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Original filing (PDF)20251007140422NAL0002522291001
RED DIAMOND, INC.
Form 5500
FILING_RECEIVED
RED DIAMOND, INC. RETIREMENT SAVINGS PLAN
401(k) retirement plan
Signals · 1
No recordkeeper disclosed
Active participants
145
Accounts w/ balance
175
Plan assets (EOY)
$15.9M
Net assets (EOY)
$15.9M
How this plan invests
This plan
1 pooled trust
Schedule D
19 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
89
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
100
Knocking points off
- 45 bps in Schedule C fees — 56% above peer band of 29 bps.
- No recordkeeper disclosed on Schedule C.
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for RED DIAMOND, INC..
Plan sponsor
Name
RED DIAMOND, INC.
EIN
63-0060590
Address
400 PARK AVE · MOODY, AL · 35004
Phone
(205) 577-4000
Industry
Wholesale Tradesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
002
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-10-07
Pension benefit codes
2E · Profit-sharing
2F · ERISA section 404(c)
2G · Total participant-directed accounts
2J · 401(k) feature
2K · 401(m) arrangement
2T · Default investment account (QDIA)
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
PEARCE, BEVILL, LEESBURG & MOORE
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
1 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| WAVERLY ADVISORS, LLC | 63-1229657 | — | RIA | $72K | — |
Investments
18 direct securities · 1 pooled fund· $15.9M(100% of reported assets)
Rows tagged as a trust or pooled fund hold many underlying securities. Their holdings are itemized on each fund’s own Form 5500.
Uncategorized
$14.7M
18 holdings
Common Collective Trust
$1.2M
1 holding
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Vanguard Growth Index Fund Mutual fund | — | — | — | $3.6M | 22.5% | |
| Vanguard Value Index Fund Mutual fund | — | — | — | $2.1M | 13.2% | |
| Vanguard Total Bond Market Fund Mutual fund | — | — | — | $1.6M | 9.9% | |
| MELLON INSIGHT STABLE VALUE FUND THE BANK OF NEW YORK MELLON · EIN 11-3152987 / PN 001 | Common Collective Trust | — | — | $1.2M | 7.3% | |
| DFA International Core Equity Mutual fund | — | — | — | $1.0M | 6.5% | |
| Vanguard Money Market Fund Money market fund | — | — | — | $831K | 5.2% | |
| Avantis U.S. Large Cap Value Fund Mutual fund | — | — | — | $668K | 4.2% | |
| Vanguard Intermediate-Term Fund Mutual fund | — | — | — | $663K | 4.2% | |
| Vanguard Dividend Appreciation Fund Mutual fund | — | — | — | $643K | 4.1% | |
| Avantis U.S. Small Cap Value Mutual fund | — | — | — | $578K | 3.6% | |
| Vanguard Mid Cap Value Fund Mutual fund | — | — | — | $561K | 3.5% | |
| Vanguard Mid Cap Growth Fund Mutual fund | — | — | — | $503K | 3.2% | |
| DFA International Small Company Mutual fund | — | — | — | $478K | 3.0% | |
| Vanguard Small Cap Growth Fund Mutual fund | — | — | — | $470K | 3.0% | |
| Avantis Emerging Markets Equity Fund Mutual fund | — | — | — | $466K | 2.9% | |
| DFA Inflation-Protected Securities Mutual fund | — | — | — | $283K | 1.8% | |
| Vanguard High Yield Corporate Mutual fund | — | — | — | $252K | 1.6% | |
| Fidelity 500 Index Fund Mutual fund | — | — | — | $39K | 0.2% | |
| Cohen & Steers Realty Shares Mutual fund | — | — | — | $2K | <0.1% |
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