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Original filing (PDF)20251015141137NAL0006538128001
PUERTO RICO WASTE MANAGEMENT GROUP CORP.
Form 5500
FILING_RECEIVED
PUERTO RICO WASTE MANAGEMENT GROUP CORP. 1165(E) PLAN
401(k) retirement plan
Signals · 1
~192 bps in Sched C fees
Active participants
1,239
Accounts w/ balance
1,242
Plan assets (EOY)
$7.4M
Net assets (EOY)
$7.3M
How this plan invests
This plan
21 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 192 bps in Schedule C fees — 269% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PUERTO RICO WASTE MANAGEMENT GROUP CORP..
Plan sponsor
Name
PUERTO RICO WASTE MANAGEMENT GROUP CORP.
EIN
66-0707570
Address
PO BOX 1322 · GURABO, PR · 00778
Phone
(787) 273-7639
Industry
Admin Support & Waste Mgmtsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
3C · Not intended to be qualified
Audit & trust (Schedule H)
Auditor
DRIVEN PSC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $109K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INDEPENDENT FINANCIAL GROUP LLC | — | SAN RAFAEL, CA | INVESTMENT ADVISOR | $33K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| A & A EMPLOYEE BENEFITS CONSULTING | — | SAN JUAN, PR | CONTRACT ADMIN | $0 | — |
Investments
19 direct securities· $6.9M(94% of reported assets)
Uncategorized
$6.9M
15 holdings
Mutual Funds
$29K
4 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| VANGUARD TARGET RETIREMEN 2035 FUND | — | — | — | $1.3M | 17.4% | |
| VANGUARD TARGET RETIREMEN 2030 FUND | — | — | — | $1.1M | 15.0% | |
| VANGUARD TARGET RETIREMEN 2040 FUND | — | — | — | $1.1M | 14.9% | |
| VANGUARD TARGET RETIREMEN 2045 FUND | — | — | — | $950K | 12.8% | |
| VANGUARD TARGET RETIREMEN 2050 FUND | — | — | — | $860K | 11.6% | |
| VANGUARD TARGET RETIREMEN 2025 FUND | — | — | — | $517K | 7.0% | |
| VANGUARD TARGET RETIREMEN 2055 FUND | — | — | — | $430K | 5.8% | |
| VANGUARD TARGET RETIREMEN 2060 FUND | — | — | — | $225K | 3.0% | |
| VANGUARD TARGET RETIREMENT INCOME | — | — | — | $200K | 2.7% | |
| VANGUARD TARGET RETIREMEN 2065 FUND | — | — | — | $100K | 1.4% | |
| VANGUARD TARGET RETIREMEN 2020 FUND | — | — | — | $77K | 1.0% | |
| GROUP ANNUITY CONTRACT * KEY GUARANTEED PORTFOLIO FUND | — | — | — | $33K | 0.4% | |
| 340 SHARES AMERICAN FUNDS AMERICAN BALANCED R6 | Mutual Funds | — | — | $12K | 0.2% | |
| 834 SHARES BLACKROCK HIGH YIELD BOND INSTL | Mutual Funds | — | — | $6K | <0.1% | |
| 212 SHARES FIDELITY SMALL CAP INDEX | Mutual Funds | — | — | $6K | <0.1% | |
| 653 SHARES TCW METWEST TOTAL RETURN BOND | Mutual Funds | — | — | $6K | <0.1% | |
| (1) X This form is filed for a CCT, PSA, or MTIA. | — | — | — | $3K | <0.1% | |
| performed pursuant to both 29 CFR 2520.103-8 and 29 CFR 2520.103-12(d). Check box (3) if pursuant to neither. | — | — | $3K | $3K | <0.1% | |
| Yes No Amount a | — | — | — | $3K | <0.1% |