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Original filing (PDF)20250917162425NAL0000750384001
UNITED AUTOMOBILE INSURANCE COMPANY
Form 5500
FILING_RECEIVED
UNITED AUTOMOBILE HOLDINGS 401(K) PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
450
Accounts w/ balance
368
Plan assets (EOY)
$25.4M
Net assets (EOY)
$25.4M
How this plan invests
This plan
6 pooled trusts
Schedule D
29 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
100
Knocking points off
- 40 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNITED AUTOMOBILE INSURANCE COMPANY.
Plan sponsor
Name
UNITED AUTOMOBILE INSURANCE COMPANY
EIN
65-0145688
Address
1313 NW 167TH ST · MIAMI GARDENS, FL · 331695739
Phone
(305) 935-2119
Industry
Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-17
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FLEITES & COMPANY CPA'S PA
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | 42-0127290 | — | CONTRACT ADMINISTRATOR | $103K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MESIROW FINANCIAL INC | 36-3194849 | — | OTHER SERVICES | $0 | — |
Investments
28 direct securities · 6 pooled funds· $31.2M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$24.8M
28 holdings
Pooled Separate Account
$6.4M
5 holdings
Common Collective Trust
$0
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Group | — | — | — | $3.4M | 13.2% | |
| PRIN LGCP S&P 500 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 016 | Pooled Separate Account | — | — | $3.4M | 13.2% | |
| Participant Loans | — | — | — | $3.0M | 11.8% | |
| Vanguard Group | — | — | — | $2.3M | 9.0% | |
| Vanguard Group | — | — | — | $2.0M | 7.8% | |
| Vanguard Group | — | — | — | $1.6M | 6.2% | |
| PRIN SMCAP S&P 600 INDEX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 028 | Pooled Separate Account | — | — | $1.6M | 6.2% | |
| Vanguard Group | — | — | — | $1.5M | 5.8% | |
| Victory Funds | — | — | — | $1.3M | 5.0% | |
| Vanguard Group | — | — | — | $1.0M | 4.0% | |
| PIMCO Funds | — | — | — | $866K | 3.4% | |
| Janus International Holding, LLC | — | — | — | $807K | 3.2% | |
| Metropolitan Life Insurance Co | — | — | — | $801K | 3.2% | |
| PRIN DIVERSIFIED INTL SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 015 | Pooled Separate Account | — | — | $801K | 3.2% | |
| Dimensional Fund Advisors | — | — | — | $785K | 3.1% | |
| Vanguard Group | — | — | — | $747K | 2.9% | |
| Vanguard Group | — | — | — | $662K | 2.6% | |
| Principal Life Insurance Company | — | — | — | $584K | 2.3% | |
| PRINCIPAL U.S. PROPERTY SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 027 | Pooled Separate Account | — | — | $558K | 2.2% | |
| T. Rowe Price Funds | — | — | — | $542K | 2.1% | |
| Vanguard Group | — | — | — | $514K | 2.0% | |
| Vanguard Group | — | — | — | $503K | 2.0% | |
| Vanguard Group | — | — | — | $485K | 1.9% | |
| Vanguard Group | — | — | — | $398K | 1.6% | |
| The American Funds | — | — | — | $292K | 1.2% | |
| Principal Life Insurance Company | — | — | — | $228K | 0.9% | |
| Alliance Bernstein | — | — | — | $204K | 0.8% | |
| Principal Life Insurance Company | — | — | — | $155K | 0.6% | |
| Vanguard Group | — | — | — | $136K | 0.5% | |
| PRIN MIDCAP S&P 400 IDX SA-Z PRINCIPAL LIFE INSURANCE COMPANY · EIN 42-0127290 / PN 023 | Pooled Separate Account | — | — | $108K | 0.4% | |
| Principal Life Insurance Company | — | — | — | $108K | 0.4% | |
| Vanguard Group | — | — | — | $59K | 0.2% | |
| Vanguard Group | — | — | — | $5K | <0.1% | |
| PRINCIPAL STABLE VALUE Z FUND PRINCIPAL GLOBAL INVESTORS TRUST CO · EIN 93-6274328 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |