Original filing (PDF)20241015175559NAL0030557249001

Mosser Companies, Inc.

Name: Mosser Companies, Inc. — Mosser Companies 401(k), Form 5500 (2023)
Creator: Mosser Companies, Inc.
License: https://www.usa.gov/government-works

Form 5500

FILING_RECEIVED

Mosser Companies 401(k) Plan

401(k) retirement plan · Mosser Companies, Inc.'s Mosser Companies 401(k) Plan held $2.7M in plan assets for 190 participants in 2023, with ADP as recordkeeper.

Signals · 3

Late participant contributionsPossibly inadequate fidelity bondCorrective distributions issued

Active participants

190

Accounts w/ balance

Plan assets (EOY)

$2.7M

Net assets (EOY)

$2.7M

How this plan invests

This plan

1 pooled trust

Schedule D

34 securities

funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score

Average plan with room to improve

Directional indicator from public Form 5500 data — compliance & integrity, total plan cost, participant health and vendor stack, benchmarked against same-size peers. Not a fiduciary tool.

Compliance & integrity

Total plan cost

Plan health

Vendor & structure

100

Knocking points off

Delinquent participant contributions reported (Schedule H 4a) — 203K (54% of contributions).
Corrective distributions issued (likely failed ADP/ACP testing).
Fidelity bond appears below the 10%-of-assets requirement.
Low account-holder ratio — balance-holders per active participant in the bottom quartile of peers (13th percentile).

Decision-maker contacts

One unlock reveals every key decision-maker — plan signer, CFO, HR & Benefits — with verified email + LinkedIn for MOSSER COMPANIES, INC.

Plan sponsor

Name

MOSSER COMPANIES, INC

EIN

65-1211978all filings

Address

308 JESSIE ST · SAN FRANCISCO, CA · 941033002

Phone

(628) 895-5310

Industry

Real Estate

Plan administrator

Same as plan sponsor.

Plan characteristics

Plan number

001

Plan year

2023

Plan year begin

2023-01-01

Tax period

2023-12-31

Filed

2024-10-15

Pension benefit codes

2E · Profit-sharing

2F · ERISA section 404(c)

2G · Total participant-directed accounts

2J · 401(k) feature

2T · Default investment account (QDIA)

3D · Pre-approved plan (master / prototype / VS)

Audit & trust (Schedule H)

Auditor

SENSIBA LLP

Trustee / custodian

Service providers (Schedule C)

2 rows

Recordkeeper

Name	EIN	Location	Relation	Direct comp	Indirect comp
ADP, INC.	13-3036745	—	RECORD KEEPER	$6K	—

Other service providers

Name	EIN	Location	Relation	Direct comp	Indirect comp
FELICE RETIREMENT SERVICES	91-2096181	—	INVESTMENT/FINANCIAL ADVI	$12K	—

Investments

34 direct securities · 1 pooled fund· $3.2M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Mutual Funds

$2.2M

17 holdings

Registered Investment Companies

$658K

10 holdings

Other securities

$206K

4 holdings

Common Collective Trust

$65K

1 holding

Common Collective Trusts

$31K

2 holdings

Common Stocks

$14K

1 holding

					% of plan
Vanguard Target Retirement 2040 Fund Investor Shares Mutual Fund	Mutual Funds	—	—	$510K	19.0%
Vanguard Target Retirement 2030 Fund Investor Shares Mutual Fund	Mutual Funds	—	—	$337K	12.6%
VANGUARD DIV GRTH - INV	Registered Investment Companies	—	—	$218K	8.1%
Vanguard Dividend Growth Fund Investor Shares Mutual Fund	Mutual Funds	—	—	$218K	8.1%
Vanguard Target Retirement 2060 Fund Investor Shares Mutual Fund	Mutual Funds	—	—	$209K	7.8%
VAN TARG RETIRE 2060	Registered Investment Companies	—	—	$209K	7.8%
Vanguard Target Retirement 2055 Fund Investor Shares Mutual Fund	Mutual Funds	—	—	$201K	7.5%
Vanguard Target Retirement 2050 Fund Investor Shares Mutual Fund	Mutual Funds	—	—	$189K	7.0%
Vanguard Target Retirement 2045 Fund Investor Shares Mutual Fund	Mutual Funds	—	—	$140K	5.2%
Vanguard Target Retirement 2025 Fund Investor Shares Mutual Fund	Mutual Funds	—	—	$109K	4.1%
Dreyfus/The Boston Company Small/Mid Cap Growth Fund Class Y Mutual Fund	Mutual Funds	—	—	$99K	3.7%
BNYM SM MD CP GR Y	Registered Investment Companies	—	—	$99K	3.7%
BlackRock High Yield Bond Portfolio Class K Mutual Fund	Other securities	—	—	$87K	3.2%
INVESCO STABLE ASSET - ADPZ INVESCO TRUST COMPANY · EIN 27-3884161 / PN 001	Common Collective Trust	—	—	$65K	2.4%
Notes receivable from participants Maturing through 2027	Other securities	—	—	$63K	2.3%
DFA U.S. Core Equity 1 Portfolio Institutional Class Mutual Fund	Mutual Funds	—	—	$60K	2.2%
Vanguard Target Retirement 2035 Fund Investor Shares Mutual Fund	Mutual Funds	—	—	$54K	2.0%
Alger Spectra Fund Class Z Mutual Fund	Other securities	—	—	$42K	1.6%
COLUMBIA EMERGING MKTS - I3	Registered Investment Companies	—	—	$41K	1.5%
INVESCO OPP INTL GR R6	Registered Investment Companies	—	—	$35K	1.3%
Oppenheimer International Growth Fund Class I Mutual Fund	Mutual Funds	—	—	$35K	1.3%
AMB BRIDGEWAY LG CAP VAL R5	Registered Investment Companies	—	—	$34K	1.3%
Vanguard Real Estate Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$27K	1.0%
DFA U.S. Small Cap Portfolio Institutional Class Mutual Fund	Mutual Funds	—	—	$26K	1.0%
Janus Henderson Venture Fund Class N Mutual Fund	Mutual Funds	—	—	$20K	0.7%
Vanguard Target Retirement 2020 Fund Investor Shares Mutual Fund	Mutual Funds	—	—	$16K	0.6%
JPMorgan U.S. Small Company Fund Class R6 Mutual Fund	Common Stocks	—	—	$14K	0.5%
JPMorgan Core Plus Bond Fund Class R6 Mutual Fund	Other securities	—	—	$13K	0.5%
VAN TARGET RETIRE INC	Registered Investment Companies	—	—	$8K	0.3%
Vanguard Target Retirement Income Fund Investor Shares Mutual Fund	Mutual Funds	—	—	$8K	0.3%
DFA Inflation-Protected Securities Portfolio Institutional Class Mutual Fund	Mutual Funds	—	—	$6K	0.2%
American Beacon International Equity Fund Institutional Class Mutual Fund	Registered Investment Companies	—	—	$6K	0.2%
Victory Integrity Small-Cap Value Fund Class R Mutual Fund	Registered Investment Companies	—	—	$5K	0.2%
AMB SHAPIRO SMID CAP EQ R5	Registered Investment Companies	—	—	$4K	0.1%
Vanguard Intermediate-Term Bond Index Fund Admiral Shares Mutual Fund	Common Collective Trusts	—	—	$3K	0.1%