Back to filter
Original filing (PDF)20251014113709NAL0002658913001
YOUNGWILLIAMS, P.C.
Form 5500
FILING_RECEIVED
YOUNGWILLIAMS P.C. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
996
Accounts w/ balance
408
Plan assets (EOY)
$19.8M
Net assets (EOY)
$19.8M
How this plan invests
This plan
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
80
Vendor stack
80
Participation health
65
Knocking points off
- 40 bps in Schedule C fees — modestly above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
- Only 41% as many balances as active participants — suggests many active employees aren't deferring.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for YOUNGWILLIAMS, P.C..
Plan sponsor
Name
YOUNGWILLIAMS, P.C.
EIN
64-0847009
Address
P.O. BOX 3180 · RIDGELAND, MS · 39158
Phone
(601) 990-3100
Industry
Law Offices· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-14
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
3H · Sponsor in controlled / affiliated group
Audit & trust (Schedule H)
Auditor
BMSS, LLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsOther
3| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STANCORP FINANCIAL GROUP | 35-1253576 | — | NONE | $54K | — |
| GALLAGHER FIDUCIARY ADVISORS, LLC | 36-4291971 | — | NONE | $25K | — |
| CHARLES SCHWAB TRUST BANK | 42-1558009 | — | NONE | $0 | — |
Investments
25 direct securities· $19.8M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| T.Rowe Price Retirement Fund 2030 | — | — | — | $2.6M | 13.4% | |
| T.Rowe Price Retirement Fund 2025 | — | — | — | $2.2M | 11.3% | |
| T.Rowe Price Retirement Fund 2035 | — | — | — | $2.2M | 10.9% | |
| Vanguard Mid Cap Index Fund Admiral | — | — | — | $2.0M | 10.2% | |
| Vanguard 500 Index Fund Admiral | — | — | — | $1.6M | 8.0% | |
| T.Rowe Price Retirement Fund 2040 | — | — | — | $1.5M | 7.8% | |
| T.Rowe Price Retirement Fund 2020 | — | — | — | $1.4M | 7.2% | |
| T.Rowe Price Retirement Fund 2045 | — | — | — | $1.1M | 5.3% | |
| MFS Mass Inv Growth Stock Fund R6 | — | — | — | $711K | 3.6% | |
| T.Rowe Price Retirement Fund 2050 | — | — | — | $640K | 3.2% | |
| Charles Schwab Government Money Market | — | — | — | $610K | 3.1% | |
| Fidelity Advisor Total Bond Fund Z | — | — | — | $599K | 3.0% | |
| T.Rowe Price Retirement Fund 2055 | — | — | — | $418K | 2.1% | |
| Fidelity International Index FD | — | — | — | $409K | 2.1% | |
| American Funds American Balanced Fund R6 | — | — | — | $378K | 1.9% | |
| Vanguard Small Cap Index Fund Admiral | — | — | — | $313K | 1.6% | |
| MFS Value Fund CL R6 | — | — | — | $267K | 1.3% | |
| prime plus 1% maturing at various dates through 2030 -0- | — | — | — | $206K | 1.0% | |
| Allspring Special Midcap Value Fund R6 | — | — | — | $195K | 1.0% | |
| T.Rowe Price Retirement Fund 2060 | — | — | — | $132K | 0.7% | |
| Janus Henderson Enterprise Fund N | — | — | — | $117K | 0.6% | |
| T.Rowe Price Retirement Fund 2015 | — | — | — | $80K | 0.4% | |
| Vanguard Explorer Fund Admiral | — | — | — | $26K | 0.1% | |
| American Funds Beacon Small Cap Value Fund R5 | — | — | — | $22K | 0.1% | |
| T.Rowe Price Retirement Inc. | — | — | — | $2K | <0.1% |
Related plans
Other plans using STANCORP FINANCIAL GROUP
STANDARD INSURANCE COMPANY
THE STANDARD 401(K) PLAN
$1.3B · 4,268 participants
BERRY GLOBAL, INC.
BERRY GLOBAL EMPLOYEES 401(K) RETIREMENT PLAN
$1.1B · 17,041 participants
MICHAEL BAKER INTERNATIONAL HOLDCO CORPORATION
MICHAEL BAKER INTERNATIONAL 401(K) PLAN
$933.4M · 3,807 participants
GHD INC.
GHD INC. 401(K) EMPLOYEES' SAVINGS PLAN
$476.8M · 2,044 participants
AWC, INC.
AWC, INC. EMPLOYEES' SAVINGS PLAN
$423.5M · 616 participants
POET BIOREFINING LLC
POET 401(K) PLAN
$265.7M · 2,397 participants
Similar-size Law Offices plans
THOMAS HORSTEMEYER, LLP
THOMAS HORSTEMEYER, LLP 401(K) PLAN
$19.8M · 54 participants
PILLSBURY WINTHROP SHAW PITTMAN LLP
PILLSBURY WINTHROP SHAW PITTMAN LLP CASH BALANCE PLAN NO. 1
$19.8M · 105 participants
GRANT, KONVALINKA & HARRISON, P.C.
GRANT, KONVALINKA & HARRISON, P. C. PROFIT SHARING 401(K) PLAN
$19.8M · 54 participants
STARN O'TOOLE MARCUS & FISHER, A.L.C.
STARN O'TOOLE MARCUS & FISHER, A.L.C. 401(K) PROFIT SHARING PLAN
$19.8M · 37 participants
ORLOFF, LOWENBACH, STIFELMAN &
ORLOFF, LOWENBACH, STIFELMAN & SIEGEL, PA, SALARY SAVINGS PLAN
$19.7M · 35 participants
CLIFFORD LAW OFFICES, P.C.
CLIFFORD LAW OFFICES, P.C. 401(K) SAVINGS PLAN
$19.7M · 74 participants
Large plans in Mississippi
CADENCE BANK
CADENCE 401(K) PROFIT-SHARING PLAN
$817.1M · 5,423 participants
HANCOCK WHITNEY CORPORATION
HANCOCK WHITNEY CORPORATION PENSION PLAN
$734.5M · 1,476 participants
ERGON, INC.
ERGON 401(K) PLAN
$651.4M · 3,470 participants
V2X, INC.
V2X 401K RETIREMENT PLAN
$644.4M · 13,781 participants
HANCOCK WHITNEY CORPORATION
HANCOCK WHITNEY CORPORATION 401(K) SAVINGS PLAN
$607.6M · 3,341 participants
SOUTHERN FARM BUREAU CASUALTY INSURANCE COMPANY
SOUTHERN FARM BUREAU AND ADOPTING COMPANIES 401(K) PLAN
$528.3M · 2,710 participants