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Original filing (PDF)20251007172614NAL0005118801001
AAA COOPER TRANSPORTATION
Form 5500
FILING_RECEIVED
AAA COOPER TRANSPORTATION PENSION PLAN FOR ELIGIBLE EMPLOYEES
Defined-benefit pension plan
Signals · 2
~117 bps in Sched C feesNo recordkeeper disclosed
Active participants
297
Accounts w/ balance
—
Plan assets (EOY)
$33.8M
Net assets (EOY)
$33.8M
How this plan invests
This plan
89 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
87
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
55
Participation health
100
Knocking points off
- 117 bps in Schedule C fees — 305% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
- Plan is frozen (1I) — no new benefit accrual.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for AAA COOPER TRANSPORTATION.
Plan sponsor
Name
AAA COOPER TRANSPORTATION
EIN
63-0364620
Address
P.O. BOX 6827 · DOTHAN, AL · 363020000
Phone
(334) 793-2284
Industry
Transportation & Warehousingsee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
1B · Flat-dollar DB formula
1I · Frozen plan — no new benefit accrual
Audit & trust (Schedule H)
Auditor
BTCPA, LLP
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
5 rowsOther
5| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| SCHWAB RETIREMENT PLAN SERVICES | 34-1479833 | — | NONE | $161K | — |
| STERLING CAPITAL MANAGEMENT LL | 42-1658828 | — | NONE | $85K | — |
| CAPFINANCIAL PARTNERS LLC | 26-0058143 | — | NONE | $81K | — |
| BCG PENSION RISK CONSULTANTS | 47-3313152 | — | NONE | $60K | — |
| BARBACANE, THORNTON & COMPANY | 51-0229493 | — | NONE | $10K | — |
Investments
85 direct securities· $31.8M(94% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| United States Treasury .625% 7/31/26 5,576,900.000 units | — | — | $5.2M | $5.3M | 15.6% | |
| United States Treasury 3.125% 0 4,055,800.000 units | — | — | $3.5M | $3.2M | 9.5% | |
| United States Treasury 4.375% 5/15/34 666,300.000 units | — | — | $688K | $657K | 1.9% | |
| United States Treasury 2.875% 5/15/52 878,700.000 units | — | — | $699K | $615K | 1.8% | |
| Jefferies Group 4.15% 1/23/30 524,000.000 units | — | — | $487K | $500K | 1.5% | |
| Paypal Holdings 2.3% 6/1/30 556,000.000 units | — | — | $493K | $487K | 1.4% | |
| party par, or maturity value Cost Current Value Targa Resources 6.25% 7/1/52 465,000.000 units | — | — | $453K | $464K | 1.4% | |
| Deere & Co. 5.375% 10/16/29 413,000.000 units | — | — | $458K | $426K | 1.3% | |
| National Rural Utilities 4.0230% 11/01/32 452,000.000 units | — | — | $448K | $418K | 1.2% | |
| TC Energy Corporation 5.6% 3/31/34 420,000.000 units | — | — | $447K | $417K | 1.2% | |
| Prudential Financial 3.7% 3/13/51 565,000.000 units | — | — | $476K | $409K | 1.2% | |
| Fiserv Insurance 4.4% 7/01/49 492,000.000 units | — | — | $437K | $403K | 1.2% | |
| Snap-On Inc. 3.15% 604,000.000 units | — | — | $496K | $400K | 1.2% | |
| HSBC Holdings 7.625% 5/17/32 360,000.000 units | — | — | $386K | $397K | 1.2% | |
| Kimco Realty Corporation 3.700% 10/01/49 547,000.000 units | — | — | $442K | $395K | 1.2% | |
| Verizon Communications 1.5% 9/18/30 463,000.000 units | — | — | $395K | $384K | 1.1% | |
| Canadian Pacific 3.125% 6/1/26 386,000.000 units | — | — | $367K | $374K | 1.1% | |
| Consumers Energy 4.35% 8/31/64 473,000.000 units | — | — | $439K | $373K | 1.1% | |
| DH Europe Financial 3.4% 11/15/49 530,000.000 units | — | — | $443K | $370K | 1.1% | |
| American Tower 3.375% 10/15/26 374,000.000 units | — | — | $362K | $365K | 1.1% | |
| Consolidated Edison 4.3% 12/01/56 470,000.000 units | — | — | $424K | $365K | 1.1% | |
| T-Mobile USA Inc 5.8% 9/15/62 372,000.000 units | — | — | $368K | $358K | 1.1% | |
| Exelis Insurance 5.054% 4/27/45 367,000.000 units | — | — | $375K | $334K | 1.0% | |
| Exelon Generation 6.25% 10/01/39 319,000.000 units | — | — | $350K | $334K | 1.0% | |
| Boardwalk Pipeline 3.4% 2/15/31 372,000.000 units | — | — | $339K | $333K | 1.0% | |
| Williams Partners 5.4% 3/04/44 356,000.000 units | — | — | $353K | $332K | 1.0% | |
| Transatlantic HL 8.00% 11/30/39 267,000.000 units | — | — | $359K | $329K | 1.0% | |
| Mitsubishi Financial Group 3.751% 7/18/39 390,000.000 units | — | — | $351K | $326K | 1.0% | |
| AT&T Inc. 3.85% 6/1/60 470,000.000 units | — | — | $385K | $326K | 1.0% | |
| Sempra Energy 3.8% 2/01/38 392,000.000 units | — | — | $342K | $326K | 1.0% | |
| Oneok Partners 6.125% 2/1/41 320,000.000 units | — | — | $333K | $319K | 0.9% | |
| Marathon Pete Corporation 5% 9/15/54 387,000.000 units | — | — | $352K | $318K | 0.9% | |
| JP Morgan 10/15/30 352,000.000 units | — | — | $316K | $315K | 0.9% | |
| Progress Energy 7.75% 3/01/31 274,000.000 units | — | — | $337K | $309K | 0.9% | |
| Comcast Corporation 2.8% 1/15/51 520,000.000 units | — | — | $390K | $309K | 0.9% | |
| W.R. Berkley Co. 3.55% 3/30/52 447,000.000 units | — | — | $366K | $309K | 0.9% | |
| Telefonica Euro 8.25% 9/15/30 268,000.000 units | — | — | $337K | $304K | 0.9% | |
| Salesforce, Inc. 2.9000% 07/15/51 465,000.000 units | — | — | $363K | $297K | 0.9% | |
| Shell International 5.5% 3/25/40 297,000.000 units | — | — | $332K | $296K | 0.9% | |
| Schlumberger 2.6500% 6/26/30 332,000.000 units | — | — | $286K | $296K | 0.9% | |
| Walt Disney Corporation 4.125% 12/01/41 352,000.000 units | — | — | $336K | $294K | 0.9% | |
| United Health Group 4.625% 11/15/41 333,000.000 units | — | — | $332K | $291K | 0.9% | |
| FMC Corporation 4.515% 10/01/49 380,000.000 units | — | — | $331K | $290K | 0.9% | |
| Aetna Insurance 4.5% 5/15/42 361,000.000 units | — | — | $325K | $288K | 0.9% | |
| The Coca-Cola Company 2.75% 6/1/60 491,000.000 units | — | — | $379K | $287K | 0.8% | |
| Entergy Louisiana 2.9% 3/15/51 462,000.000 units | — | — | $351K | $283K | 0.8% | |
| United Health Group 3.875% 8/15/59 399,000.000 units | — | — | $340K | $278K | 0.8% | |
| Federal Realty 3.625% 8/01/46 391,000.000 units | — | — | $306K | $276K | 0.8% | |
| Citigroup Insurance 4.65% 7/23/48 323,000.000 units | — | — | $320K | $276K | 0.8% | |
| Apple Inc 2.95% 9/11/49 406,000.000 units | — | — | $328K | $271K | 0.8% | |
| party par, or maturity value Cost Current Value Bristol Myers 3.25% 8/01/42 371,000.000 units | — | — | $304K | $268K | 0.8% | |
| Simon Property Group 3.25% 9/13/49 398,000.000 units | — | — | $316K | $266K | 0.8% | |
| The Hershey Corporation 3.125% 11/15/49 395,000.000 units | — | — | $328K | $262K | 0.8% | |
| Tractor Supply Co 1.75% 11/1/30 313,000.000 units | — | — | $266K | $261K | 0.8% | |
| Athene Holding 3.95% 5/25/51 366,000.000 units | — | — | $259K | $260K | 0.8% | |
| Pepsico Incorporated 2.875% 10/15/49 398,000.000 units | — | — | $321K | $259K | 0.8% | |
| Realty Income Corporation 4.45% 9/15/26 245,000.000 units | — | — | $244K | $246K | 0.7% | |
| Morgan Stanley 6.375% 7/24/42 223,000.000 units | — | — | $270K | $241K | 0.7% | |
| Capital One Financial 3.75% 3/09/27 244,000.000 units | — | — | $238K | $238K | 0.7% | |
| State Street Corporation 3.55% 8/18/25 239,000.000 units | — | — | $239K | $237K | 0.7% | |
| Bank New York Melon 3% 10/30/28 252,000.000 units | — | — | $237K | $235K | 0.7% | |
| Corporate Debt AT&T Inc 4.5% 5/15/35 242,000.000 units | — | — | $231K | $224K | 0.7% | |
| party par, or maturity value Cost Current Value JP Morgan Chase Bank NA 228,000.000 units | — | — | $230K | $223K | 0.7% | |
| Alexandria Real Estate 4.5% 7/30/29 227,000.000 units | — | — | $230K | $222K | 0.7% | |
| Kinder Morgan Energy 6.5% 2/01/37 210,000.000 units | — | — | $227K | $221K | 0.7% | |
| Baker Hughes Inc. 5.125% 9/15/40 232,000.000 units | — | — | $231K | $220K | 0.7% | |
| Weyerhaeuser Corporation 6.9500% 10/01/27 201,000.000 units | — | — | $229K | $212K | 0.6% | |
| Amazon.com, Inc. 2.7% 357,000.000 units | — | — | $253K | $204K | 0.6% | |
| Duke Energy 4.1500% 12/01/44 232,000.000 units | — | — | $213K | $190K | 0.6% | |
| Sales Tax Securitization Corp 3.107% 1/1/35 225,000.000 units | — | — | $225K | $187K | 0.6% | |
| Diamondback Energy 3.5% 12/1/29 188,000.000 units | — | — | $189K | $174K | 0.5% | |
| Bank America Corporation 2.831% 10/24/51 233,000.000 units | — | — | $178K | $143K | 0.4% | |
| Anthem Inc. 3.7% 9/15/49 195,000.000 units | — | — | $191K | $137K | 0.4% | |
| Kimco Realty Corporation 4.4500% 9/1/47 154,000.000 units | — | — | $124K | $127K | 0.4% | |
| United States Treasury 3.00% 10/31/25 123,200.000 units | — | — | $124K | $122K | 0.4% | |
| Westlake Chemical 4.375% 11/15/47 148,000.000 units | — | — | $138K | $116K | 0.3% | |
| MPLX LP 4.8% 2/15/29 116,000.000 units | — | — | $118K | $115K | 0.3% | |
| Georgia-Pacific 8.875% 05/15/31 91,000.000 units | — | — | $140K | $109K | 0.3% | |
| party par, or maturity value Cost Current Value Government Debt Federal Home Loan Bank 3.25% 06/9/28 90,000.000 units | — | — | $97K | $87K | 0.3% | |
| LYB International Finance III 5.5% 3/01/34 85,000.000 units | — | — | $86K | $83K | 0.2% | |
| Reedy Creek Improvement 2.547% 6/1/35 95,000.000 units | — | — | $95K | $75K | 0.2% | |
| Charter Community 4.9080% 7/23/25 74,000.000 units | — | — | $76K | $74K | 0.2% | |
| Ventas Realty 4.375% 2/01/45 90,000.000 units | — | — | $92K | $73K | 0.2% | |
| Bristol Myers Squibb 5.5% 2/22/44 51,000.000 units | — | — | $51K | $50K | 0.1% | |
| United States Treasury .375% 12/31/25 7,500.000.000 units | — | — | $7K | $7K | <0.1% |
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