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Original filing (PDF)20251010070428NAL0007304065001
PLANTERS BANK AND TRUST COMPANY
Form 5500
FILING_RECEIVED
PLANTERS BANK AND TRUST COMPANY 401(K) RETIREMENT PLAN
401(k) retirement plan
Signals · 2
100% in single holdingNo recordkeeper disclosed
Active participants
255
Accounts w/ balance
299
Plan assets (EOY)
$34.1M
Net assets (EOY)
$34.1M
How this plan invests
This plan
1 pooled trust
Schedule D
1 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
75
Total plan cost
100
Vendor stack
80
Participation health
100
Knocking points off
- Top holding "[DFE: MAP CONTRACT SEPARATEACCOUNT D (no filing on disk)]" is 100% of plan.
- No recordkeeper disclosed on Schedule C.
Helping the score
- Below-peer total fees (10 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for PLANTERS BANK AND TRUST COMPANY.
Plan sponsor
Name
PLANTERS BANK AND TRUST COMPANY
EIN
64-0223390
Address
212 CATCHINGS AVENUE · INDIANOLA, MS · 387512408
Phone
(662) 887-3363
Industry
Commercial Banking· Finance & Insurancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
FORVIS MAZARS, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
3 rowsTPA / Administrator
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| ERISA SPECIALISTS/ BENEFITS PROFESS | 90-1118690 | — | THIRD PARTY ADMINISTRATO | $15K | — |
Other
2| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FORVIS MAZARS, LLP | 44-0160260 | — | SERVICE PROVIDER | $19K | — |
| RAYMOND JAMES FINANCIAL SERVICES AD | 59-2937883 | — | SERVICE PROVIDER | $0 | — |
Investments
1 pooled fund· $31.8M(93% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| MAP CONTRACT SEPARATEACCOUNT D VOYA LIFE INSURANCE AND ANNUITYCO. · EIN 71-0294708 / PN 000 | Pooled Separate Account | — | — | $31.8M | 93.3% |