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Original filing (PDF)20251016161507NAL0003299795002
VEOLIA UTILITY RESOURCES LLC
Form 5500
FILING_RECEIVED
VEOLIA WATER RESOURCES RETIREE ONLY HEALTH AND WELFARE BENEFIT PROGRAM
Health & welfare plan
Signals · 2
55% in single holdingNo recordkeeper disclosed
Active participants
204
Accounts w/ balance
—
Plan assets (EOY)
$113.3M
Net assets (EOY)
$112.9M
How this plan invests
This plan
2 pooled trusts
Schedule D
6 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Vanguard Institutional Index Fund U.S. equities - large cap" is 55% of plan.
- 24 bps in Schedule C fees — 144% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for VEOLIA UTILITY RESOURCES LLC.
Plan sponsor
Name
VEOLIA UTILITY RESOURCES LLC
EIN
71-0005226
Address
461 FROM RD · PARAMUS, NJ · 07652
Phone
(201) 767-9300
Industry
Utilitiessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
503
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-16
Welfare benefit codes
4A · Health (other than dental or vision)
4B · Life Insurance
4H · Long-Term Disability
4L · Death Benefits (other than life insurance)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsOther
4| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL TRUST COMPANY | — | DES MOINES, IA | NONE | $149K | — |
| RSM | 42-0714325 | — | NONE | $54K | — |
| CREATIVE PLANNING | — | OVERLAND PARK, KS | NONE | $40K | — |
| FORVIS MAZARS, LLP | 44-0160260 | — | NONE | $33K | — |
Investments
4 direct securities · 2 pooled funds· $113.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$80.1M
4 holdings
Common Collective Trust
$33.1M
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Institutional Index Fund U.S. equities - large cap | — | — | $34.0M | $62.7M | 55.4% | |
| FIAM CORE PLUS FUND LLC FIAM · EIN 26-0504967 / PN 503 | Common Collective Trust | — | $25.8M | $25.1M | 22.1% | |
| Vanguard Developed Markets Index International equities | — | — | $9.8M | $11.2M | 9.9% | |
| LGIMA LONG DUR US GOVT CREDIT FUND LGIMA LONG DUR US GOVT CREDIT FUND · EIN 27-3472043 / PN 503 | Common Collective Trust | — | $7.5M | $8.1M | 7.1% | |
| Blackrock Core Bond Portfolio Class Bonds - fixed income | — | — | $3.7M | $3.1M | 2.7% | |
| Principal Collateralized Short-term cash investments | — | — | $3.1M | $3.1M | 2.7% |