Original filing (PDF)20250719101301NAL0001440051001

COSSMA, INC.

Name: COSSMA, INC. — COSSMA, INC. RETIREMENT PLAN, Form 5500 (2023)
Creator: COSSMA, INC.

Form 5500

FILING_RECEIVED

COSSMA, INC. RETIREMENT PLAN

Defined-contribution retirement plan

Signals · 1

Late filing · 0.1 mo

Active participants

353

Accounts w/ balance

353

Plan assets (EOY)

$12.6M

Net assets (EOY)

$12.6M

How this plan invests

This plan

7 collective trusts

Schedule D

Individual securities

on each trust's filing

This plan doesn't hold securities directly — it invests through trusts. Click a trust below to drill into its securities.

Plan health score (directional)

/ 100

Grade A

Top-tier plan health

Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.

Compliance & disclosures

100

Concentration risk

Total plan cost

Vendor stack

100

Participation health

100

Knocking points off

Filed 0.1 months past the 10.5-month grace window.
73 bps in Schedule C fees — 152% above peer band of 29 bps.

Helping the score

Concentration not scored — Schedule of Assets PDF not yet parsed for this plan.

Decision-maker contacts

CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COSSMA, INC..

Plan sponsor

Name

COSSMA, INC.

EIN

66-0434923

Address

PO BOX 1330 · CIDRA, PR · 007391330

Phone

(787) 739-8182

Industry

Other Services (ex. Public Admin)see all

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2023

Plan year begin

2023-09-01

Tax period

2024-08-31

Filed

2025-07-19

Pension benefit codes

2E · Profit-sharing

3C · Not intended to be qualified

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

RSM PUERTO RICO

Trustee / custodian

—

Trustee phone

—

Service providers (Schedule C)

5 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ANNUITY INSURANCE CO OF AME	—	GREENWOOD VILLAGE, CO	RECORDKEEPER	$43K	—

Advisor / Consultant

Name	EIN	Location	Relation	Direct comp	Indirect comp
INVESTMENT PLANNERS, INC.	—	DEC ATUR, IL	BROKER/ADVISOR	$0	—

TPA / Administrator

Name	EIN	Location	Relation	Direct comp	Indirect comp
PENSION ADMINISTRATORS GROUP, INC.	—	SAN JUAN, PR	CONTRACT ADMIN	$5K	—

Accountant / Auditor

Name	EIN	Location	Relation	Direct comp	Indirect comp
RSM ROC & COMPANY	—	SAN JUAN, PR	AUDITOR	$9K	—

Other

Name	EIN	Location	Relation	Direct comp	Indirect comp
EMPOWER ADVISORY GROUP, LLC	—	GREENWOOD VILLAGE, CO	INVESTMENT MGMT	$36K	—

Investments

7 pooled funds· $3.8M(30% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Investment	Type	Current value	% of plan
STATE ST TARGET RET 2045 SL CI VI STATE STREET GOLBAL ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 319	Common Collective Trust	$1.4M	11.2%
STATE ST TARGET RET 2050 SL CI VI STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 320	Common Collective Trust	$1.3M	10.0%
STATE ST TARGET RET 2055 SL CI VI STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 325	Common Collective Trust	$507K	4.0%
STATE ST TARGET RET 2060 SL CI VI STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 454	Common Collective Trust	$304K	2.4%
SSGA RUSSELL LC VALUE INDEX NL CLAS STATE STREET GOLBAL ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 226	Common Collective Trust	$218K	1.7%
STATE ST TARGET RET 2040 SL CI VI STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 318	Common Collective Trust	$94K	0.7%
STATE ST TARGET RET 2065 SL CI VI STATE STREET GLOBAL ADVISORS COLLECTIVE TRUSTS · EIN 90-0337987 / PN 326	Common Collective Trust	$27K	0.2%