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Original filing (PDF)20250924132455NAL0003041299001
HAT CREEK CONSTRUCTION & MATERIALS, INC.
Form 5500
FILING_RECEIVED
HAT CREEK CONSTRUCTION & MATERIALS, INC. 401(K) PLAN
401(k) retirement plan
Active participants
86
Accounts w/ balance
168
Plan assets (EOY)
$11.7M
Net assets (EOY)
$11.7M
How this plan invests
This plan
33 pooled trusts
Schedule D
33 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 62 bps in Schedule C fees — 113% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HAT CREEK CONSTRUCTION & MATERIALS, INC..
Plan sponsor
Name
HAT CREEK CONSTRUCTION & MATERIALS, INC.
EIN
68-0203789
Address
24339 HIGHWAY 89 NORTH · BURNEY, CA · 96013
Phone
(530) 335-5501
Industry
Constructionsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-24
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PLATFORM CPAS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA LIFE INSURANCE | 36-6071399 | — | RECORDKEEPER | $35K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH LIFE AGENCY, INC. | 13-2808480 | — | INVESTMENT ADVISOR | $32K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NEXUS ADMINISTRATORS, INC. | 77-0586222 | — | TPA | $5K | — |
Investments
1 direct security · 33 pooled funds· $11.3M(97% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$10.5M
33 holdings
Uncategorized
$878K
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FIDELITY ADVISOR GROWTH OPPORTUNITI TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 201 | Pooled Separate Account | — | — | $2.4M | 20.6% | |
| TA VANGUARD LIFESTRATEGY CONSERVATI TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 724 | Pooled Separate Account | — | — | $1.2M | 10.2% | |
| TA VANGUARD LIFESTRATEGY GROWTH RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 122 | Pooled Separate Account | — | — | $961K | 8.2% | |
| (if any) Identity of Issue Investment Value * Transamerica Stable Value Core Fully Benefit-Responsive | — | — | — | $878K | 7.5% | |
| AMERICAN FUNDS BLNCD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 971 | Pooled Separate Account | — | — | $862K | 7.3% | |
| AMERICAN 2060 TARGET DATE RETIREMEN TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 300 | Pooled Separate Account | — | — | $611K | 5.2% | |
| INVESCO DVFD DIV RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 574 | Pooled Separate Account | — | — | $521K | 4.4% | |
| PIMCO TOTAL RETRN RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 349 | Pooled Separate Account | — | — | $496K | 4.2% | |
| AMERICAN 2050 TARGET DATE RETIREMEN TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 298 | Pooled Separate Account | — | — | $480K | 4.1% | |
| AMERICAN 2040 TARGET DATE RETIREMEN TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 296 | Pooled Separate Account | — | — | $357K | 3.0% | |
| TA VANGUARD TOTAL STCK MRKT INDEX R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 166 | Pooled Separate Account | — | — | $334K | 2.8% | |
| AMERICAN 2035 TARGET DATE RETIREMEN TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 295 | Pooled Separate Account | — | — | $328K | 2.8% | |
| AMERICAN 2030 TARGET DATE RETIREMEN TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 294 | Pooled Separate Account | — | — | $297K | 2.5% | |
| AMERICAN 2025 TARGET DATE RETIREMEN TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 293 | Pooled Separate Account | — | — | $241K | 2.1% | |
| MFS INTERNATIONAL DIVERSIFICATION R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 123 | Pooled Separate Account | — | — | $225K | 1.9% | |
| AMERICAN 2055 TARGET DATE RETIREMEN TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 299 | Pooled Separate Account | — | — | $208K | 1.8% | |
| BLACKROCK MID-CAP GROWTH EQUITY RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 098 | Pooled Separate Account | — | — | $159K | 1.4% | |
| AMERICAN 2045 TARGET DATE RETIREMEN TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 297 | Pooled Separate Account | — | — | $122K | 1.0% | |
| AMERICAN FUNDS NEW PERSPECTIVE RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 255 | Pooled Separate Account | — | — | $117K | 1.0% | |
| TA VANGUARD LIFESTRATEGY MODERATE G TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 914 | Pooled Separate Account | — | — | $108K | 0.9% | |
| BLACKROCK HLTH SCNCS OPPS RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 844 | Pooled Separate Account | — | — | $91K | 0.8% | |
| DWS ENHANCED COMMODITY STRAT RET AC TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 101 | Pooled Separate Account | — | — | $68K | 0.6% | |
| FRANKLIN SMALL CAP VALUE RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 945 | Pooled Separate Account | — | — | $56K | 0.5% | |
| AMERICAN FUNDS NEW WORLD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 625 | Pooled Separate Account | — | — | $53K | 0.4% | |
| AMERICAN FUNDS 2065 TARGET DATE RET AMERICAN FUNDS · EIN 83-1098532 / PN 455 | Pooled Separate Account | — | — | $41K | 0.3% | |
| JPMORGAN HI YLD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 330 | Pooled Separate Account | — | — | $41K | 0.3% | |
| MACQUARIE SCIENCE AND TECHNOLOGY RE TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 848 | Pooled Separate Account | — | — | $18K | 0.2% | |
| VIRTUS CEREDEX MD-CAP VAL EQT RET A TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 339 | Pooled Separate Account | — | — | $12K | 0.1% | |
| AMERICAN 2015 TARGET DATE RETIREMEN TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 291 | Pooled Separate Account | — | — | $12K | 0.1% | |
| T. ROWE PRICE INTERNATNL DISCOVERY TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 780 | Pooled Separate Account | — | — | $11K | <0.1% | |
| STATE STREET RUSSELL SM CAP INDEX R TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 437 | Pooled Separate Account | — | — | $4K | <0.1% | |
| AMERICAN FUNDS EUROPACIFIC GR RET A TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 076 | Pooled Separate Account | — | — | $3K | <0.1% | |
| TA VANGUARD REIT INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 130 | Pooled Separate Account | — | — | $1K | <0.1% | |
| AMERICAN 2020 TARGET DATE RETIREMEN TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 292 | Pooled Separate Account | — | — | $371 | <0.1% |
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