Back to filter
Original filing (PDF)20251015150843NAL0004948609001
COMMUNITY ELDERCARE SERVICES, LLC
Form 5500
FILING_RECEIVED
COMMUNITY ELDERCARE SERVICES LLC 401(K) PLAN
401(k) retirement plan
Signals · 2
~171 bps in Sched C feesNo recordkeeper disclosed
Active participants
1,708
Accounts w/ balance
118
Plan assets (EOY)
$2.6M
Net assets (EOY)
$2.6M
How this plan invests
This plan
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
84
/ 100
Grade B
Above-average plan
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
65
Knocking points off
- 171 bps in Schedule C fees — 228% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- Only 7% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for COMMUNITY ELDERCARE SERVICES, LLC.
Plan sponsor
Name
COMMUNITY ELDERCARE SERVICES, LLC
EIN
64-0922204
Address
2844 TRACELAND DRIVE · TUPELO, MS · 38803
Phone
(662) 680-3148
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2E · Profit-sharing
3D · Pre-approved plan (master / prototype / VS)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
Audit & trust (Schedule H)
Auditor
HARPER, RAINS, KNIGHT & COMPANY,P.A
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| HARPER, RAINS, KNIGHT & CO | 64-0809101 | — | NONE | $26K | — |
| REGIONS BANK | 63-0371391 | — | NONE | $14K | — |
| THE VANGUARD GROUP, INC. | 23-1945930 | — | NONE | $3K | — |
Investments
27 direct securities· $2.6M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JPMorgan Large Cap Growth R5 JP Morgan 0 | — | — | — | $513K | 20.0% | |
| JHancock III Disc Val Mid Cap I John Hancock 0 | — | — | — | $330K | 12.8% | |
| DFA U.S. Targeted Value Portfolio I DFA 0 880 American Funds New Perspective R6 American Funds 0 | — | — | — | $229K | 8.9% | |
| Vanguard 500 Index Adm Vanguard 0 | — | — | — | $220K | 8.6% | |
| Goldman Sachs Small/Mid Cap Growth Instl Goldman Sachs 0 | — | — | — | $216K | 8.4% | |
| Vanguard Long-Term Investment Grade Adm Vanguard 0 | — | — | — | $164K | 6.4% | |
| Federated Hermes Govt Obl IS Federated 0 | — | — | — | $138K | 5.4% | |
| Vanguard Total Intl Stock Index Adm Vanguard 0 | — | — | — | $89K | 3.5% | |
| Vanguard Target Retirement 2050 Fund Vanguard 0 | — | — | — | $87K | 3.4% | |
| Vanguard Target Retirement 2020 Fund Vanguard 0 349 Vanguard Target Retirement Income Fund Vanguard 0 | — | — | — | $82K | 3.2% | |
| Baird Aggregate Bond Inst Baird 0 | — | — | — | $66K | 2.5% | |
| Vanguard Target Retirement 2045 Fund Vanguard 0 | — | — | — | $61K | 2.4% | |
| Vanguard Target Retirement 2025 Fund Vanguard 0 | — | — | — | $58K | 2.3% | |
| Vanguard Small-Cap Index Adm Vanguard 0 | — | — | — | $58K | 2.2% | |
| Vanguard Target Retirement 2055 Fund Vanguard 0 | — | — | — | $42K | 1.6% | |
| Various Rates and Maturities Participant's Loan Account 0 | — | — | — | $40K | 1.6% | |
| Diamond Hill Large Cap Y Diamond Hill 0 | — | — | — | $40K | 1.6% | |
| Vanguard Target Retirement 2060 Fund Vanguard 0 | — | — | — | $28K | 1.1% | |
| Vanguard Target Retirement 2040 Fund Vanguard 0 | — | — | — | $26K | 1.0% | |
| First Eagle Global I First Eagle 0 | — | — | — | $24K | 0.9% | |
| Vanguard Target Retirement 2035 Fund Vanguard 0 | — | — | — | $13K | 0.5% | |
| Vanguard Mid Cap Index Adm Vanguard 0 | — | — | — | $12K | 0.5% | |
| Vanguard Target Retirement 2030 Fund Vanguard 0 | — | — | — | $12K | 0.5% | |
| MFS Research International R6 MFS 0 | — | — | — | $11K | 0.4% | |
| TCW Core Fixed Income I TCW 0 | — | — | — | $5K | 0.2% | |
| Virtus KAR Small-Cap Growth I Virtus 0 | — | — | — | $3K | 0.1% | |
| PGIM High Yield CL Z PGIM 0 | — | — | — | $2K | <0.1% |
Related plans
Similar-size Health Care & Social Assistance plans
LAKEVIEW CHRISTIAN HOME OF THE SOUTHWEST, INC.
403(B) THRIFT PLAN FOR EMPLOYEES OF LAKEVIEW CHRISTIAN HOME OF THE SOUTH WEST, INC
$2.6M · 166 participants
NAZARETH CHILDREN'S HOME, INC.
NAZARETH CHILDREN'S HOME MATCHING RETIREMENT PLAN
$2.6M · 94 participants
CROUSE COMMUNITY CENTER, INC.
CROUSE COMMUNITY CENTER EMPLOYEE RETIREMENT PLAN AND TRUST
$2.6M · 176 participants
PEACE VILLAGE
PEACE VILLAGE 403(B) PLAN
$2.6M · 74 participants
SLOVENE HOME FOR THE AGED
SLOVENE HOME FOR THE AGED 401(K) PLAN
$2.6M · 106 participants
CEDAR HAVEN ACQUISITION, LLC D/B/A CEDAR HAVEN HEALTHCARE CENTER
CEDAR HAVEN HEALTHCARE CENTER 401(K) PLAN
$2.6M · 343 participants
Large plans in Mississippi
CADENCE BANK
CADENCE 401(K) PROFIT-SHARING PLAN
$817.1M · 5,423 participants
HANCOCK WHITNEY CORPORATION
HANCOCK WHITNEY CORPORATION PENSION PLAN
$734.5M · 1,476 participants
ERGON, INC.
ERGON 401(K) PLAN
$651.4M · 3,470 participants
V2X, INC.
V2X 401K RETIREMENT PLAN
$644.4M · 13,781 participants
HANCOCK WHITNEY CORPORATION
HANCOCK WHITNEY CORPORATION 401(K) SAVINGS PLAN
$607.6M · 3,341 participants
SOUTHERN FARM BUREAU CASUALTY INSURANCE COMPANY
SOUTHERN FARM BUREAU AND ADOPTING COMPANIES 401(K) PLAN
$528.3M · 2,710 participants