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Original filing (PDF)20251015165323NAL0002665027001
INTERNATIONAL RESTAURANT SERVICES, INC.
Form 5500
FILING_RECEIVED
INTERNATIONAL RESTAURANT SERVICES, INC. RETIREMENT PLAN
Defined-contribution retirement plan
Signals · 2
34% in single holdingNo recordkeeper disclosed
Active participants
3,927
Accounts w/ balance
1,751
Plan assets (EOY)
$4.9M
Net assets (EOY)
$4.9M
How this plan invests
This plan
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
83
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
83
Total plan cost
75
Vendor stack
80
Participation health
65
Knocking points off
- Top holding "PIMCO Total Return Fund Class A Value of Interest in Registered Investment Companies" is 34% of plan.
- No recordkeeper disclosed on Schedule C.
- Only 45% as many balances as active participants — suggests many active employees aren't deferring.
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for INTERNATIONAL RESTAURANT SERVICES, INC..
Plan sponsor
Name
INTERNATIONAL RESTAURANT SERVICES, INC.
EIN
66-0498525
Address
PO BOX 51990 · TOA BAJA, PR · 00950
Phone
(787) 273-3131
Industry
Accommodation & Food Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2G · Total participant-directed accounts
3C · Not intended to be qualified
Audit & trust (Schedule H)
Auditor
KEVANE GRANT THORNTON LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reportedInvestments
19 direct securities· $4.8M(99% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| PIMCO Total Return Fund Class A Value of Interest in Registered Investment Companies | — | — | — | $1.6M | 33.7% | |
| Vanguard 500 Index Fund Admiral Shares Value of Interest in Registered Investment Companies | — | — | — | $585K | 12.0% | |
| American Century Investments One Choice 2045 Portfolio Class A Value of Interest in Registered Investment Companies | — | — | — | $543K | 11.1% | |
| Vanguard Mid-Cap Index Fund Admiral Shares Value of Interest in Registered Investment Companies | — | — | — | $293K | 6.0% | |
| Vanguard Small-Cap Index Fund Admiral Shares Value of Interest in Registered Investment Companies | — | — | — | $208K | 4.3% | |
| Fidelity Government Cash Reserves Value of Interest in Registered Investment Companies | — | — | — | $206K | 4.2% | |
| Blackrock Equity Dividend Fund Investor A Shares Value of Interest in Registered Investment Companies | — | — | — | $194K | 4.0% | |
| American Century Investments One Choice 2035 Portfolio Class A Value of Interest in Registered Investment Companies | — | — | — | $189K | 3.9% | |
| Janus Henderson Balanced Fund Class A Value of Interest in Registered Investment Companies | — | — | — | $180K | 3.7% | |
| American Century Strategic Allocation: Aggressive Fund A Class Value of Interest in Registered Investment Companies | — | — | — | $175K | 3.6% | |
| American Century Strategic Allocation: Moderate Fund A Class Value of Interest in Registered Investment Companies | — | — | — | $129K | 2.6% | |
| American Century Investments One Choice 2025 Porfolio Class A Value of Interest in Registered Investment Companies | — | — | — | $122K | 2.5% | |
| American Century Strategic Allocation: Conservative Fund A Class Value of Interest in Registered Investment Companies | — | — | — | $95K | 1.9% | |
| American Century Investments One Choice 2055 Portfolio Class A Value of Interest in Registered Investment Companies | — | — | — | $70K | 1.4% | |
| American Century Investments One Choice 2060 Portfolio Class A Value of Interest in Registered Investment Companies | — | — | — | $68K | 1.4% | |
| American Funds Europacific Growth Fund Class R-3 Value of Interest in Registered Investment Companies | — | — | — | $65K | 1.3% | |
| Vanguard Intermediate-Term Treasury Fund Investor Shares Value of Interest in Registered Investment Companies | — | — | — | $60K | 1.2% | |
| American Century Investments One Choice In Retirement Portfolio A Class Value of Interest in Registered Investment Companies | — | — | — | $9K | 0.2% | |
| Year to the Plan not corrected outside VFCP* in VFCP* PTE** 2002-51 Corrected December 31, 2020 | — | — | $4K | $4K | <0.1% |
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