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Original filing (PDF)20251014131055NAL0004053728003
PAVEMENT ENGINEERING INC.
Form 5500
FILING_RECEIVED
PAVEMENT ENGINEERING INC. 401(K) SAVINGS & PROFIT SHARING PLAN
401(k) retirement plan
Active participants
86
Accounts w/ balance
135
Plan assets (EOY)
$9.9M
Net assets (EOY)
$9.9M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 64 bps in Schedule C fees — modestly above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PAVEMENT ENGINEERING INC..
Plan sponsor
Name
PAVEMENT ENGINEERING INC.
EIN
68-0461866
Address
3485 SACRAMENTO DR. STE. A · SAN LUIS OBISPO, CA · 934017156
Phone
(805) 781-2265
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
CALIBER AUDIT & ATTEST, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsOther
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EXCHANGE BANK | 68-0301626 | — | NONE | $63K | — |
Investments
25 direct securities· $9.9M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Information Technology Mutual fund | — | — | — | $2.2M | 22.4% | |
| Vanguard 500 Index Admiral Mutual fund | — | — | — | $1.4M | 14.3% | |
| T. Rowe Price Heal Th Sciences Fund I Class Mutual fund | — | — | — | $1.0M | 10.5% | |
| American Funds Growth Fund Of Amer R6 Mutual fund | — | — | — | $884K | 8.9% | |
| Vanguard Small Cap Index Adm Mutual fund | — | — | — | $687K | 6.9% | |
| Vanguard Target Retirement Mutual fund | — | — | — | $613K | 6.2% | |
| Vanguard Total Stock Mkt Idx Adm Mutual fund | — | — | — | $501K | 5.1% | |
| Vanguard Target Retirement 2035 Mutual fund | — | — | — | $413K | 4.2% | |
| Vanguard Mid Cap Index Adm Mutual fund | — | — | — | $336K | 3.4% | |
| Federated Hermes Prime Csh Obl Money market fund | — | — | — | $335K | 3.4% | |
| Vanguard Target Retirement 2045 Mutual fund | — | — | — | $322K | 3.3% | |
| Participant loans Interest rates 3.25%-8.50% - 0 - | — | — | — | $255K | 2.6% | |
| Vanguard Real Estate Index Admiral Mutual fund | — | — | — | $159K | 1.6% | |
| Vanguard Energy Adm Mutual fund | — | — | — | $129K | 1.3% | |
| American Funds Washington Mutual fund | — | — | — | $94K | 1.0% | |
| Vanguard Target Retirement 2025 Mutual fund | — | — | — | $88K | 0.9% | |
| Vanguard Target Retirement 2065 Mutual fund | — | — | — | $83K | 0.8% | |
| Vanguard Target Retirement 2055 Mutual fund | — | — | — | $80K | 0.8% | |
| Dfa Intl Core Equity Port Mutual fund | — | — | — | $80K | 0.8% | |
| American Funds Europacific Gr R6 Mutual fund | — | — | — | $77K | 0.8% | |
| Vanguard Total Bond Market Index Mutual fund | — | — | — | $42K | 0.4% | |
| Vanguard High-Yield Corporate Mutual fund | — | — | — | $31K | 0.3% | |
| Dfa Emerging Markets Core Equity Portfolio Mutual fund | — | — | — | $5K | <0.1% | |
| Dfa Five-Year Global Fixed Inc Port Mutual fund | — | — | — | $2K | <0.1% | |
| Cash - invested Cash | — | — | — | $2K | <0.1% |
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