Back to filter
Original filing (PDF)20250807095828NAL0003300641001
RENT EXPRESS BY BERRIOS, INC.
Form 5500
FILING_RECEIVED
RENT EXPRESS RETIREMENT & SAVINGS PLAN
401(k) retirement plan
Signals · 1
~217 bps in Sched C fees
Active participants
168
Accounts w/ balance
211
Plan assets (EOY)
$568K
Net assets (EOY)
$568K
How this plan invests
This plan
18 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
95
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
100
Participation health
100
Knocking points off
- 217 bps in Schedule C fees — modestly above peer band of 158 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RENT EXPRESS BY BERRIOS, INC..
Plan sponsor
Name
RENT EXPRESS BY BERRIOS, INC.
EIN
66-0679566
Address
PO BOX 674 · CIDRA, PR · 00739
Phone
(787) 653-9393
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-08-07
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
3C · Not intended to be qualified
Audit & trust (Schedule H)
Auditor
TORRES, HERNANDEZ & PUNTER, CPA, PS
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $9K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| INDEPENDENT FINANCIAL GROUP LLC | — | SAN DIEGO, CA | INVESTMENT ADVISOR | $3K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ABARCA & ASSOCIATES PSC | — | SAN JUAN, PR | CONTRACT ADMIN | $1K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MNGT | $47 | — |
Investments
18 direct securities· $566K(100% of reported assets)
Mutual Funds
$528K
16 holdings
Uncategorized
$39K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| American Funds 2045 Trgt Date | Mutual Funds | — | — | $106K | 18.7% | |
| American Funds 2035 Trgt Date | Mutual Funds | — | — | $100K | 17.6% | |
| American Funds 2040 Trgt Date | Mutual Funds | — | — | $75K | 13.2% | |
| American Funds 2050 Trgt Date | Mutual Funds | — | — | $74K | 12.9% | |
| American Funds 2055 Trgt Date | Mutual Funds | — | — | $69K | 12.2% | |
| American Funds 2060 Trgt Date | Mutual Funds | — | — | $36K | 6.3% | |
| Participant Loans Notes Recievable | — | — | — | $34K | 6.0% | |
| American Funds 2025 Trgt Date | Mutual Funds | — | — | $18K | 3.2% | |
| American Century Mid Cap Value 252 Mutual Fund Federated Hermes Mid Cap Index 340 Mutual Fund MFS Mid Cap Growth 137 Mutual Fund American Funds Growth Fund of Amer 164 Mutual Fund Fidelity 500 Index | Mutual Funds | — | — | $17K | 3.1% | |
| American Funds 2030 Trgt Date | Mutual Funds | — | — | $10K | 1.8% | |
| American Funds Bond Fund of Amer | Mutual Funds | — | — | $8K | 1.4% | |
| Forfeitures Forfeiture Account | — | — | — | $5K | 0.8% | |
| JP Morgan Equity Income 682 Mutual Fund American Funds America Balanced | Mutual Funds | — | — | $4K | 0.7% | |
| MFS Int Diversification | Mutual Funds | — | — | $4K | 0.6% | |
| Blackrock High Yield Bond Portfolio 37 Mutual Fund PIMCO Intl Bond 38 Mutual Fund PIMCO Income Instl 38 Fixed Annuity Key Guaranteed Portfolio Fund | Mutual Funds | — | — | $2K | 0.4% | |
| American Funds New World R6 | Mutual Funds | — | — | $2K | 0.3% | |
| American Funds Europacific | Mutual Funds | — | — | $2K | 0.3% | |
| AB Small Cap Growth 100 Mutual Fund Fidelity Small Cap Index | Mutual Funds | — | — | $1K | 0.2% |