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Original filing (PDF)20251010194502NAL0008613393001
LEGACY BUILDERS, INC.
Form 5500
FILING_RECEIVED
LEGACY BUILDERS 401(K) PLAN
401(k) retirement plan
Signals · 2
28% in single holdingNo recordkeeper disclosed
Active participants
171
Accounts w/ balance
158
Plan assets (EOY)
$9.6M
Net assets (EOY)
$9.6M
How this plan invests
This plan
35 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "Schwab S&P 500 Index Fund" is 28% of plan.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for LEGACY BUILDERS, INC..
Plan sponsor
Name
LEGACY BUILDERS, INC.
EIN
68-0369570
Address
4021 PORT CHICAGO HIGHWAY · CONCORD, CA · 94520
Phone
(925) 671-7711
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
JOHNSTON, GREMAUX & ROSSI
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsOther
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WESPAC ADVISORS, LLC | 26-2824668 | ORINDA, CA | NONE | $25K | — |
| WESPAC PLAN SERVICES, LLC | 26-2824865 | ORINDA, CA | NONE | $10K | — |
Investments
35 direct securities· $9.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab S&P 500 Index Fund | — | — | — | $2.6M | 27.6% | |
| American Funds 2025 Target Date Ret Fund R6 | — | — | — | $1.1M | 11.8% | |
| Oakmark R6 | — | — | — | $705K | 7.3% | |
| American Funds 2030 Target Date Ret Fund R6 | — | — | — | $689K | 7.2% | |
| American Funds 2020 Target Date Ret Fund R6 | — | — | — | $566K | 5.9% | |
| JPMorgan Large Cap Growth R6 | — | — | — | $480K | 5.0% | |
| PIMCO Income Fund Instl CL | — | — | — | $455K | 4.7% | |
| American Funds American Balanced Fund R6 | — | — | — | $280K | 2.9% | |
| Schwab Self-Directed Brokerage Accounts | — | — | — | $268K | 2.8% | |
| June 2025 to November 2029. - | — | — | — | $214K | 2.2% | |
| American Funds 2010 Target Date Ret Fund R6 | — | — | — | $214K | 2.2% | |
| Vanguard Mid Cap Index Fund Admiral | — | — | — | $210K | 2.2% | |
| Schwab Bank Savings | — | — | — | $192K | 2.0% | |
| T Rowe Price Inst Floating Rate Fund | — | — | — | $149K | 1.5% | |
| American Funds 2055 Target Date Ret Fund R6 | — | — | — | $148K | 1.5% | |
| Janus Henderson Enterprise Fund N | — | — | — | $138K | 1.4% | |
| American Funds 2050 Target Date Ret Fund R6 | — | — | — | $134K | 1.4% | |
| American Funds 2040 Target Date Ret Fund R6 | — | — | — | $119K | 1.2% | |
| Vanguard Small Cap Index Admiral SH | — | — | — | $116K | 1.2% | |
| American Funds 2045 Target Date Ret Fund R6 | — | — | — | $115K | 1.2% | |
| Goldman Sachs GQG Ptnrs Intl Opps R6 | — | — | — | $104K | 1.1% | |
| American Funds 2035 Target Date Ret Fund R6 | — | — | — | $102K | 1.1% | |
| Fidelity US Sustainability Index Fund | — | — | — | $100K | 1.0% | |
| Cohen & Steers Realty Instl Shares | — | — | — | $74K | 0.8% | |
| Fuller & Thaler Bhvrl Sm Cap Equity R6 | — | — | — | $65K | 0.7% | |
| Hood River SM Cap Growth Retirement | — | — | — | $50K | 0.5% | |
| American Funds 2060 Target Date Ret Fund R6 | — | — | — | $39K | 0.4% | |
| Victory Nasdaq-100 Index R6 | — | — | — | $35K | 0.4% | |
| Parnassus Core Equity Fund Inst | — | — | — | $16K | 0.2% | |
| American Funds Bond Fund of America R6 209 American Funds EuroPacific Growth R6 | — | — | — | $13K | 0.1% | |
| American Funds 2015 Target Date Ret Fund R6 | — | — | — | $13K | 0.1% | |
| GQG Partners Emerging Markets EQ R6 | — | — | — | $6K | <0.1% | |
| JPMorgan Equity Income R6 | — | — | — | $3K | <0.1% | |
| American Funds 2065 Target Date Ret Fund R6 | — | — | — | $2K | <0.1% | |
| American Funds US Government Sec R6 | — | — | — | $1K | <0.1% |
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