Back to filter
Original filing (PDF)20251006160502NAL0009515522001
AMERICAN PACIFIC MORTGAGE CORPORATION
Form 5500
FILING_RECEIVED
AMERICAN PACIFIC MORTGAGE CORPORATION 401K PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
2,801
Accounts w/ balance
3,353
Plan assets (EOY)
$153.4M
Net assets (EOY)
$153.4M
How this plan invests
This plan
47 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 25 bps in Schedule C fees — 154% above peer band of 10 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AMERICAN PACIFIC MORTGAGE CORPORATION.
Plan sponsor
Name
AMERICAN PACIFIC MORTGAGE CORPORATION
EIN
68-0382674
Address
3000 LAVA RIDGE CT STE 200 · ROSEVILLE, CA · 95661
Phone
(916) 960-1254
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-06
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
CWDL
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ONEAMERICA RETIREMENT SERVICES, LLC | 46-5378846 | — | NONE | $250K | — |
| NORTHWESTERN MUTUAL INVESTMENT | — | MILWAUKEE, WI | NONE | $141K | — |
| MATRIX TRUST COMPANY | 75-3182674 | — | NONE | $0 | — |
Investments
45 direct securities· $153.4M(100% of reported assets)
Uncategorized
$135.7M
44 holdings
Mutual Funds
$17.7M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Group Vanguard 500 Index Admiral | Mutual Funds | — | — | $17.7M | 11.5% | |
| Nuveen Lifecycle Index 2035 Fund R6 | — | — | — | $13.1M | 8.5% | |
| Nuveen Lifecycle Index 2045 Fund R6 | — | — | — | $12.3M | 8.0% | |
| Nuveen Lifecycle Index 2040 Fund R6 | — | — | — | $12.0M | 7.8% | |
| Nuveen Lifecycle Index 2030 Fund R6 | — | — | — | $10.0M | 6.5% | |
| J.P. Morgan Asset Management JPMorgan Large Cap Growth R6 | — | — | — | $8.9M | 5.8% | |
| Nuveen Lifecycle Index 2050 Fund R6 | — | — | — | $8.4M | 5.5% | |
| Nuveen Lifecycle Index 2025 Fund R6 | — | — | — | $8.3M | 5.4% | |
| Nuveen Lifecycle Index 2055 Fund R6 | — | — | — | $5.7M | 3.7% | |
| BlackRock Mid Cap Grw Eqty-K | — | — | — | $4.8M | 3.1% | |
| Capital Group American Funds Washington Mutual R6 | — | — | — | $4.5M | 2.9% | |
| Master Participant Loan - Interest Rate 5.25% Master Participant Loan | — | — | $4.1M | $4.1M | 2.7% | |
| Capital Group American Funds American Balanced R6 | — | — | — | $3.8M | 2.5% | |
| Vanguard Group Vanguard Mid Cap Index Admiral | — | — | — | $3.8M | 2.5% | |
| Group Annuity Contract * American United Life Insurance Co. GTD Benefit Fixed Annuity - Cl K | — | — | — | $3.6M | 2.3% | |
| Vanguard Group Vanguard Explorer Adm | — | — | — | $2.9M | 1.9% | |
| Nuveen Lifecycle Index 2020 Fund R6 | — | — | — | $2.9M | 1.9% | |
| Vanguard Group Vanguard Small Cap Index Adm | — | — | — | $2.7M | 1.8% | |
| Nuveen Lifecycle Index 2060 Fund R6 | — | — | — | $2.6M | 1.7% | |
| Capital Group American Funds Europacific Growth R6 | — | — | — | $2.2M | 1.5% | |
| Vanguard Group Vanguard Emerging Mkts Stock Idx Adm | — | — | — | $1.9M | 1.3% | |
| Nuveen Core Plus Bond Fund Inst'l | — | — | — | $1.8M | 1.2% | |
| Victory Capital Victory Sycamore Established Value R6 | — | — | — | $1.5M | 1.0% | |
| PGIM Investments PGIM High Yield R6 | — | — | — | $1.4M | 0.9% | |
| PIMCO Income Instl | — | — | — | $1.3M | 0.9% | |
| PIMCO Real Return Instl | — | — | — | $1.3M | 0.8% | |
| Dimensional Fund Advisors DFA US Targeted Value I | — | — | — | $1.2M | 0.8% | |
| DWS Group DWS Rreef Real Estate Securities Fund-R6 | — | — | — | $1.0M | 0.7% | |
| BNY Mellon BNY Mellon Natural Resources Y | — | — | — | $921K | 0.6% | |
| Capital Group American Funds New World R6 | — | — | — | $912K | 0.6% | |
| Capital Group Small Cap World Fund Class R-6 | — | — | — | $789K | 0.5% | |
| Nuveen Lifecycle Index 2010 Fund R6 | — | — | — | $724K | 0.5% | |
| Nuveen International Equity Index Fund R6 | — | — | — | $714K | 0.5% | |
| MFS Investment Management MFS Value Fund R6 | — | — | — | $538K | 0.4% | |
| Nuveen Lifecycle Index 2065 Fund R6 | — | — | — | $527K | 0.3% | |
| Nuveen Lifecycle Index 2015 Fund R6 | — | — | — | $509K | 0.3% | |
| Fidelity Investments Fidelity Advisor Intl Capital App Z | — | — | — | $482K | 0.3% | |
| PGIM Investments PGIM Global Total Return C1 R6 | — | — | — | $413K | 0.3% | |
| Capital Group Capital World Growth & Income R6 | — | — | — | $330K | 0.2% | |
| Nuveen Lg Cap Responsible Equity Fund R6 | — | — | — | $209K | 0.1% | |
| Matrix Trust Company Cash and cash equivalents | — | — | — | $187K | 0.1% | |
| T. Rowe Price T. Rowe Price Retirement Balanced Fund I | — | — | — | $102K | <0.1% | |
| Nuveen Intl Responsible Equity Fund R6 | — | — | — | $65K | <0.1% | |
| Nuveen Core Impact Bond Fund Retirement | — | — | — | $56K | <0.1% | |
| VanEck CM Commodity Index Y | — | — | $40K | $40K | <0.1% |