How big is LUMA Energy, LLC's plan?

LUMA Energy, LLC's plan reported $75.7M in assets and 3,715 participants for 2024.

Original filing (PDF)20251015155203NAL0002698595001

LUMA Energy, LLC

Name: LUMA Energy, LLC — LUMA Energy 401 (K) PR Retirement, Form 5500 (2024)
Creator: LUMA Energy, LLC
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

LUMA Energy 401 (K) PR Retirement Savings Plan

401(k) retirement plan · LUMA Energy, LLC's LUMA Energy 401 (K) PR Retirement Savings Plan held $75.7M in plan assets for 3,715 participants in 2024, with Fidelity as recordkeeper.

Signals · 1

Late participant contributions

Active participants

3,715

Accounts w/ balance

3,963

Plan assets (EOY)

$75.7M

Net assets (EOY)

$75.7M

People on this filing

OLGA Suazo signed LUMA Energy, LLC's 2024 Form 5500 as plan administrator.

OLGA Suazo — Plan Administrator — Form 5500 signer

Get verified email & phone for these signers

Signer names are public record from the Form 5500 e-signature.

Plan identifiers

LUMA Energy, LLC's EIN is 66-0940278.

EIN 66-0940278

Plan number 001

Plan year 2024

ACK ID 20251015155203NAL0002698595001

Official Form 5500 document

Download the official 2024 Form 5500 (PDF) for LUMA Energy, LLC from the U.S. Department of Labor's EFAST2 system.

Download the official 2024 Form 5500 (PDF)

Plan features

LUMA Energy, LLC's plan includes ERISA 404(c) participant direction, a 401(k) feature, a default investment (QDIA), profit-sharing.

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for LUMA ENERGY, LLC.

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How this plan invests

This plan

28 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Above-average plan

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 8019K (42% of contributions).
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (23rd percentile).

Plan sponsor

Name

LUMA ENERGY, LLC

EIN

all filings

Address

P.O. BOX 364267 · SAN JUAN, PR · 00936

Phone

(844) 888-5862

Industry

Utilities

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-15

Pension benefit codes

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2K · 401(m) arrangement

2T · Default investment account (QDIA)

3B · Covers self-employed individuals

3H · Sponsor in controlled / affiliated group

2E · Profit-sharing

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
FIDELITY INVESTMENTS INSTITUTIONAL	04-2647786	—	RECORDKEEPER	$31K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
STRATEGIC ADVISORS, INC.	04-2654524	—	ADVISOR	$25K	—

Investments

28 direct securities· $71.9M(95% of reported assets)

Mutual Funds

$66.3M

23 holdings

Common Collective Trusts

$3.7M

2 holdings

Other securities

$1.7M

2 holdings

Agency / Mortgage-Backed

$244K

1 holding

					% of plan
Fidelity Freedom 2040 Fund Mutual fund, 888,283 shares	Mutual Funds	—	—	$13.3M	17.6%
Fidelity Freedom 2035 Fund Mutual fund, 625,989 shares	Mutual Funds	—	—	$12.5M	16.5%
Fidelity Freedom 2045 Fund Mutual fund, 513,354 shares	Mutual Funds	—	—	$8.6M	11.3%
Fidelity Freedom 2030 Fund Mutual fund, 268,501 shares	Mutual Funds	—	—	$6.1M	8.1%
Fidelity Freedom 2050 Fund Mutual fund, 286,072 shares	Mutual Funds	—	—	$5.6M	7.3%
Fidelity Freedom 2060 Fund Mutual fund, 208,913 shares	Mutual Funds	—	—	$4.1M	5.5%
Fidelity Freedom 2055 Fund Mutual fund, 193,363 shares	Mutual Funds	—	—	$4.1M	5.4%
Fidelity Spartan 500 Index Fund Mutual fund, 9,917 shares	Common Collective Trusts	—	—	$3.5M	4.6%
Vanguard Growth lndex Admiral Fund Mutual fund, 7,852 shares	Mutual Funds	—	—	$1.8M	2.4%
Fidelity Total Bond Fund Mutual fund, 79,042 shares	Mutual Funds	—	—	$1.7M	2.2%
American Growth and Income Fund Mutual fund, 4,152 shares	Other securities	—	—	$1.6M	2.1%
Fidelity Diversified International Fund Mutual fund, 23,595 shares	Mutual Funds	—	—	$1.5M	2.0%
Fidelity Freedom 2025 Fund Mutual fund , 96,133 shares	Mutual Funds	—	—	$1.5M	1.9%
Fidelity Freedom 2065 Fund Mutual fund, 60,607 shares	Mutual Funds	—	—	$1.2M	1.7%
Vanguard Value Index Admiral Fund Mutual fund, 11,731 shares	Mutual Funds	—	—	$1.2M	1.6%
Fidelity Government Fund Money market fund, 622,422 shares	Mutual Funds	—	—	$953K	1.3%
Fidelity Small Cap Growth Fund Mutual fund, 10,194 shares	Mutual Funds	—	—	$677K	0.9%
Dodge & Cox Stock Fund Mutual fund, 2,144 shares	Mutual Funds	—	—	$523K	0.7%
Fidelity Low Priced Fund Mutual fund, 10,838 shares	Mutual Funds	—	—	$297K	0.4%
Fidelity Freedom 2020 Fund Mutual fund, 17,282 shares	Mutual Funds	—	—	$287K	0.4%
Vanguard GNMA Admiral Fund Mutual fund, 73,502 shares	Agency / Mortgage-Backed	—	—	$244K	0.3%
Fidelity Extended Market Index Fund Mutual fund, 3,715 shares	Common Collective Trusts	—	—	$222K	0.3%
Fidelity Balanced Fund Mutual fund, 3,506 shares	Mutual Funds	—	—	$188K	0.2%
DFA International Small Cap Value Fund Mutual fund, 3,772 shares	Mutual Funds	—	—	$108K	0.1%
American Beacon Small Cap Fund Mutual fund, 10,080 shares	Other securities	—	—	$91K	0.1%
Fidelity Freedom Income Fund Mutual fund, 375 shares	Mutual Funds	—	—	$6K	<0.1%
Fidelity Freedom 2015 Fund Mutual fund, 190 shares	Mutual Funds	—	—	$4K	<0.1%
Fidelity Freedom 2010 Fund Mutual fund, 54 shares	Mutual Funds	—	—	$1K	<0.1%