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Original filing (PDF)20250929152541NAL0011477345001
ONITY GROUP INC.
Form 5500
FILING_RECEIVED
ONITY GROUP INC. 401(K) SAVINGS PLAN
401(k) retirement plan
Signals · 1
29% in single holding
Active participants
1,016
Accounts w/ balance
2,566
Plan assets (EOY)
$335.2M
Net assets (EOY)
$335.2M
How this plan invests
This plan
11 pooled trusts
Schedule D
10 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
97
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
85
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- Top holding "[DFE: AMERICAN CENTURY US PREMIER LARGE CAP GROWTH TRUST (extraction pending)]" is 29% of plan.
Helping the score
- Below-peer total fees (7 bps vs 10 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for ONITY GROUP INC..
Plan sponsor
Name
ONITY GROUP INC.
EIN
65-0039856
Address
1661 WORTHINGTON ROAD · SUITE 100 · WEST PALM BEACH, FL · 33409
Phone
(561) 682-8200
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-29
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BAKER TILLY US, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MERRILL LYNCH, PIERCE, FENNER AND S | 13-5674085 | — | RECORDKEEPER | $146K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NFP RETIREMENT | 33-0905143 | — | CONSULTANT | $50K | — |
| BAKER TILLY US, LLP | 39-0859910 | — | CONSULTANT | $28K | — |
Investments
11 pooled funds· $149.3M(45% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| AMERICAN CENTURY US PREMIER CLASS I GLOBAL TRUST COMPANY · EIN 30-6406015 / PN 027 | Common Collective Trust | — | — | $43.9M | 13.1% | |
| STABLE VALUE FUND I1 GREAT GRAY TRUST COMPANY · EIN 85-4031707 / PN 653 | Common Collective Trust | — | — | $18.2M | 5.4% | |
| BLACKROCK LIFEPATH IDX 2040 G BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-3199119 / PN 001 | Common Collective Trust | — | — | $16.5M | 4.9% | |
| BLACKROCK LIFEPATH IDX 2035 G BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-3182755 / PN 001 | Common Collective Trust | — | — | $16.1M | 4.8% | |
| BLACKROCK LIFEPATH IDX 2030 G BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-3152218 / PN 001 | Common Collective Trust | — | — | $15.6M | 4.7% | |
| BLACKROCK LIFEPATH IDX 2045 G BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-3214715 / PN 001 | Common Collective Trust | — | — | $15.4M | 4.6% | |
| BLACKROCK LIFEPATH IDX RTRMT G BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-3274988 / PN 001 | Common Collective Trust | — | — | $12.5M | 3.7% | |
| BLACKROCK LIFEPATH IDX 2050 G BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-3226904 / PN 001 | Common Collective Trust | — | — | $7.6M | 2.3% | |
| BLACKROCK LIFEPATH IDX 2055 G BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-3243273 / PN 001 | Common Collective Trust | — | — | $3.0M | 0.9% | |
| BLACKROCK LIFEPATH IDX 2060 G BLACKROCK INSTITUTIONAL TRUST COMPANY, N.A. · EIN 82-3258496 / PN 001 | Common Collective Trust | — | — | $591K | 0.2% | |
| GALLIARD STABLE RETURN FUND CLASS C SEI TRUST COMPANY · EIN 52-2250946 / PN 001 | Common Collective Trust | — | — | $0 | <0.1% |
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