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Original filing (PDF)20250203145348NAL0012491712001
HIGHGATE HOTELS LLC
Form 5500
FILING_RECEIVED
HIGHGATE HOTELS 1081. 01(D) PLAN
401(k) retirement plan
Signals · 2
Late filing · 2.6 mo~138 bps in Sched C fees
Active participants
477
Accounts w/ balance
208
Plan assets (EOY)
$2.2M
Net assets (EOY)
$2.2M
How this plan invests
This plan
21 collective trusts
Schedule D
Individual securities
on each trust's filing
This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.
Plan health score (directional)
78
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
90
Concentration risk
75
Total plan cost
65
Vendor stack
100
Participation health
65
Knocking points off
- Filed 2.6 months past the 10.5-month grace window.
- 138 bps in Schedule C fees — 166% above peer band of 52 bps.
- Only 44% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for HIGHGATE HOTELS LLC.
Plan sponsor
Name
HIGHGATE HOTELS LLC
EIN
66-0849483
Address
1369 ASHFORD AVE · SAN JUAN, PR · 00907
Phone
(972) 444-9700
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2023
Plan year begin
2023-01-01
Tax period
2023-12-31
Filed
2025-02-03
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
3C · Not intended to be qualified
Audit & trust (Schedule H)
Auditor
SHARON & GONZALEZ LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $25K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| A & A EMPLOYEE BENEFITS CONSULTNG | — | SAN JUAN, PR | CONTRACT ADMIN | $2K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ORIENTAL BANK & TRUST | — | SAN JUAN, PR | OTHER | $4K | — |
Investments
21 pooled funds· $2.1M(96% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| Investment | Type | Current value | % of plan |
|---|---|---|---|
| MASSMUTUAL RETIRESMART 2040 MASSACHUSSETS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $781K | 35.6% |
| MASSMUTUAL RETIRESMART 2035 MASSACHUSSETS MUTUAL · EIN 90-0779283 / PN 000 | Pooled Separate Account | $442K | 20.1% |
| MASSMUTUAL RETIRESMART 2055 MASSACHUSSETS MUTUAL · EIN 90-0779283 / PN 000 | Pooled Separate Account | $200K | 9.1% |
| MASSMUTUAL RETIRESMART 2030 MASSACHUSSETS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $187K | 8.5% |
| MASSMUTUAL RETIRESMART 2045 MASSACHUSSETS MUTUAL · EIN 90-0342299 / PN 000 | Pooled Separate Account | $175K | 8.0% |
| MASSMUTUAL RETIRESMART 2050 MASSACHUSSETS MUTUAL · EIN 90-0342299 / PN 000 | Pooled Separate Account | $96K | 4.4% |
| MASSMUTUAL RETIRESMART 2060 MASSACHUSSETS MUTUAL · EIN 90-0779283 / PN 000 | Pooled Separate Account | $73K | 3.3% |
| MASSMUTUAL BLUE CHIP GROWTH MASSACHUSSETS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $42K | 1.9% |
| MASSMUTUAL RETIRESMART 2025 MASSACHUSSETS MUTUAL · EIN 90-0779283 / PN 000 | Pooled Separate Account | $25K | 1.1% |
| MM S & P 500 INDEX MASSACHUSSETS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $21K | 1.0% |
| MASSMUTUAL STRATEGIC BOND MASSACHUSSETS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $21K | 0.9% |
| MASSMUTUAL OVERSEAS MASSACHUSSETS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $11K | 0.5% |
| MASSMUTUAL RETIRESMART 2060 MASSACHUSSETS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $6K | 0.3% |
| INVESCO DIVERSIFIED DIVIDEND INVESCO · EIN 90-0779283 / PN 000 | Pooled Separate Account | $6K | 0.3% |
| WELLS FARGO MID CAP VALUE ALLSPRING GLOBAL INVESTMENTS · EIN 04-1590850 / PN 000 | Pooled Separate Account | $4K | 0.2% |
| MASSMUTUAL INTERNATIONAL EQ MASSACHUSSETS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $3K | 0.2% |
| MASSMUTUAL RETIRESMART MASSACHUSSETS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $3K | 0.1% |
| MASSMUTUAL SMALL CAP GR EQ MASSACHUSSETS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $2K | 0.1% |
| WELLS FARGO SPECIAL SMALL CAP VALUE ALLSPRING GLOBAL INVESTMENTS · EIN 90-0779283 / PN 000 | Pooled Separate Account | $1K | <0.1% |
| MASSMUTUAL MID CAP GROWTH MASSACHUSSETS MUTUAL · EIN 04-1590850 / PN 000 | Pooled Separate Account | $929 | <0.1% |
| INVESCO DIVERSIFIED DIVIDEND INVESCO · EIN 90-0779283 / PN 000 | Pooled Separate Account | $63 | <0.1% |
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