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Original filing (PDF)20251125100010NAL0003141361001

BRADLEY ARANT BOULT CUMMINGS LLP

Form 5500
FILING_RECEIVED
BRADLEY ARANT BOULT CUMMINGS LLP RETIREMENT PLAN
401(k) retirement plan
Signals · 3
Late filing · 0.3 moNo recordkeeper disclosed21 service providers
Active participants
1,172
Accounts w/ balance
1,537
Plan assets (EOY)
$694.3M
Net assets (EOY)
$694.3M
How this plan invests
This plan
14 pooled trusts
Schedule D
36 securities
funds · stocks · CUSIPs

Holdings are itemized directly on this plan's Schedule of Assets, below.

Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
99
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
  • Filed 0.3 months past the 10.5-month grace window.
  • 11 bps in Schedule C fees — 76% above peer band of 6 bps.
  • No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for BRADLEY ARANT BOULT CUMMINGS LLP.
Plan sponsor
Name
BRADLEY ARANT BOULT CUMMINGS LLP
EIN
63-0243316
Address
ONE FEDERAL PLACE · 1819 FIFTH AVENUE NORTH · BIRMINGHAM, AL · 35203
Phone
(205) 521-8000
Industry
Law Offices· Professional & Technical Servicessee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-11-25
Pension benefit codes
2A · Age/service weighted or new comparability
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2R · Participant-directed brokerage (SDBA)
2S · Automatic enrollment
2T · Default investment account (QDIA)
3B · Covers self-employed individuals
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
BLACK & PINCKARD LLC
Trustee / custodian
Trustee phone

Service providers (Schedule C)

21 rows
Other
21
NameEINLocationRelationDirect compIndirect comp
SCHWAB RETIREMENT PLAN SERVICES INC34-1479833NONE$159K
CAPFINANCIAL PARTNERS LLC26-0058143NONE$121K
HIGHTOWER ADVISORS LLC36-4500709NONE$60K
THOROUGHBRED FINANCIAL SERV62-1784717NONE$52K
CAPWEALTH ADVISORS LLC26-3565415NONE$47K
CITY NATIONAL ROCHDALE LLC20-2931739NONE$43K
THE WELCH GROUP LLC63-1231262NONE$39K
WOODMONT INVESTMENT COUNSEL LL62-1830557NONE$38K
SAVANT CAPITAL LLC45-3812777NONE$27K
PATTEN AND PATTEN INC62-0968572NONE$20K
NORTH POINT PORTFOLIO MANAGERS34-1887341NONE$18K
LBMC INVESTMENT ADVISORS LLC62-1723695NONE$17K
NBC SECURITIES INC63-0923499NONE$16K
CHARLES SCHWAB & CO., INC.94-1737782NONE$13K
WAVERLY ADVISORS LLC63-1229657NONE$12K
SHAYNE & JACOBS LLC62-1578680NONE$12K
EUDAIMONIA ADVISORS LLC84-2196366NONE$12K
BUCKINGHAM STRATEGIC PARTNERS20-8307105NONE$9K
BLACK PINCKARD LLC26-0079381NONE$9K
KINGSWOOD WEALTH ADVISORS LLC82-1422516NONE$5K
RFG ADVISORY LLC45-2787436NONE$5K

Investments

24 direct securities · 14 pooled funds· $728.8M(100% of reported assets)

Rows tagged as a trust or pooled fund hold many underlying securities. Click one to drill into its own Schedule of Assets — where the individual funds, shares, and CUSIPs live.

Uncategorized
$545.7M
24 holdings
Common Collective Trust
$152.4M
13 holdings
Pooled Separate Account
$30.8M
1 holding
PIInvestmentTypeShares / unitsCostCurrent value% of plan
PCRA Self-Directed Brokerage Account$132.9M19.1%
FIDELITY 500 INDEX Registered Investment Company$90.2M13.0%
FIDELITY CONTRA FUND K6 Registered Investment Company$64.8M9.3%
PUTNAM EQUITY INCOME FUND Y Registered Investment Company$43.4M6.3%
NEW YORK LIFE ANCHOR ACCT IV Pooled Separate Accounts$30.8M4.4%
PSA NO.25(STABLE VALUE ACCOUNT)
NEW YORK LIFE INSURANCE COMPANY · EIN 13-5582869 / PN 125
Pooled Separate Account
$30.8M4.4%
SCHWAB INDEXED RET TR FUND 2040
CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 017
Common Collective Trust
$27.5M4.0%
AMERICAN BALANCED FUND R1 Registered Investment Company$26.0M3.7%
DODGE & COX INCOME X Registered Investment Company$25.3M3.6%
SCHWAB INDEXED RET TR FUND 2045
CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 018
Common Collective Trust
$23.2M3.3%
SCHWAB INDEXED RET TR FUND 2035
CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 016
Common Collective Trust
$21.6M3.1%
SCHWAB INDEXED RET TR FUND 2050
CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 019
Common Collective Trust
$20.3M2.9%
FIDELITY MID CAP INDEX Registered Investment Company$17.7M2.6%
SCHWAB INDEXED RET TR FUND 2030
CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 015
Common Collective Trust
$16.6M2.4%
FIDELITY US BOND INDEX Registered Investment Company$13.6M2.0%
FIDELITY SMALL CAP INDEX Registered Investment Company$11.8M1.7%
FIDELITY TOTAL INTERN INDEX Registered Investment Company$10.3M1.5%
MASSMUTUAL SLCT MCAP GRTH R5 Registered Investment Company$10.1M1.4%
SCHWAB FDMTL INTL LG CO INDEX Registered Investment Company$9.9M1.4%
EUROPACIFIC GROWTH R6 Registered Investment Company$9.9M1.4%
SCHWAB INDEXED RET TR FUND 2055
CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 021
Common Collective Trust
$9.4M1.4%
HARBOR SMALL CAP GROWTH I Registered Investment Company$9.2M1.3%
MFS MID CAP VALUE FUND CL CT Common Collective Trust Fund$7.6M1.1%
MFS HTG TR COMP CIT MFS MCV FD
MFS HERITAGE TRUST COMPANY · EIN 57-1187281 / PN 024
Common Collective Trust
$7.6M1.1%
JPMORGAN LARGE CAP GROWTH R6 Registered Investment Company$7.3M1.0%
SCHWAB INDEXED RET TR FUND 2025
CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 014
Common Collective Trust
$7.0M1.0%
SCHWAB INDEXED RET TR FUND 2060
CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 023
Common Collective Trust
$6.9M1.0%
AMERICAN BEACON SMCAP VAL INV Registered Investment Company$6.7M1.0%
FIRST EAGLE GLOBAL A Registered Investment Company$5.7M0.8%
VICTORY TRIVALENT INTL SM CP I Registered Investment Company$5.4M0.8%
SCHWAB INDEXED RET TR FUND 2010
CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 011
Common Collective Trust
$5.0M0.7%
FIDELITY ADV STRAT INCOM CL I Registered Investment Company$4.9M0.7%
SCHWAB INDEXED RET TR FUND 2020
CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 013
Common Collective Trust
$4.1M0.6%
SCHWAB INDEXED RET TR FUND 2065
CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 025
Common Collective Trust
$3.0M0.4%
PARTICIPANT LOANS (4.25% - 9.50%)$2.4M0.3%
SCHWAB INDEXED RET TR FUND 2015
CHARLES SCHWAB TRUST BANK · EIN 81-0625169 / PN 012
Common Collective Trust
$129K<0.1%
LIMITED PARTNERSHIP Limited Partnership$61K<0.1%
LIMITED PARTNERSHIP FUND Money Market / Cash Equivalent$1K<0.1%