Original filing (PDF)20251009083102NAL0011058448001

FREDERIKSTED HEALTH CARE INC.

Name: FREDERIKSTED HEALTH CARE INC. — FREDERIKSTED HEALTH CARE INC 403(B) RETIREMENT PLAN, Form 5500 (2024)
Creator: FREDERIKSTED HEALTH CARE INC.

Form 5500

FILING_RECEIVED

FREDERIKSTED HEALTH CARE INC 403(B) RETIREMENT PLAN

403(b) retirement plan

Signals · 3

Late participant contributionsCorrective distributions issued~89 bps in Sched C fees

Active participants

156

Accounts w/ balance

177

Plan assets (EOY)

$4.5M

Net assets (EOY)

$4.5M

How this plan invests

This plan

25 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 45K (6% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).
Total administrative cost in the bottom quartile of peers (12th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for FREDERIKSTED HEALTH CARE INC..

Plan sponsor

Name

FREDERIKSTED HEALTH CARE INC.

EIN

66-0586667

Address

516 STRAND STREET · ST. CROIX, VI · 00840

Phone

(340) 772-1992

Industry

Outpatient Care Centers· Health Care & Social Assistancesee all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2024

Plan year begin

2024-01-01

Tax period

2024-12-31

Filed

2025-10-09

Pension benefit codes

2M · 403(b)(7) custodial accounts

3D · Pre-approved plan (master / prototype / VS)

2G · Total participant-directed accounts

2F · ERISA section 404(c)

2T · Default investment account (QDIA)

Audit & trust (Schedule H)

Auditor

SMART SOLUTIONS CPA INC

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
ASCENSUS LLC	11-3665754	—	NONE	$21K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
MERRILL LYNCH RETIREMENT & BENEFIT	13-5674085	—	NONE	$19K	—

Investments

25 direct securities· $4.5M(99% of reported assets)

Other securities

$4.3M

22 holdings

Participant loans

$138K

1 holding

Common Stock

$61K

2 holdings

					% of plan
State Street Target Retirement 2030 K State Street 0	Other securities	—	—	$648K	14.3%
State Street Target Retirement 2035 K State Street 0	Other securities	—	—	$559K	12.4%
Nationwide S&P 500 Index R6 Nationwide 0	Other securities	—	—	$512K	11.3%
State Street Target Retirement 2045 K State Street 0	Other securities	—	—	$499K	11.0%
State Street Target Retirement 2055 K State Street 0	Other securities	—	—	$410K	9.1%
State Street Target Retirement 2050 K State Street 0	Other securities	—	—	$306K	6.8%
Calvert Equity Fund I Calvert 0	Other securities	—	—	$282K	6.3%
State Street Target Retirement 2040 K State Street 0	Other securities	—	—	$246K	5.5%
State Street Target Retirement 2025 K State Street 0	Other securities	—	—	$213K	4.7%
State Street Target Retirement 2020 K State Street 0	Other securities	—	—	$206K	4.6%
Various Rates and Maturities Participant's Loan Account 0	Participant loans	—	—	$138K	3.1%
Vanguard Mid-Cap Growth Index Adm Vanguard 0	Other securities	—	—	$99K	2.2%
BlackRock Liquidity T-Fund Premier BlackRock 0	Other securities	—	—	$95K	2.1%
Vanguard International Growth Adm Vanguard 0	Other securities	—	—	$57K	1.3%
Vanguard Small-Cap Index Adm Vanguard 0	Other securities	—	—	$41K	0.9%
Western Asset Core Plus Bond IS Legg Mason 0	Other securities	—	—	$35K	0.8%
American Funds Capital Inc Bldr R6 American Funds 0	Common Stock	—	—	$31K	0.7%
Vanguard High Yield Corp Adm Vanguard 0	Common Stock	—	—	$29K	0.6%
Vanguard Value Index Adm Vanguard 0	Other securities	—	—	$27K	0.6%
Vanguard Real Estate Index Adm Vanguard 0	Other securities	—	—	$16K	0.4%
Vanguard International Value Inv Vanguard 0	Other securities	—	—	$13K	0.3%
Vanguard Total Intl Bond Index Adm Vanguard 0	Other securities	—	—	$9K	0.2%
Vanguard Mid-Cap Value Index Adm Vanguard 0	Other securities	—	—	$6K	0.1%
Vanguard Interm-Term Treas Index Adm Vanguard 0	Other securities	—	—	$6K	0.1%
State Street Target Retirement K State Street 0	Other securities	—	—	$2K	<0.1%