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Original filing (PDF)20251015112614NAL0008965330004
UNITED ABILITY, INC.
Form 5500
FILING_RECEIVED
UNITED ABILITY, INC. 403(B) RETIREMENT PLAN
403(b) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
265
Accounts w/ balance
165
Plan assets (EOY)
$8.2M
Net assets (EOY)
$8.2M
How this plan invests
This plan
26 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
75
Vendor stack
80
Participation health
80
Knocking points off
- No recordkeeper disclosed on Schedule C.
- 62% balance-to-active ratio — below typical for a healthy 401(k).
Helping the score
- No Schedule C compensation disclosed — likely a small plan or unbundled.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for UNITED ABILITY, INC..
Plan sponsor
Name
UNITED ABILITY, INC.
EIN
63-0307960
Address
100 OSLO CIRCLE · BIRMINGHAM, AL · 352115965
Phone
(205) 251-0165
Industry
Other Services (ex. Public Admin)see all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-15
Pension benefit codes
2M · 403(b)(7) custodial accounts
Audit & trust (Schedule H)
Auditor
PEARCE, BEVILL, LEESBURG, MOORE, P.
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
No Schedule C providers reportedInvestments
26 direct securities· $8.1M(100% of reported assets)
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Mutual of America 2045 Retirement Fund | — | — | — | $1.2M | 15.1% | |
| Calvert Small Cap Fund 34 Dodge & Cox Dodge & Cox Stock Fund | — | — | — | $1.1M | 13.3% | |
| Mutual of America 203 5 Retirement Fund | — | — | — | $995K | 12.2% | |
| Mutual of America 2040 Retirement Fund | — | — | — | $831K | 10.2% | |
| T. Rowe Price Blue Chip Growth Fund Class I | — | — | — | $701K | 8.6% | |
| Mutual of America 2050 Retirement Fund | — | — | — | $665K | 8.2% | |
| Mutual of America 2030 Retirement Fund | — | — | — | $636K | 7.8% | |
| Mutual of America Retirement Income Fund | — | — | — | $305K | 3.7% | |
| BlackRock Mid-Cap Growth Equity Portfolio Class K | — | — | — | $290K | 3.6% | |
| MacQuarie Small Cap Value 34 Vanguard Total Bond Market Index | — | — | — | $230K | 2.8% | |
| Mutual of America Equity Index Fund | — | — | — | $178K | 2.2% | |
| Vanguard Treasury Money Market Fund | — | — | — | $137K | 1.7% | |
| Mutual of America 2025 Retirement Fund | — | — | — | $132K | 1.6% | |
| Participant Loans Interest Rates from 8.0% to 9.5% | — | — | — | $103K | 1.3% | |
| Mutual of America Mid-Cap Equity Index Fund | — | — | — | $103K | 1.3% | |
| Mutual of America 2055 Retirement Fund | — | — | — | $97K | 1.2% | |
| Mutual of America 2020 Retirement Fund | — | — | — | $95K | 1.2% | |
| Mutual of America 2060 Retirement Fund | — | — | — | $68K | 0.8% | |
| Vanguard International Growth Fund Admiral | — | — | — | $65K | 0.8% | |
| Calvert US Large Cap Core Index | — | — | — | $41K | 0.5% | |
| Victory RS Small Cap Growth Fund Class R6 | — | — | — | $36K | 0.4% | |
| Calvert Bond Fund Class R6 | — | — | — | $35K | 0.4% | |
| Mutual of America Small Cap Equity Index Fund | — | — | — | $31K | 0.4% | |
| Mutual of America 2065 Retirement Fund | — | — | — | $19K | 0.2% | |
| American Funds New World Fund Class R-6 | — | — | — | $6K | <0.1% | |
| MFS Mid Cap Value Fund | — | — | — | $3K | <0.1% |
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