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Original filing (PDF)20251015152725NAL0004986897008
MISSISSIPPI ASSOCIATED BUILDERS & CONTRACTORS, INC.
Form 5500
FILING_RECEIVED
MSABC MULTIPLE EMPLOYER 401(K) PLAN
401(k) retirement plan
Signals · 1
~163 bps in Sched C fees
Active participants
655
Accounts w/ balance
416
Plan assets (EOY)
$10.2M
Net assets (EOY)
$10.2M
How this plan invests
This plan
25 pooled trusts
Schedule D
27 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
88
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
100
Participation health
80
Knocking points off
- 163 bps in Schedule C fees — 462% above peer band of 29 bps.
- 64% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for MISSISSIPPI ASSOCIATED BUILDERS & CONTRACTORS, INC..
Plan sponsor
Name
MISSISSIPPI ASSOCIATED BUILDERS & CONTRACTORS, INC.
EIN
64-0415733
Address
5165 OLD BRANDON ROAD · PEARL, MS · 39208
Phone
(601) 944-0421
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
333
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
2U · Association Retirement Plan
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
TEMPLETON & COMPANY
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRANSAMERICA LIFE INSURANCE COMPANY | 36-6071399 | — | RECORDKEEPER | $97K | — |
Advisor / Consultant
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| MAGNOLIA CAPITAL ADVISORS LLC | 83-1488684 | — | INVESTMENT ADVISORY PLAN | $33K | — |
| RAYMOND JAMES AND ASSOCIATES INC | 59-1237041 | — | INVESTMENT ADVISORY | $2K | — |
TPA / Administrator
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| NOVA 401(K) ASSOCIATES LP | 20-1181458 | — | THIRD PARTY ADMINISTRATOR | $22K | — |
| ADMINISTRATIVE FIDUCIARY SERVICES | 46-2919997 | — | PLAN ADMINISTRATOR | $12K | — |
Investments
2 direct securities · 25 pooled funds· $10.1M(99% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Pooled Separate Account
$10.0M
25 holdings
Uncategorized
$142K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| TRANSAMERICA LIFEGOAL 2045 BLKRCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 839 | Pooled Separate Account | — | — | $1.5M | 14.6% | |
| TRANSAMERICA LIFEGOAL 2040 BLKRCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 838 | Pooled Separate Account | — | — | $1.4M | 13.7% | |
| TRANSAMERICA LIFEGOAL RET BLACKRCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 833 | Pooled Separate Account | — | — | $1.2M | 11.5% | |
| AMERICAN FUNDS BLNCD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 971 | Pooled Separate Account | — | — | $1.1M | 10.6% | |
| TRANSAMERICA LIFEGOAL 2030 BLACKRCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 836 | Pooled Separate Account | — | — | $872K | 8.5% | |
| TRANSAMERICA LIFEGOAL 2055 BLKRCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 841 | Pooled Separate Account | — | — | $734K | 7.2% | |
| TRANSAMERICA LIFEGOAL 2035 BLKRCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 837 | Pooled Separate Account | — | — | $637K | 6.2% | |
| TRANSAMERICA LIFEGOAL 2025 BLACKRCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 835 | Pooled Separate Account | — | — | $578K | 5.6% | |
| TRANSAMERICA LIFEGOAL 2050 BLKRCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 840 | Pooled Separate Account | — | — | $570K | 5.6% | |
| TRANSAMERICA LIFEGOAL 2060 BLKRCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 842 | Pooled Separate Account | — | — | $529K | 5.2% | |
| JPMORGAN LRG CAP GR RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 580 | Pooled Separate Account | — | — | $281K | 2.7% | |
| JPMORGAN EQT INC RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 579 | Pooled Separate Account | — | — | $147K | 1.4% | |
| TA VANGUARD TOTAL STCK MRKT INDEX TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 166 | Pooled Separate Account | — | — | $117K | 1.1% | |
| Notes receivable from participants - | — | — | — | $99K | 1.0% | |
| WESTERN ASSET CORE PLUS BD RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 022 | Pooled Separate Account | — | — | $75K | 0.7% | |
| STATE STREET INTERNATNL INDEX RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 004 | Pooled Separate Account | — | — | $50K | 0.5% | |
| Transamerica Financial * Stable Value Core Account | — | — | — | $43K | 0.4% | |
| STATE STREET U.S. BD INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 416 | Pooled Separate Account | — | — | $40K | 0.4% | |
| STATE STREET S&P MD CAP INDX RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 438 | Pooled Separate Account | — | — | $36K | 0.4% | |
| JANUS HENDERSON TRITON RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 830 | Pooled Separate Account | — | — | $34K | 0.3% | |
| AMERICAN FUNDS CAPITAL WORLD GR TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 752 | Pooled Separate Account | — | — | $30K | 0.3% | |
| ALLSPRING SPECIAL MD CAP VAL RET TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 745 | Pooled Separate Account | — | — | $25K | 0.2% | |
| ALLSPRING SMID CAP GROWTH RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 962 | Pooled Separate Account | — | — | $19K | 0.2% | |
| PIMCO STOCKSPLUS INTL US DOLLAR-HDG TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 669 | Pooled Separate Account | — | — | $18K | 0.2% | |
| STATE STREET RUSSELL SM CAP INDEX TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 437 | Pooled Separate Account | — | — | $18K | 0.2% | |
| TA VANGUARD REIT INDEX RET ACCT TRANSAMERICA FINANCIAL LIFE INS CO · EIN 36-6071399 / PN 130 | Pooled Separate Account | — | — | $13K | 0.1% | |
| TRANSAMERICA LIFEGOAL 2065 BLACKRCK TRANSAMERICA FINANCIAL LIFE INS CO · EIN 83-1098532 / PN 403 | Pooled Separate Account | — | — | $5K | <0.1% |
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