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Original filing (PDF)20250927084237NAL0023252866001
CSA ARCHITECTS & ENGINEERS, LLP
Form 5500
FILING_RECEIVED
CSA GROUP RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
~88 bps in Sched C fees
Active participants
366
Accounts w/ balance
328
Plan assets (EOY)
$16.9M
Net assets (EOY)
$16.9M
How this plan invests
This plan
38 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
91
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- 88 bps in Schedule C fees — 203% above peer band of 29 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CSA ARCHITECTS & ENGINEERS, LLP.
Plan sponsor
Name
CSA ARCHITECTS & ENGINEERS, LLP
EIN
66-0378904
Address
1511 PONCE DE LEON AVE. SUITE 23 · SAN JUAN, PR · 00909
Phone
(787) 641-6800
Industry
Engineering Services· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-27
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3C · Not intended to be qualified
Audit & trust (Schedule H)
Auditor
RODRIGUEZ - SANABRIA & CO., CPA PSC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $113K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LPL FINANCIAL | — | SAN DIEGO, CA | INVESTMENT ADVISOR | $23K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PENSION SERVICES, INC. | 65-0158316 | — | TPA | $13K | — |
Investments
38 direct securities· $16.9M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| IShares S&P 500 Index K | — | — | — | $3.4M | 19.9% | |
| American Funds Washington Mutual R6 | — | — | — | $2.1M | 12.5% | |
| Party-in-interest Guaranteed insurance, at contract value | — | — | — | $1.6M | 9.4% | |
| American Century Ultra 1 | — | — | — | $1.2M | 7.0% | |
| Party-in-interest MassMutual Mid Cap Growth I | — | — | — | $1.1M | 6.4% | |
| Nuveen Small Cap Growth Opp I | — | — | — | $938K | 5.5% | |
| Party-in-interest MassMutual 40/60 Allocation I | — | — | — | $771K | 4.6% | |
| American Funds Bond Fund of Amer R6 | — | — | — | $552K | 3.3% | |
| PIMCO Income INSTL | — | — | — | $515K | 3.0% | |
| Vanguard Target Retirement 2045 INV | — | — | — | $466K | 2.8% | |
| Fidelity Advisor International Cap App Z | — | — | — | $465K | 2.8% | |
| Vanguard Target Retirement 2035 INV | — | — | — | $407K | 2.4% | |
| Nuveen International Equity Index R6 | — | — | — | $364K | 2.2% | |
| Victory Sycamore Established Value R6 | — | — | — | $309K | 1.8% | |
| IShares U.S. Aggregate Bond Index K | — | — | — | $289K | 1.7% | |
| DFA US Targeted Value I | — | — | — | $248K | 1.5% | |
| Vanguard Target Retirement 2030 INV | — | — | — | $223K | 1.3% | |
| Vanguard Target Retirement 2040 INV | — | — | — | $179K | 1.1% | |
| Notes receivable from participants Participant loans with interest rate of 4.25% - 9.50% | — | — | — | $163K | 1.0% | |
| American Funds New World R6 | — | — | — | $162K | 1.0% | |
| Vanguard Target Retirement 2060 INV | — | — | — | $162K | 1.0% | |
| Party-in-interest MassMutual 80/20 Allocation I | — | — | — | $134K | 0.8% | |
| Nuveen Real Estate Securities Select R6 | — | — | — | $133K | 0.8% | |
| Forfeitures | — | — | — | $131K | 0.8% | |
| DFA Intermediate Govt Fixed-Income I | — | — | — | $124K | 0.7% | |
| Party-in-interest MassMutual High Yield I | — | — | — | $119K | 0.7% | |
| Vanguard Small Cap Index ADM | — | — | — | $106K | 0.6% | |
| Invesco Intermediate Bond Factor R6 | — | — | — | $106K | 0.6% | |
| Dodge & Cox Global Bond- I | — | — | — | $104K | 0.6% | |
| Vanguard Target Retirement 2055 INV | — | — | — | $98K | 0.6% | |
| Party-in-interest MassMutual 20/80 Allocation I | — | — | — | $66K | 0.4% | |
| BlackRock Energy Opportunities INST | — | — | — | $54K | 0.3% | |
| Vanguard Target Retirement 2025 INV | — | — | — | $53K | 0.3% | |
| Party-in-interest MassMutual 60/40 Allocation I | — | — | — | $40K | 0.2% | |
| American Beacon INTL Equity R5 | — | — | — | $38K | 0.2% | |
| Vanguard Target Retirement 2050 INV | — | — | — | $26K | 0.2% | |
| Vanguard Target Retirement 2020 INV | — | — | — | $21K | 0.1% | |
| Vanguard Target Retirement Income INV | — | — | — | $9K | <0.1% |
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