | — | — | $10.2M | 3.5% | |
| Empower Funds, Inc. Lifetime 2040 Fund | — | — | — | $9.6M | 3.3% | |
| Fixed Annuity Investment * Empower Annuity Insurance Company of America Guaranteed Interest Fund | — | — | — | $9.1M | 3.1% | |
| Empower Funds, Inc. Lifetime 2025 Fund | — | — | — | $8.2M | 2.8% | |
| Vanguard Small Cap Index Fund | — | — | — | $5.0M | 1.7% | |
| AMERICAN CENTURY MID CAP VAL (IS PL EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 850 | Pooled Separate Account | — | — | $4.6M | 1.6% | |
| Hartford Equity Income Fund | — | — | — | $4.6M | 1.6% | |
| Vanguard Mid-Cap Index Fund | — | — | — | $4.4M | 1.5% | |
| Maturing Through August 2039 | — | — | — | $4.3M | 1.5% | |
| Empower Funds, Inc. Lifetime 2060 Fund | — | — | — | $3.4M | 1.2% | |
| Baron Funds Small Cap Fund | — | — | — | $3.3M | 1.1% | |
| Empower Funds, Inc. Lifetime 2020 Fund | — | — | — | $3.2M | 1.1% | |
| Federated Hermes Total Return Bond Fund | — | — | — | $3.0M | 1.0% | |
| MFS International Diversification Fund | — | — | — | $2.9M | 1.0% | |
| 401(k) Brokerage Accounts Various Self-Directed Brokerage Accounts | — | — | — | $2.9M | 1.0% | |
| CAPITAL GROUP EUROPACIFIC GROWTH SA EMPOWER ANNUITY INSURANCE COMPANY · EIN 06-1050034 / PN 000 | Pooled Separate Account | — | — | $2.6M | 0.9% | |
| Baird Mid-Cap Growth Fund | — | — | — | $2.4M | 0.8% | |
| Allspring Special Small Cap Value Fund | Mutual Funds | — | — | $1.5M | 0.5% | |
| Federated Hermes Total Return Government Fund | — | — | — | $1.0M | 0.4% | |
| Empower Funds, Inc. Lifetime 2015 Fund | — | — | — | $756K | 0.3% |