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Original filing (PDF)20251010113117NAL0012459872001
CORY WATSON, P.C.
Form 5500
FILING_RECEIVED
CORY WATSON, P.C. 401(K) PROFIT SHARING PLAN
401(k) retirement plan
Signals · 2
1 failed disclosure30% in single holding
Active participants
89
Accounts w/ balance
115
Plan assets (EOY)
$27.3M
Net assets (EOY)
$27.3M
How this plan invests
This plan
3 pooled trusts
Schedule D
25 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
93
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
85
Concentration risk
85
Total plan cost
100
Vendor stack
100
Participation health
100
Knocking points off
- 1 Schedule C provider failed to disclose compensation.
- Top holding "JP Morgan Large Cap Growth R6" is 30% of plan.
Helping the score
- Below-peer total fees (14 bps vs 29 bps peer median).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for CORY WATSON, P.C..
Plan sponsor
Name
CORY WATSON, P.C.
EIN
63-1142944
Address
2131 MAGNOLIA AVE. SOUTH · BIRMINGHAM, AL · 35205
Phone
(205) 328-2200
Industry
Law Offices· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-10
Pension benefit codes
2F · ERISA section 404(c)
2T · Default investment account (QDIA)
2E · Profit-sharing
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2S · Automatic enrollment
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
THE HIGHLANDS ACCOUNTING GROUP, INC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsRecordkeeper
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | 04-2647786 | — | RECORDKEEPER | $19K | — |
Advisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| CAPFINANCIAL PARTNERS, LLC | 26-0058143 | — | INVESTMENT ADVISOR | $20K | — |
Failed / refused disclosures (Sched C Part 2)
| Provider | Nondisclosure info |
|---|---|
| — | — |
Investments
22 direct securities · 3 pooled funds· $27.3M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.
Uncategorized
$26.1M
22 holdings
Common Collective Trust
$1.2M
3 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| JP Morgan Large Cap Growth R6 | — | — | — | $8.3M | 30.5% | |
| Fidelity 500 Index | — | — | — | $8.0M | 29.2% | |
| T. Rowe Price Retire I 2055 I | — | — | — | $2.4M | 8.8% | |
| American Funds Europacific Growth R6 | — | — | — | $1.8M | 6.7% | |
| T. Rowe Price Retire I 2050 I | — | — | — | $1.5M | 5.5% | |
| T. Rowe Price Retire I 2020 I | — | — | — | $970K | 3.6% | |
| MFS LRG CAP VALUE CT GREAT GRAY TRUST COMPANY · EIN 38-4139822 / PN 616 | Common Collective Trust | — | — | $876K | 3.2% | |
| T. Rowe Price Retire I 2040 I | — | — | — | $662K | 2.4% | |
| Fidelity Total International Index | — | — | — | $455K | 1.7% | |
| Fidelity Extended Market Index | — | — | — | $392K | 1.4% | |
| RT METLIFE STABLE VL RELIANCE TRUST COMPANY · EIN 46-6625485 / PN 001 | Common Collective Trust | — | — | $289K | 1.1% | |
| Victory Sycamore Est Value Fund R6 | — | — | — | $250K | 0.9% | |
| Fidelity US Bond Index | — | — | — | $247K | 0.9% | |
| Blackrock Total Return K | — | — | — | $192K | 0.7% | |
| Allspring Special Small Cap Value R6 | — | — | — | $179K | 0.7% | |
| T. Rowe Price Retire I 2045 I | — | — | — | $172K | 0.6% | |
| T. Rowe Price Retire I 2030 I | — | — | — | $166K | 0.6% | |
| Blackrock Mid Cap Growth Eq K | — | — | — | $145K | 0.5% | |
| MassMutual Small Cap Growth Eq I | — | — | — | $125K | 0.5% | |
| PUTNAM STABLE VALUE PUTNAM FIDUCIARY TRUST COMPANY · EIN 04-3159710 / PN 202 | Common Collective Trust | — | — | $74K | 0.3% | |
| T. Rowe Price Retire I 2060 I | — | — | — | $66K | 0.2% | |
| T. Rowe Price Retire I 2065 I | — | — | — | $16K | <0.1% | |
| T. Rowe Price Retire I 2035 I | — | — | — | $10K | <0.1% | |
| T. Rowe Price Retire I 2025 I | — | — | — | $3K | <0.1% | |
| Fidelity Government Money Market K6 | — | — | — | $1 | <0.1% |
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