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Original filing (PDF)20251015125427NAL0006317952001
TRAFON GROUP, INC
Form 5500
FILING_RECEIVED
TRAFON GROUP RETIREMENT PLAN
401(k) retirement plan
Signals · 1
~172 bps in Sched C fees
Active participants
103
Accounts w/ balance
102
Plan assets (EOY)
$1.2M
Net assets (EOY)
$1.2M
How this plan invests
This plan
9 pooled trusts
Schedule D
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 172 bps in Schedule C fees — 231% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for TRAFON GROUP, INC.
Plan sponsor
Name
TRAFON GROUP, INC
EIN
66-0564639
Address
GARDEN HILL PLAZA PMB 342 · 1353 AVE. LUIS VIGOREAUX · GUAYNABO, PR · 009662718
Phone
(787) 783-0011
Industry
All Other Professional Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
3C · Not intended to be qualified
Audit & trust (Schedule H)
Auditor
RODRIGUEZ-SANABRIA & CO
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
4 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE CO | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $13K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| B RILEY WEALTH MANAGEMENT INC | — | MEMPHIS, TN | INVESTMENT ADVISOR | $6K | — |
| SAN BLAS SECURITIES LLC | — | ATLANTA, GA | INVESTMENT ADVISOR | $303 | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ADVISORY GROUP LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MNGT | $1K | — |
Investments
17 direct securities · 9 pooled funds· $1.2M(95% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$826K
17 holdings
Common Collective Trust
$347K
9 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PUTNAM RETIREMENT ADVANTAGE 2035 PUTNAM INVESTMENTS · EIN 26-0787945 / PN 261 | Common Collective Trust | — | — | $150K | 12.1% | |
| VALUE OF INTEREST IN REGISTERED INV CO EATON VANCE ATLANTA CAP SMID CAP A | — | — | — | $108K | 8.8% | |
| VALUE OF INTEREST IN REGISTERED INV CO AMERICAN FUNDS INTL GR & INC R3 | — | — | — | $106K | 8.6% | |
| PUTNAM RETIREMENT ADVANTAGE 2040 PUTNAM INVESTMENTS · EIN 26-1384398 / PN 260 | Common Collective Trust | — | — | $78K | 6.3% | |
| FIXED ANNUITY OPTION * KEY GUARANTEED PORTFOLIO FUND | — | — | — | $76K | 6.2% | |
| VALUE OF INTEREST IN REGISTERED INV CO PIMCO REAL RETURN A | — | — | — | $71K | 5.8% | |
| VALUE OF INTEREST IN REGISTERED INV CO BNY MELLON OPP MIDCAP VALUE A | — | — | — | $67K | 5.4% | |
| VALUE OF INTEREST IN REGISTERED INV CO LORD ABBETT HIGH YIELD | — | — | — | $64K | 5.2% | |
| VALUE OF INTEREST IN REGISTERED INV CO GOLDMAN SACHS SMALL CAP GR INSIGHTS | — | — | — | $63K | 5.1% | |
| VALUE OF INTEREST IN REGISTERED INV CO FIDELITY ADVISOR MEGA CAP A | — | — | — | $60K | 4.8% | |
| VALUE OF INTEREST IN REGISTERED INV CO GOLDMAN SACHS SMALL VALUE FUND | — | — | — | $57K | 4.6% | |
| VALUE OF INTEREST IN REGISTERED INV CO FIDELITY ADVISOR LARGE CAP A | — | — | — | $56K | 4.6% | |
| VALUE OF INTEREST IN REGISTERED INV CO BLACK ROCK EQUITY DIVIDEND A | — | — | — | $39K | 3.2% | |
| PUTNAM RETIREMENT ADVANTAGE 2050 PUTNAM INVESTMENTS · EIN 26-0787670 / PN 258 | Common Collective Trust | — | — | $33K | 2.7% | |
| PUTNAM RETIREMENT ADVANTAGE MATURIT PUTNAM INVESTMENTS · EIN 26-0788428 / PN 268 | Common Collective Trust | — | — | $27K | 2.2% | |
| PUTNAM RETIREMENT ADVANTAGE 2060 PUTNAM INVESTMENTS · EIN 27-3616920 / PN 273 | Common Collective Trust | — | — | $24K | 1.9% | |
| COLLECTIVE TRUST FUND PUTNAM DYNAMIC ASSET ALLOC GR | — | — | — | $21K | 1.7% | |
| PUTNAM RETIREMENT ADVANTAGE 2045 PUTNAM INVESTMENTS · EIN 26-1208510 / PN 259 | Common Collective Trust | — | — | $19K | 1.6% | |
| VALUE OF INTEREST IN REGISTERED INV CO CLEARBRIDGE MID CAP CLASS A 0 VALUE OF INTEREST IN REGISTERED INV CO AMERICAN FUNDS AMCAP FUND | — | — | — | $13K | 1.1% | |
| PUTNAM RETIREMENT ADVANTAGE 2025 PUTNAM INVESTMENTS · EIN 26-1384344 / PN 263 | Common Collective Trust | — | — | $12K | 1.0% | |
| VALUE OF INTEREST IN REGISTERED INV CO COLUMBIA QUALITY INCOME A | — | — | — | $9K | 0.7% | |
| VALUE OF INTEREST IN REGISTERED INV CO JANUS HENDERSON ADPTVE RISK MNG | — | — | — | $7K | 0.5% | |
| VALUE OF INTEREST IN REGISTERED INV CO INVESCO GROWTH & INCOME A | — | — | — | $5K | 0.4% | |
| PUTNAM RETIREMENT ADVANTAGE 2055 PUTNAM INVESTMENTS · EIN 27-3616920 / PN 275 | Common Collective Trust | — | — | $4K | 0.3% | |
| VALUE OF INTEREST IN REGISTERED INV CO T ROWE PRICE REAL ESTATE ADVISOR | — | — | — | $3K | 0.2% | |
| PUTNAM RETIREMENT ADVANTAGE 2030 PUTNAM INVESTMENTS · EIN 26-0788040 / PN 262 | Common Collective Trust | — | — | $854 | <0.1% |