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Original filing (PDF)20251015101716NAL0005774176001
COSMETIC SOLUTIONS, LLC
Form 5500
FILING_RECEIVED
COSMETIC SOLUTIONS, LLC 401(K) PLAN
401(k) retirement plan
Signals · 2
28% in single holding~120 bps in Sched C fees
Active participants
105
Accounts w/ balance
109
Plan assets (EOY)
$3.4M
Net assets (EOY)
$3.4M
How this plan invests
This plan
22 pooled trusts
Schedule D
28 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
86
Total plan cost
65
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "Flxfocs Mod 2045 R1 Common Collective Trust" is 28% of plan.
- 120 bps in Schedule C fees — 130% above peer band of 52 bps.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COSMETIC SOLUTIONS, LLC.
Plan sponsor
Name
COSMETIC SOLUTIONS, LLC
EIN
65-0345555
Address
6101 PARK OF COMMERCE BLVD · BOCA RATON, FL · 33487
Phone
(561) 226-8600
Industry
Retail Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
DSR CPA AND CONSULTANTS LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NATIONWIDE | — | COLUMBUS, OH | RECORDKEEPER | $15K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NFP RETIREMENT INC. | 33-0905143 | ALISO VIEJO, CA | FINANCIAL ADVISOR | $25K | — |
TPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| THE BENEFIT PRACTICE | 13-4144565 | STAMFORD, CT | THIRD PARTY ADMINISTRATO | $2K | — |
Investments
13 direct securities · 22 pooled funds· $3.4M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Common Collective Trust
$2.5M
22 holdings
Uncategorized
$967K
13 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| FLXFOCS MOD 2045 R1 CIT GREAT GRAY TRUST · EIN 38-4126278 / PN 582 | Common Collective Trust | — | — | $972K | 28.4% | |
| FLXFOCS MOD 2035 R1 CIT GREAT GRAY TRUST · EIN 38-4126277 / PN 581 | Common Collective Trust | — | — | $697K | 20.4% | |
| Fid 500 Indx Mutual Funds | — | — | — | $408K | 11.9% | |
| FLXFOCS MOD 2055 R1 CIT GREAT GRAY TRUST · EIN 38-4126279 / PN 583 | Common Collective Trust | — | — | $245K | 7.1% | |
| FLXFOCS AGGR RTRMT R1 CIT GREAT GRAY TRUST · EIN 38-4126270 / PN 574 | Common Collective Trust | — | — | $192K | 5.6% | |
| Amcent Ultra R6 Mutual Funds | — | — | — | $145K | 4.2% | |
| FLXFOCS MOD RTRMT R1 CIT GREAT GRAY TRUST · EIN 38-4126275 / PN 579 | Common Collective Trust | — | — | $138K | 4.0% | |
| WLMNTR INTL EQ I1 CIT GREAT GRAY TRUST · EIN 38-4139853 / PN 631 | Common Collective Trust | — | — | $89K | 2.6% | |
| Hartford Strat Inc R6 Mutual Funds | — | — | — | $89K | 2.6% | |
| Vngrd Mid-Cap Idx Fd As Mutual Funds | — | — | — | $77K | 2.3% | |
| Fixed Select Contract Insurance Account | — | — | — | $73K | 2.1% | |
| Vngrd Sm Cap Indx Fd As Mutual Funds | — | — | — | $54K | 1.6% | |
| Participants Loans (5.00% - 9.50%) | — | — | — | $41K | 1.2% | |
| WLMNTR LGCAP VAL I1 CIT GREAT GRAY TRUST · EIN 38-4065329 / PN 426 | Common Collective Trust | — | — | $36K | 1.0% | |
| FLXFOCS AGGR 2055 R1 CIT GREAT GRAY TRUST · EIN 38-4126274 / PN 578 | Common Collective Trust | — | — | $32K | 0.9% | |
| Cohenstrs Realest Sec Inst Mutual Funds | — | — | — | $29K | 0.9% | |
| Vngrd Ttl Wldstk Indx Adml Mutual Funds | — | — | — | $27K | 0.8% | |
| Amcent Emrg Mkt R6 Mutual Funds | — | — | — | $15K | 0.4% | |
| WLMNTR COR PLUS BD I1 CIT GREAT GRAY TRUST · EIN 38-4116854 / PN 515 | Common Collective Trust | — | — | $12K | 0.3% | |
| FLXFOCS CNSRV RTRMT R1 CIT GREAT GRAY TRUST · EIN 38-4126280 / PN 584 | Common Collective Trust | — | — | $9K | 0.3% | |
| FLXFOCS CNSRV 2035 R1 CIT GREAT GRAY TRUST · EIN 38-4126282 / PN 586 | Common Collective Trust | — | — | $9K | 0.3% | |
| MDCAP GR I1 CIT GREAT GRAY TRUST · EIN 38-4126247 / PN 549 | Common Collective Trust | — | — | $9K | 0.3% | |
| FLXFOCS CNSRV 2055 R1 CIT GREAT GRAY TRUST · EIN 38-4126284 / PN 588 | Common Collective Trust | — | — | $8K | 0.2% | |
| WLMNTR MDCAPVAL I1 CIT GREAT GRAY TRUST · EIN 38-4139852 / PN 630 | Common Collective Trust | — | — | $5K | 0.2% | |
| Jpm Govt Bd R6 Mutual Funds | — | — | — | $5K | 0.1% | |
| FLXFOCS AGGR 2035 R1 CIT GREAT GRAY TRUST · EIN 38-4126272 / PN 576 | Common Collective Trust | — | — | $3K | <0.1% | |
| Gdmnscs Gqgptnrintloppr R6 Mutual Funds ** 254 Pgim Glbl Ttl Rtn R6 Mutual Funds | — | — | — | $2K | <0.1% | |
| Flex Focus Moderate 2065 Class R1 Common Collective Trust ** 66 * Small Cap Value Fund Ii Fee Class I1 Common Collective Trust | — | — | — | $2K | <0.1% | |
| WLMNTR SMCAP VAL II I1 CIT GREAT GRAY TRUST · EIN 38-4126250 / PN 554 | Common Collective Trust | — | — | $2K | <0.1% | |
| SMCAP GR II I1 CIT GREAT GRAY TRUST · EIN 38-4126288 / PN 592 | Common Collective Trust | — | — | $809 | <0.1% | |
| FLXFOCS MOD 2065 R1 CIT GREAT GRAY TRUST · EIN 38-7275335 / PN 001 | Common Collective Trust | — | — | $66 | <0.1% | |
| FLXFOCS AGGR 2025 R1 CIT GREAT GRAY TRUST · EIN 38-4126272 / PN 575 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS AGGR 2045 R1 CIT GREAT GRAY TRUST · EIN 38-4126273 / PN 577 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS CNSRV 2025 R1 CIT GREAT GRAY TRUST · EIN 38-4126281 / PN 585 | Common Collective Trust | — | — | $0 | <0.1% | |
| FLXFOCS MOD 2025 R1 CIT GREAT GRAY TRUST · EIN 38-4126276 / PN 580 | Common Collective Trust | — | — | $0 | <0.1% |
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