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Original filing (PDF)20251014114911NAL0003837584001
UNION DE TRONQUISTAS DE PUERTO RICO
Form 5500
FILING_RECEIVED
UNION DE TRONQUISTAS DE PUERTO RICO LOCAL 901 PLAN TRUST
401(k) retirement plan
Signals · 3
28% in single holding~157 bps in Sched C feesNo recordkeeper disclosed
Active participants
368
Accounts w/ balance
368
Plan assets (EOY)
$2.6M
Net assets (EOY)
$2.6M
How this plan invests
This plan
6 pooled trusts
Schedule D
15 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "State Street Target Retirement 2030 K Mutual Fund -" is 28% of plan.
- 157 bps in Schedule C fees — 202% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNION DE TRONQUISTAS DE PUERTO RICO.
Plan sponsor
Name
UNION DE TRONQUISTAS DE PUERTO RICO
EIN
66-0344357
Address
352 CALLE DEL PARQUE · SAN JUAN, PR · 00912
Phone
(787) 721-8980
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3C · Not intended to be qualified
Audit & trust (Schedule H)
Auditor
AQUINO DE CORDOVA, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONWIDE PLANNING ASSOCIATES INC | — | PARAMUS, NJ | BROKER ADVISOR | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE 401K COMPANY OF PUERTO RICO | 66-0708309 | — | CONTRACT ADMIN | $19K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| AQUINO DE CORDOVA, LLC | 66-0546035 | — | AUDITORS | $18K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LUIS CANDELARIO ROSARIO | — | CAYEY, PR | OTHER | $5K | — |
| EMPOWER ADVISORY GROUP, LLC | — | GREENWOOD VILLAGE, CO | INVESTMENT MGMT | $32 | — |
Investments
13 direct securities · 6 pooled funds· $2.5M(96% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$2.5M
13 holdings
Common Collective Trust
$19K
6 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| State Street Target Retirement 2030 K Mutual Fund - | — | — | — | $700K | 26.6% | |
| State Street Target Retirement 2035 K Mutual Fund - | — | — | — | $330K | 12.5% | |
| State Street Target Retirement 2040 K Mutual Fund - | — | — | — | $297K | 11.3% | |
| State Street Target Retirement 2025 K Mutual Fund - | — | — | — | $280K | 10.6% | |
| State Street Target Retirement 2020 K Mutual Fund - | — | — | — | $270K | 10.3% | |
| State Street Target Retirement 2045 K Mutual Fund - | — | — | — | $268K | 10.2% | |
| State Street Target Retirement 2050 K Mutual Fund - | — | — | — | $135K | 5.1% | |
| State Street Target Retirement 2055 K Mutual Fund - | — | — | — | $84K | 3.2% | |
| State Street Target Retirement 2060 K Mutual Fund - | — | — | — | $61K | 2.3% | |
| State Street Target Retirement K Mutual Fund - | — | — | — | $42K | 1.6% | |
| State Street Hedged Intl Dev Eq IDX K Mutual Fund - | — | — | — | $13K | 0.5% | |
| SSGA Russell SC Grouth Index Collective Trust Fund - 385 SSGA Russell SC Value Index Collective Trust Fund - 617 State ST S&P Index SL CL II Collective Trust Fund - | — | — | — | $11K | 0.4% | |
| STATE ST S&P 500 INDX SL C1II STATE STREET GLOBAL ADVISORS COLLECTIVE TRUST · EIN 04-0025081 / PN 000 | Common Collective Trust | — | — | $11K | 0.4% | |
| EI Fixed Account - Series Class I Fixed Annuities - | — | — | — | $5K | 0.2% | |
| STATE STREET NASDAQ 100 INDEX STATE STREET GLOBAL ADVISORS COLLECTIVE TRUST · EIN 90-0337987 / PN 181 | Common Collective Trust | — | — | $4K | 0.2% | |
| SSGA RUSSELL SMALL MID CAP INDEX STATE STREET GLOBAL ADVISORS COLLECTIVE TRUST · EIN 90-0337987 / PN 229 | Common Collective Trust | — | — | $1K | <0.1% | |
| STATE STREET REIT INDEX STATE STREET GLOBAL ADVISORS COLLECTIVE TRUST · EIN 90-0337987 / PN 229 | Common Collective Trust | — | — | $924 | <0.1% | |
| SSGA RUSELL SC VALUE INDEX STATE STREET GLOBAL ADVISORS COLLECTIVE TRUST · EIN 90-0337987 / PN 223 | Common Collective Trust | — | — | $617 | <0.1% | |
| SSGA RUSELL SC VALUE INDEX STATE STREET GLOBAL ADVISORS COLLECTIVE TRUST · EIN 90-0337987 / PN 221 | Common Collective Trust | — | — | $385 | <0.1% |