Back to filter
Original filing (PDF)20250918131940NAL0000679635001
GENERATIONS-GAITHER, INC.
Form 5500
FILING_RECEIVED
GENERATIONS-GAITHER 401(K) PLAN
401(k) retirement plan
Signals · 2
~134 bps in Sched C feesNo recordkeeper disclosed
Active participants
260
Accounts w/ balance
156
Plan assets (EOY)
$1.6M
Net assets (EOY)
$1.6M
How this plan invests
This plan
31 securities
funds · stocks · CUSIPs
Holdings are itemized directly on this plan's Schedule of Assets, below.
Plan health score (directional)
86
/ 100
Grade A
Top-tier plan health
Directional indicator computed from public Form 5500 data — compliance, concentration, cost, vendor stack and participation. Not a fiduciary tool.
Compliance & disclosures
100
Concentration risk
100
Total plan cost
65
Vendor stack
80
Participation health
80
Knocking points off
- 134 bps in Schedule C fees — 158% above peer band of 52 bps.
- No recordkeeper disclosed on Schedule C.
- 60% balance-to-active ratio — below typical for a healthy 401(k).
Decision-maker contacts
CFO / Head of HR / Benefits Manager — verified email + LinkedIn for GENERATIONS-GAITHER, INC..
Plan sponsor
Name
GENERATIONS-GAITHER, INC.
EIN
62-1797872
Address
406 NORTH SPRING STREET · MCMINNVILLE, TN · 37110
Phone
(931) 507-1212
Industry
Health Care & Social Assistancesee all
Plan administrator
Same as plan sponsor.
Plan characteristics
Plan number
001
Plan year
2024
Plan year begin
2024-01-01
Tax period
2024-12-31
Filed
2025-09-18
Pension benefit codes
2E · Profit-sharing
2J · 401(k) feature
2K · 401(m) arrangement
2F · ERISA section 404(c)
2G · Total participant-directed accounts
3D · Pre-approved plan (master / prototype / VS)
Audit & trust (Schedule H)
Auditor
JASON UNDERWOOD CPA, PLLC
Trustee / custodian
—
Trustee phone
—
Service providers (Schedule C)
2 rowsAdvisor / Consultant
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| TRUIST INVESTMENT SERVICES INC | — | ATLANTA, GA | INVESTMENT ADVISORY | $18K | — |
Other
1| Name | EIN | Location | Relation | Direct comp | Indirect comp |
|---|---|---|---|---|---|
| STONES RIVER CONSULTING, INC. | 45-3783933 | MURFREESBORO, TN | OTHER FEES | $3K | — |
Investments
24 direct securities· $1.7M(100% of reported assets)
Uncategorized
$1.4M
22 holdings
Mutual Funds
$266K
2 holdings
| PI | Investment | Type | Shares / units | Cost | Current value | % of plan |
|---|---|---|---|---|---|---|
| Schwab Target 2045 Index | Mutual Funds | — | — | $250K | 15.4% | |
| Schwab Target 2035 Index | — | — | — | $212K | 13.0% | |
| Schwab Target 2050 Index | — | — | — | $172K | 10.6% | |
| Schwab Target 2040 Index | — | — | — | $152K | 9.4% | |
| Schwab Target 2020 Index ** 385 Schwab Target 2025 Index | — | — | — | $132K | 8.1% | |
| Schwab Target 2030 Index | — | — | — | $99K | 6.1% | |
| Schwab Target 2055 Index | — | — | — | $98K | 6.1% | |
| Schwab Target 2015 Index | — | — | — | $77K | 4.8% | |
| Schwab Target 2060 Index | — | — | — | $68K | 4.2% | |
| Fully benefit-responsive investment contracts * CMFG Stable Value Account | — | — | — | $67K | 4.1% | |
| Vanguard Small Cap Value Index Adm | — | — | — | $57K | 3.5% | |
| iShares Russell 1000 Large Cap Index K | — | — | — | $46K | 2.8% | |
| Fidelity Mid Cap Index | — | — | — | $29K | 1.8% | |
| Vanguard Small Cap Growth Index Adm | — | — | — | $29K | 1.8% | |
| Nuveen Intl Eq Idx R6 | — | — | — | $26K | 1.6% | |
| Nuveen International Equity Fund R6 | — | — | — | $26K | 1.6% | |
| Nuveen Sm Cp Blnd Idx R6 | — | — | — | $24K | 1.5% | |
| Nuveen Small Cap Blend Index Fund R6 | — | — | — | $24K | 1.5% | |
| Nuveen Lrg Cp Grw Idx R6 | — | — | — | $22K | 1.3% | |
| Schwab Target 2065 Index | — | — | — | $20K | 1.3% | |
| Nuveen Large Cap Value Index Fund R6 | — | — | — | $20K | 1.2% | |
| Nuveen Lrg Cp Val Idx R6 | — | — | — | $20K | 1.2% | |
| Fidelity Emerging Markets Index | Mutual Funds | — | — | $16K | 1.0% | |
| iShares US Aggregate Bond Index K | — | — | — | $5K | 0.3% |
Related plans
Other plans using TRUIST INVESTMENT SERVICES INC
PRINCIPAL LIFE INSURANCE COMPANY
PRINCIPAL EASE 401(K) PLAN
$650.9M · 161,040 participants
QUANTUM PHYSICIAN SERVICES, LLC
QUANTUM RADIOLOGY, P.C. RETIREMENT PLAN
$86.4M · 151 participants
TMC TECHNOLOGIES OF WEST VIRGINIA CORP.
TMC TECHNOLOGIES 401(K) PLAN
$14.0M · 140 participants
RCSS HOLDINGS, INC.
RCSS HOLDINGS, INC. 401(K) PLAN
$13.0M · 249 participants
RA-LIN & ASSOCIATES, INC.
RA-LIN CONSTRUCTION COMPANY 401(K) PLAN
$12.2M · 141 participants
CURTIS CONTRACTING, INC.
CURTIS CONTRACTING, INC. 401(K) PROFIT SHARING PLAN
$9.7M · 182 participants
Similar-size Health Care & Social Assistance plans
MATRIX BEHAVIOR SOLUTIONS, LLC
MATRIX BEHAVIOR SOLUTIONS 401(K) PLAN
$1.6M · 503 participants
PSYCHIATRIC MEDICAL ASSOCIATES, PA
PSYCHIATRIC MEDICAL ASSOCIATES, PA 401(K) PLAN
$1.6M · 10 participants
CENTER FOR FAMILY DEVELOPMENT, INC.
CENTER FOR FAMILY DEVELOPMENT 403(B) PLAN
$1.6M · 96 participants
FORT WAYNE NEUROPSYCHOLOGY LLC
FORT WAYNE NEUROPSYCHOLOGY 401(K) PLAN
$1.6M · 14 participants
DILWORTH CENTER FOR CHEMICAL DEP
DILWORTH CENTER FOR CHEMICAL DEPENDENCY INC 401(K) PROFIT SHA
$1.6M · 21 participants
NATALIS COUNSELING & PSYCHOLOGY SOLUTIONS, P.A.
NATALIS COUNSELING AND PSYCHOLOGY SOLUTIONS 401(K) PLAN
$1.6M · 86 participants
Large plans in Tennessee
FEDEX CORPORATION
FEDEX CORPORATION EMPLOYEES' PENSION TRUST
$27.6B
FEDEX CORPORATION
FEDEX CORPORATION EMPLOYEES' PENSION PLAN
$26.9B · 113,256 participants
FEDEX CORPORATION
FEDEX CORPORATION RETIREMENT SAVINGS PLAN
$25.4B · 102,265 participants
HCA INC.
HCA 401(K) PLAN
$23.8B · 310,762 participants
HCA INC.
HCA INC. MASTER RETIREMENT TRUST
$23.4B
ALLIANCEBERNSTEIN LP
AB US LARGE CAP GROWTH COLLECTIVE TRUST
$8.9B