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Original filing (PDF)20251014160014NAL0004465344001
COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS
Form 5500
FILING_RECEIVED
COOPERATIVA DE AHORRO Y CREDITO DE LAS PIEDRAS RETIREMENT PLAN
Defined-contribution retirement plan
Active participants
156
Accounts w/ balance
156
Plan assets (EOY)
$6.6M
Net assets (EOY)
$6.6M
How this plan invests
This plan
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
100
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
100
Vendor stack
100
Participation health
100
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS.
Plan sponsor
Name
COOPERATIVA DE AHORRO Y CREDITO LAS PIEDRAS
EIN
66-0313273
Address
PO BOX 414 · LAS PIEDRAS, PR · 007710414
Phone
(787) 733-2821
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2T · Default investment account (QDIA)
3C · Not intended to be qualified
Audit & trust (Schedule H)
Auditor
LUIS CANDELARIO ROSARIO
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | — | GREENWOOD VILLAGE, CO | RECORDKEEPER | $0 | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONWIDE PLANNING ASSOCIATES | — | FAIRLAWN, NJ | INVESTMENT ADVISOR | $12K | — |
| NATIONWIDE PLANNING ASSOCIATES | — | PARAMUS, NJ | BROKER ADVISOR | $0 | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE 401K COMPANY OF PUERTO RICO INC | 66-0708309 | — | CONTRACT ADMIN | $8K | — |
Accountant / Auditor
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| LUIS CANDELARIO ROSARIO | — | CAYEY, PR | AUDITOR | $4K | — |
Investments
26 direct securities· $6.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Universal Insurance Investment Contract Investment Contract with Insurance Company | — | — | — | $807K | 12.1% | |
| State Street Target Retirement 2060 K Mutual Fund - Register Investment Company | — | — | — | $752K | 11.3% | |
| State Street Target Retirement 2040 K Mutual Fund - Register Investment Company | — | — | — | $606K | 9.1% | |
| State Street Target Retirement 2055 K Mutual Fund - Register Investment Company | — | — | — | $563K | 8.5% | |
| State Street Target Retirement 2045 K Mutual Fund - Register Investment Company | — | — | — | $553K | 8.3% | |
| State Street Target Retirement K Mutual Fund - Register Investment Company 297 State Street Target Retirement 2020 K Mutual Fund - Register Investment Company | — | — | — | $435K | 6.5% | |
| State Street Target Retirement 2035 K Mutual Fund - Register Investment Company | — | — | — | $379K | 5.7% | |
| Note Receivables from Participants N/A | — | — | — | $344K | 5.2% | |
| American Funds American Balanced R6 Mutual Fund - Register Investment Company | — | — | — | $317K | 4.8% | |
| State Street Target Retirement 2030 K Mutual Fund - Register Investment Company | — | — | — | $315K | 4.7% | |
| American Funds Gr and Inc Port R-6 Mutual Fund - Register Investment Company | — | — | — | $305K | 4.6% | |
| Amer Funds Conserv G/I Portfolio R6 Mutual Fund - Register Investment Company | — | — | — | $283K | 4.3% | |
| State Street Target Retirement 2050 K Mutual Fund - Register Investment Company | — | — | — | $260K | 3.9% | |
| Fidelity 500 Index Mutual Fund - Register Investment Company | — | — | — | $212K | 3.2% | |
| State Street Target Retirement 2025 K Mutual Fund - Register Investment Company | — | — | — | $204K | 3.1% | |
| EI FIXED ACCOUNT - SERIES CLASS I Fixed annuities | — | — | — | $145K | 2.2% | |
| American Funds Bond Fund of Amer R6 Mutual Fund - Register Investment Company | — | — | — | $63K | 1.0% | |
| Cash Account at Nationwide Cash Equivalent | — | — | — | $38K | 0.6% | |
| JPMorgan Large Cap Growth R6 Mutual Fund - Register Investment Company | — | — | — | $19K | 0.3% | |
| Fidelity International Index Mutual Fund - Register Investment Company | — | — | — | $15K | 0.2% | |
| Fidelity Mid Cap Index Mutual Fund - Register Investment Company | — | — | — | $13K | 0.2% | |
| American Funds American Mutual R6 Mutual Fund - Register Investment Company | — | — | — | $8K | 0.1% | |
| State Street Target Retirement 2065 K Mutual Fund - Register Investment Company | — | — | — | $6K | <0.1% | |
| American Funds International Vntg R6 Mutual Fund - Register Investment Company | — | — | — | $2K | <0.1% | |
| iShares Russell Small/Mid-Cap Index K Mutual Fund - Register Investment Company | — | — | — | $1K | <0.1% | |
| MFS Aggressive Growth Allocation R6 Mutual Fund - Register Investment Company | — | — | — | $1K | <0.1% |